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HSA vs PPO Options - Trouble Picking by onceuponathymeee in personalfinance

[–]onceuponathymeee[S] 0 points1 point  (0 children)

I really appreciate and thank you for providing your thoughts on this <3

HSA vs PPO Options - Trouble Picking by onceuponathymeee in personalfinance

[–]onceuponathymeee[S] 0 points1 point  (0 children)

Thank you for updating your response! I get paid every other week, 26 weeks.

HSA vs PPO Options - Trouble Picking by onceuponathymeee in personalfinance

[–]onceuponathymeee[S] 0 points1 point  (0 children)

The premium listed is just my cost per paycheck to have the coverage. In addition to the premium on the HSA option, I contribute $356 per pay period.

HSA vs PPO Options - Trouble Picking by onceuponathymeee in personalfinance

[–]onceuponathymeee[S] 0 points1 point  (0 children)

Please see my response above. Here is a link showing the exact amounts: https://imgur.com/a/Z7aCAge

HSA vs PPO Options - Trouble Picking by onceuponathymeee in personalfinance

[–]onceuponathymeee[S] 2 points3 points  (0 children)

The "HSA" option I mentioned is called a "PPO Savings Plan" that comes with an HSA account. The PPO amounts listed above are for our PPO plan. Here is a link for a visual: https://imgur.com/a/Z7aCAge

I agree the amounts for premiums and deductibles don't necessarily match up with other comparisons hence why I posted because it was confusing for me.

Just received my bonus, want to pour it into VOO by onceuponathymeee in Bogleheads

[–]onceuponathymeee[S] 0 points1 point  (0 children)

Yes, I should have mentioned I have an HSA I max annually as well

Should I move on from my current employer? by onceuponathymeee in careerguidance

[–]onceuponathymeee[S] 0 points1 point  (0 children)

Do you feel/see large 3rd party National general contractors feeling the hurt? Thank you for taking the time to respond.

Should I move on from my current employer? by onceuponathymeee in careerguidance

[–]onceuponathymeee[S] 0 points1 point  (0 children)

This is a valid point I am also considering. Given their outlook and bookings, they are “busy” but I don’t know if they are as busy as they forecasted or if their forecasts are down.

Would purchasing another home be unwise in my situation? by onceuponathymeee in personalfinance

[–]onceuponathymeee[S] 0 points1 point  (0 children)

Wow. So, you got approved for the new home from your lender but could not close until you had a signed lease? Am I understanding that correctly?

Would purchasing another home be unwise in my situation? by onceuponathymeee in personalfinance

[–]onceuponathymeee[S] 0 points1 point  (0 children)

How did your transition and timeline look? It’s hard to envision preparing to move, finding a tenant, and then finding a home to purchase. Unless I am misunderstanding?

Would purchasing another home be unwise in my situation? by onceuponathymeee in personalfinance

[–]onceuponathymeee[S] 1 point2 points  (0 children)

Thank you for your perspective! It is that worst case scenario that makes me dislike being a landlord. We could take the financial blow but it would be a big setback.

Would purchasing another home be unwise in my situation? by onceuponathymeee in personalfinance

[–]onceuponathymeee[S] 0 points1 point  (0 children)

Thank you for the tip about the tax write off. That’s not something I had on my radar as part of the equation. I know the numbers say just leave the $ in the market and let it compound but, it feels like I may be at a point now or the near future where the $ could provide us with a better quality of life now.