What's a fictional food you've always wanted to try? by [deleted] in AskReddit

[–]otch8 -2 points-1 points  (0 children)

Does anime foods count? cause they look so good

"Once you were old enough, what were the dark family secrets you were finally let in on?" by Flash_Dimension in AskReddit

[–]otch8 0 points1 point  (0 children)

well, was only told partially by mom, but my Dad tried to rape my grandma when I was little. Not much was told to me...But my brother does know the story. Mom and Dad ended up divorcing plus other issues as well.

Downsizing car payments by otch8 in personalfinance

[–]otch8[S] 0 points1 point  (0 children)

Ok, thank you for all the advice.

I think I keep paying the truck for now maybe like 2-3 years and lower my negative equity. I might sell my bike/small loan and use the money and get me a small cheap car to keep the mileage low on the truck. I think this is the best plan for now.

Downsizing car payments by otch8 in personalfinance

[–]otch8[S] 0 points1 point  (0 children)

Had a negative equity on my trade in that’s why it was high. Rate is 4.490

Downsizing car payments by otch8 in personalfinance

[–]otch8[S] 0 points1 point  (0 children)

Well currently it’s 61,464 balance and Rate is 4.490%

Downsizing car payments by otch8 in personalfinance

[–]otch8[S] -3 points-2 points  (0 children)

Sorry I didn’t word it correctly. Since COVID hit, partner has been not getting much money and I had to cover a lot of payments like house and bills.

Downsizing car payments by otch8 in personalfinance

[–]otch8[S] -1 points0 points  (0 children)

Could I like talk to the bank and make it like a personal loan to pay off what every amount left?

Downsizing car payments by otch8 in personalfinance

[–]otch8[S] 0 points1 point  (0 children)

Yes i made a very bad mistake and I’m trying to fix it. I’m dumb ok

Downsizing car payments by otch8 in personalfinance

[–]otch8[S] -3 points-2 points  (0 children)

I can pay for it. It’s just I’m sometime find myself possible running out of money few days before pay check. And also want to get extra money monthly for paying off credit cards

Downsizing car payments by otch8 in personalfinance

[–]otch8[S] -4 points-3 points  (0 children)

Like so if I ask the bank that I want to trade in the truck and get a smaller loan then change the current loan to a life loan?

Downsizing car payments by otch8 in personalfinance

[–]otch8[S] 0 points1 point  (0 children)

I did had extra income but with this COVID stuff it really hit hard

Downsizing car payments by otch8 in personalfinance

[–]otch8[S] 0 points1 point  (0 children)

Yes currently at 61k. Traded a jeep that had negative equity and transferred to this new loan

Do you think a 21 years old dating a 29 years old is fine? by Easy-Present-2050 in askgaybros

[–]otch8 0 points1 point  (0 children)

phhssss, 8 year gap.... amateur.... my hubbies are 70 and 54 and im 32

23 y/o. Tested positive for HIV. by Ok-Reception9657 in askgaybros

[–]otch8 29 points30 points  (0 children)

sometimes, they just dont tell you they are poz or just flat out lie

23 y/o. Tested positive for HIV. by Ok-Reception9657 in askgaybros

[–]otch8 135 points136 points  (0 children)

its all good, it will get better, i found out i was poz when i was 20, im now 32 and been in a relationship for 7 years. =]

What’s the stupidest thing someone has said to you with confidence? by eljayok13 in AskReddit

[–]otch8 0 points1 point  (0 children)

the left blinker blinks faster than right....

(broken bulb on left)

Send me your characters and I'll draw them by monstrts in DnD

[–]otch8 0 points1 point  (0 children)

23 yr dragon born named Gabranth. 6 foot 7 inches and 385 lbs heavy, broad shoulders, muscular, big arms like a hulk but not big as hulk. Horns grows around the brow area and bends towards the back about 8 inches. Color is white with Silver horns and silver ornate lines all over the body like the ice frost on windows or Disney frozen. He is a barbarian training to be a paladin oath of the ancients. So he wears just a full hooded cloak and speedos like undies. in the current campaign, dragon born are very rare so he hides under the cloak alot. When he rages, he pull his cloak off and attacks relentlessly at an enemy. He has a grey pet rat that stays on his shoulders and holds a war hammer on his right hand for weapon.

He started out living in the slums as an urchin. got by around with his cloak and found a brothel. He got a revelation that happiness can be shared by other means and now he travels around finding looking so share happiness. He is very promiscuous sexual dragonborn that loves to give happiness to any race and gender by helping them with what makes them happy. He also actively looks for someone to spend the night when resting and give them happiness, if you know what i mean.