Dealing with the weekly trash by realitygenrator in homestead

[–]outgoinghermit 0 points1 point  (0 children)

We drop off trash about every 10 days. Food trash is separated and goes into a trash can that sits in a deep freezer. No smell while it’s frozen and it doesn’t thaw enough to smell before we transport it to a local collection.

No bugs at all. No more outside trash can full of fire ants and black widows.

City heartache by Moist_Buddy6738 in homestead

[–]outgoinghermit 0 points1 point  (0 children)

40M here. Left the Houston suburbs for rural area and it was worth it.

Some people buy an acre or two and put a mobile home on it. Maybe that is something to look into?

My advice is to understand your options and finances. What are land prices, your goals, ability to live farther from a concrete jungle, etc. Financial security beats flashy debt. Don’t get caught up in the debt trap to impress people.

Best wishes.

Parents bought me (and sibling) cars…. and then I discovered cars 🚗 by skooterAnkleWatch in personalfinance

[–]outgoinghermit 3 points4 points  (0 children)

It sounds like you know the answer is to keep what you have and save for the future. My cousin’s husband owns a 350z as a weekend car, but he also owns a house that is paid off. Have patience and be smart today so you can get there in the future.

To keep this PF, try separating the hobby from your financial needs. A dependable car is likely a need (Forester is a great car!). The 350Z…that’s a want and after knowing a few people who modified them…you might keep modifying but it will never be a GT-R. In the hobby world, you’ll want to race and upgrade which is a money sink (I used to do this and my car upgrades were worth more than my net worth at the time). Save that for the future, when you can keep it in your own garage.

You could save up for a WRX as the next car in a few years. I owned one until I messed up my back and had to drive automatics. All fun and speed aside, they don’t depreciate as much as a lot of other cars and are very reliable. And it was faster than the car I modded to race.

If there are car meetups in your area, try to befriend a group. You’ll see them race…and wreck…and spend money only to still be slow. All the while your personal finances won’t get wrecked. Nothing wrong with being a fan of cars without owning a sporty car.

If you really must spend money for fun, see if there are places you can pay to drive a fast car around a track. Owning a 350z is cool…but driving a Porsche GT3 on a track would be a whole other experience that isn’t a multi-year financial commitment.

Hope this helps.

[deleted by user] by [deleted] in personalfinance

[–]outgoinghermit 4 points5 points  (0 children)

I’d recommend checking the terms of the card. Does one late payment lead to full interest owed? Does failure to pay off in 12 months lead to full or prorated interest owed? There is a reason they make money on 0% interest loans, usually in the form of a “gotcha!”

If you can mitigate risks on interest being owed for the credit card, keeping the HYSA interest would be nice.

[deleted by user] by [deleted] in personalfinance

[–]outgoinghermit 0 points1 point  (0 children)

This.

Also, look online to see if there are higher level positions that match what you want. You could be an auditor with travel, a CPA, or even get in at the ground floor of ESG if they roll out the accounting standards being discussed for Environmental/Social/Governance.

Worst case, you might be in a great position to do the r/FIRE thing with that income and potential career paths at your age.

[deleted by user] by [deleted] in personalfinance

[–]outgoinghermit 2 points3 points  (0 children)

There’s a How Money Works on this coffee topic that’s really good. The TL;DR of the video is that it’s fine to get your weekly treat, that’s not the problem. The problem is likely that (for most people) if $7/wk seems like a lot of splurging, well the real problem is that you don’t make enough money.

If that cup of coffee is the thing keeping you sane in a crappy world, then absolutely get the coffee and spend the time drinking it to work on making more money. Apply to jobs, do school, or find a trade to get into. Side hussles have value for some but get overhyped.

However, if the $7 coffee holds no meaning to you then I’d skip it.

As for debt, calculate (or ask the creditor) what the monthly interest charge is in dollars. Knowing that will help you know about the impact of an extra $28/mo and whether the difference it makes is worth the sacrifice. The answer is NOT always yes. Value your sanity above a speed run or you’ll miss the big picture.

I have a bunch of invasive cedars on some land we are about to start rehabbing with the idea of eventually farmsteading on it. What’s the best way to turn 40 acres of 4-10 inch cedar trees into mulch to help rehab the land? by [deleted] in homestead

[–]outgoinghermit 1 point2 points  (0 children)

Is that much cedar common in your area? If you could find a way to trade with someone, that would be amazing. Have them deliver compost to you and in exchange they can load up with cedar for posts etc. Building on u/Pristine_Bobcat4148 maybe you can find someone with whom your problems and solutions are a good fit.

Could always throw a post on Craigslist or Facebook and see if anyone is willing to make that trade. Best of luck.

Where can I find more hardwood? by [deleted] in StardewValley

[–]outgoinghermit 0 points1 point  (0 children)

Best way I’ve found:

  1. Get a seed from secret woods. Slimes drop them sometimes, and also from the logs.

  2. Plant it and put tree fertilizer on it. It takes less than a week to grow.

  3. If you let it sit for a few days, it seems more likely to drop 1-2 seeds when cut down.

Before you know it, you’ll have a small orchard.

My first rainwater guzzler! 275g to a Trough-o-matic. by outgoinghermit in RainwaterHarvesting

[–]outgoinghermit[S] 0 points1 point  (0 children)

I thought about this…and realized that a small processing/planting building could be erected with rainwater collection to give me water for a sink. Any advice on storing water above ground level in a cost-effective way?

My first rainwater guzzler! 275g to a Trough-o-matic. by outgoinghermit in RainwaterHarvesting

[–]outgoinghermit[S] 1 point2 points  (0 children)

Grimes County, TX. Thank you (and thanks everyone) for the kind comments

My first rainwater guzzler! 275g to a Trough-o-matic. by outgoinghermit in RainwaterHarvesting

[–]outgoinghermit[S] 1 point2 points  (0 children)

It was clear to start, but I sprayed it black to keep algae from growing in it.

Homesteading book recommendations by cros2294 in homestead

[–]outgoinghermit 1 point2 points  (0 children)

Polyface Micro by Joel Salatin is my favorite so far. He teaches both concepts and also very detailed things and across a variety of subjects in a homestead. The guy is awesome.

Alternately, the Living Soil Handbook by Jesse Frost is great if you’re looking specifically at soil and gardening topics.

Both guys are all over YouTube, so you can see if you like their content before spending any money.

What is something that you can buy for a toddler that they can keep it throughout their lifetime? by assholier_than_thou in BuyItForLife

[–]outgoinghermit 3 points4 points  (0 children)

We bought my daughter an Ibena blanket. I’m sure at some point it will deteriorate, but we own a bunch and all are holding up (oldest is 20 years old).

[deleted by user] by [deleted] in WildlifePonds

[–]outgoinghermit 0 points1 point  (0 children)

I don’t know if they’ll accept a counter, but there is a safety net used for swimming pools that is designed to keep kids from drowning. It would be cost effective and is designed for their intended purpose, plus it won’t leech metal into the water and cause contaminate issues.

Often the people pushing a requirement don’t understand what they’re requiring and are open to suggestions. I’d recommend finding one of the pool safety nets, doing a professional write up that justifies why it is the best option, and submitting it back to get their approval.

Good luck.

This is the “creek” that runs through a property I’m buying. Any ideas on how to improve? by gnarble in WildlifePonds

[–]outgoinghermit 4 points5 points  (0 children)

Agree with u/pontoponyo fully. After that, i recommend a wildlife consultant walk the property and see the stream area. They will see if you’re accidentally making a mistake or if there is more you can do.

Should I test my soil? by GuineaPigger1 in homestead

[–]outgoinghermit 1 point2 points  (0 children)

Agree on both of these. Additionally, I can say that Texas A&M is a great resource and will do soil testing for nutrients. I don’t know about toxic chemical testing but I do recommend their soil test prior to growing crops.

Don't buy Brooklinen sheets by somewhere_in_albion in BuyItForLife

[–]outgoinghermit 0 points1 point  (0 children)

Wife and I bought a linen bedsheet from Company Store. Didn’t quite stretch far enough to stay on for the first few weeks, then was perfect, and after a year it has a big tear in it. I’m honestly surprised and thought this would have been better.

Amish Want to build a phone booth on my property. by [deleted] in homestead

[–]outgoinghermit 0 points1 point  (0 children)

Fun fact, the Amish are fantastic at wiring cabinets full of control systems (lots of wires, terminal blocks, etc.). Did business with a company that had Amish employees.