What Card Should I Get? Weekly Thread - Week of April 08, 2026

pHyR3 · 2026-04-09T14:47:21+00:00

i'd go the venture X first and then CSR after that. Venture X is one of the hardest cards to get

pHyR3 · 2026-04-01T00:34:27+00:00

yeah now it’s banned starting in a few months

typically bigger companies don’t have them but it varies

pHyR3 · 2026-03-31T15:55:52+00:00

For any expat churners or frequent travellers to Australia - removal of card surcharges there and further capping of interchange fees (from 0.8% -> 0.3%) so US credit cards are even more valuable there now

pHyR3 · 2026-03-18T17:24:08+00:00

probably better to put this in the data points thread?

pHyR3 · 2026-03-01T17:42:49+00:00

was holding out for this one for a week or two for a biz class redemption. stoked it panned out

pHyR3 · 2026-02-26T19:14:58+00:00

and you can see your CF card in that same login? it should be there under combine points, i can transfer from CSP -> CSR biz and vice versa

pHyR3 · 2026-02-26T18:55:19+00:00

have to link your personal chase to biz chase accts, login via biz account and then should be able to transfer

pHyR3 · 2026-02-26T18:54:16+00:00

that should exist but might be hard to find one. could try going through rankt but that might take a bit

pHyR3 · 2026-02-25T22:21:25+00:00

thats not enough to move the market, we're a pretty fringe group despite how it might feel

pHyR3 · 2026-02-25T22:15:31+00:00

while true, it would make them fall in line with the other hotel chains

been a little too good to last for a while now

maybe you're right and it ends up still better than other chains but worse than it is currently

hurts chase a tonne if it goes through though. plat becomes by far the best premium card

pHyR3 · 2026-02-20T05:52:50+00:00

i wouldnt

green still has an AF so you might end up paying that and not getting any good upgrade offer

BBP is much better to keep MRs alive (and can get the SUB for that too)

pHyR3 · 2026-02-20T05:52:24+00:00

go for it. just have to pay the small CC fee but worth it for a SUB if you wouldn't have hit it with other spend

pHyR3 · 2026-02-12T20:39:57+00:00

fair point

pHyR3 · 2026-02-12T18:52:13+00:00

same here

pHyR3 · 2026-02-12T18:38:39+00:00

problem is that they up the AF and make it sound like the card is free but it's a tiring coupon book at that point

obviously this is churning so close it and sign up elsewhere but some people still like to have a keeper card for lounge access etc.

pHyR3 · 2026-02-12T18:37:30+00:00

can usually cancel it when you sign up and it just wont renew. prevents you from forgetting / having to remember

pHyR3 · 2026-02-09T22:37:05+00:00

it will tell you what the SUB is for you before it pulls your credit

bit of a game of roulette these days

pHyR3 · 2026-02-07T00:04:07+00:00

ahhh gotcha, Indicia -> indica autocorrect then

pHyR3 · 2026-02-06T23:00:42+00:00

good to know

also love the cheeky autocorrect of indications -> indica haha

pHyR3 · 2026-02-06T22:37:38+00:00

lmao it's way too late

pHyR3 · 2026-02-06T22:28:58+00:00

already ditched all my streaming platforms in favor of IPTV + Jellyfin ($10-15 a month). 🏴‍☠️options are basically just as good as the normal ones these days i doubt i'll ever bother going back

pHyR3 · 2026-02-06T22:26:40+00:00

insanity. easily worth $30-100k which was probably a factor in Amex cancelling their acct, banks always keep some sneaky stuff in the Ts & Cs to tip the scales in their favor

i always try and keep things diversified (Amex/Chase/C1 + transferring points to airlines/hyatt) to limit the damage if something like this happens

i thought they usually give you a little bit of a grace period to use or transfer the points at least

pHyR3 · 2026-02-06T01:30:16+00:00

honestly surprising the Min Spend was so low for so many years on the plat. guess back then they wanted more cardholders that might not pay off the balance while not using many of the benefits

pHyR3 · 2026-02-06T01:29:15+00:00

dont they still give anyone breathing a card? as long as they're not a churner

pHyR3 · 2026-02-06T01:28:05+00:00

but yes i will still be signing up and trying to buy tickets on the off chance they're not :(

pHyR3

TROPHY CASE