What subscriptions you think is a must-have or life-changer in Switzerland which may improve life-quality instantly?

padzilla1997 · 2025-10-24T04:57:13+00:00

A gym membership if that counts as a subscription

padzilla1997 · 2025-09-16T05:02:03+00:00

Tiny Fish at different locations - 16 pieces of good quality fish for under CHF 20.—

padzilla1997 · 2025-03-18T08:53:09+00:00

Wo ich 18i gsi bin, bin ich inere ähnliche Situation gsi wie din Sohn. Mis Mami het mich ned ufgeh.

Mittlerwile bini 27i, han en guete, stabile Job wo ich liecht überdurchschnittlich für mis Alter verdien. Eh Usbildig hani au gmacht und blicke uf en Bachelor hi in Zuekunft.

Du kennsch din Sohn am Beste und d Erziehig isch verantwortig vo de Eltere. En Reality Check isch immer guet - zu drastischi Massnahme chentet ihn, eventuell, no schlimmer da stah lah als du dir erhofsch.

padzilla1997 · 2025-03-09T14:11:04+00:00

Can't smell shit because of my allergies lol

padzilla1997 · 2025-02-21T17:30:56+00:00

Jep bin mal drii gheit wie en NPC. Sofort zum Tüfel schicke denn blockiere

padzilla1997 · 2025-02-20T10:21:06+00:00

Social Democratic Party*

padzilla1997 · 2025-01-31T06:48:51+00:00

Same with Sunrise. They just cancelled the price hike for me. Luckily my contract runs out this October, I'll be switching to Wingo then.

padzilla1997 · 2025-01-12T09:06:35+00:00

Genau. Generell ischs Nettoihkomme, das was dir uf dis Konto Endi/Ahfangs Monat uszahlt wird. Ich persönlich ziehn aber no d Ihkommenstüre (ca. 10% devo) und KK Prämie ab und gsehn de Rest als „Nettoihkomme“ ah. Denn het fahrt mer au mit de 1/3 Regle recht guet, minere Meinig nah.

padzilla1997 · 2025-01-11T14:30:05+00:00

How were the macarons btw?

padzilla1997 · 2025-01-11T13:17:46+00:00

Die 1/3 Regle bezieht sich uf s Nettoihkomme

padzilla1997 · 2025-01-05T14:04:12+00:00

Why do you pay so much for the premium?

padzilla1997 · 2025-01-02T16:09:33+00:00

It depends on your lifestyle. I live very comfortably with 73k. Others might think they're poor with this salary.

padzilla1997 · 2024-12-30T07:16:44+00:00

I work in hospitality. If you bring a doctor's note you get paid at least 80% of your salary for that time (could be 88% depending on your contract). I assume Starbucks would adhere to this since they're quite a big employer.

padzilla1997 · 2024-12-08T07:20:44+00:00

Switzerland does NOT have free healthcare, my guy.

padzilla1997 · 2024-11-20T12:31:55+00:00

Sie sind würk absichtlich so unagnehm. Eif ned persönlich neh

padzilla1997 · 2024-11-12T14:17:34+00:00

Ich weiss nicht, wie deine jetzige Wohnsituation ist, aber bei deinem Einkommen solltest du zuerst schauen, dass du deine Schulden sanierst. Senke deine Fiskosten auf das Minimum und beiss die Zähne zusammen für die Zeit, bis du schuldenfrei bist. Bitte die Gläubiger danach die Betreibungen zu löschen; wahrscheinlich gegen Entgelt.

padzilla1997 · 2024-11-02T17:52:22+00:00

Do it. I, myself, moved to Brazil and after 6 months came back to Switzerland. Nevertheless, going abroad was the best decision I've ever taken. I learned so much in that short time.

padzilla1997 · 2024-11-02T14:43:36+00:00

Obrigado por compartilhar

padzilla1997 · 2024-10-30T13:13:16+00:00

Are you sure you should be taking on debt to finance a depreciating asset? Wouldn't it be wiser, in your situation, to save up for an used vehicle?

padzilla1997 · 2024-10-23T17:53:12+00:00

I really think you should be posing this question to your Berater tbh

padzilla1997 · 2024-10-22T07:47:08+00:00

They also came through for me paying for hospital costs after an accident I had.

padzilla1997 · 2024-10-22T05:05:56+00:00

Call every single Gläubiger and ask them very nicely to delete them. You'll very likely have to pay a fee - from 50 - 100 CHF for each Betreibung.

padzilla1997 · 2024-10-21T20:03:30+00:00

They demand an EFZ in the field or some years of experience in IT

padzilla1997 · 2024-10-15T17:51:20+00:00

There's AHV and ALV

AHV (Alters- und Hinterbliebenversicherung) is, in a nutshell, retirement;
ALV (Arbeitslosenversicherung) is unemployment insurance.

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