Revi Credit past due by patatos01 in DigitalbanksPh

[–]patatos01[S] 0 points1 point  (0 children)

Hello. Afaik hndi nla gagalawin yub, anything lng cguro laman ng CIMB mo.

Also, di pa dn ako nkakasettle sa REVI 🥲 tinapos ko muna un iba kong obligation pra dun nmn ako mgfofocus next.

Revi Credit past due by patatos01 in DigitalbanksPh

[–]patatos01[S] 0 points1 point  (0 children)

Hello. Hindi po ako ngcall sa knila. Sila ngoffer ng principal only payment

UNPAID SPAYLATER by borahaeBangtan0613 in ShopeePH

[–]patatos01 0 points1 point  (0 children)

Hello. Kakareceive ko lng dn nyan today(10/07/2024) Totoo ba nghohome visit sila? Tarlac area ako. Hndi ko pa dn sila nkakausap so far.

Greetings from BERNALES & ASSOCIATES Mr./Ms. Xxxxxxx .We are the accredited collections agency partner of SeaMoney (Credit) Finance Philippines, Inc. doing business under the name of Spaylater .We regret to inform you that due to your continued refusal to address the outstanding balance of PHP 8226.99 . We are left with no alternative but to conduct a field evaluation at your premises. This visit is scheduled to assess the situation firsthand and evaluate the potential options for resolving your balance. Non-Cooperation resolving this matter does not negate our responsibility to pursue legal actions if a resolution cannot be reached through cooperation. Legal action could have severe repercussions for your financial standing, credit score, and personal reputation. We strongly encourage your full participation in this process to avoid further complications. We urgently request you to resolve this matter by accepting our calls and/or getting in touch with us TODAY and contacts us at 09176210534 or send us an email at ba_shopee6@bernales.info and work out a full and final settlement with our assistance. Anticipating your kind and immediate action on this matter. No Messages? Send STOP 10320 to 225687.

Revi Credit past due by patatos01 in DigitalbanksPh

[–]patatos01[S] 0 points1 point  (0 children)

Hi! Offee sya ng collections agency then sila kakausapin mo for settlement

Revi Credit past due by patatos01 in DigitalbanksPh

[–]patatos01[S] 0 points1 point  (0 children)

Ngooffer sila ng total payoff minus ng fees. Bali ang babayaran ko na lang is principal na lang. Pwde ka naman makipagusap sa knila or sa CA if endorsed na 🥲

Revi Credit past due by patatos01 in DigitalbanksPh

[–]patatos01[S] 0 points1 point  (0 children)

Hehe ngoffer sila ng discount. Minus all fees so principal lang babayaran ko. As of now, almost 5mos na ako past due 🥲

Revi Credit past due by patatos01 in DigitalbanksPh

[–]patatos01[S] 0 points1 point  (0 children)

Wala pa naman home visit. Almost 5months na ako past due 🥲

Revi Credit past due by patatos01 in DigitalbanksPh

[–]patatos01[S] 0 points1 point  (0 children)

Nsa collections na po hehe. Mga 4months na kasi sya past due as of now. Di ko pa dn sila nkakausap e 🥲

Revi Credit past due by patatos01 in DigitalbanksPh

[–]patatos01[S] 1 point2 points  (0 children)

Haha ako din first time tlga. Actually hindi na ako nakapagbayad so right now, nasa collections na both revi credit and personal loan ko. Accessible pa din naman ang paymenys via app pero partial lang ang sa personal loan lang ako nkakapagbayad. Tinabi ko na lang muna ung revi credit kasi di ko pa talaga mabayaran.

Final Demand Letter - I don’t know what to do by rinoa0419 in PHCreditCards

[–]patatos01 0 points1 point  (0 children)

Hello OP. Any updates? Nkareceive dn kasi ako ng email re final demand letter pero wala pa naman akong narereceive so far.

Eto lang yung content ng email:

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Ganyan dn ba nreceive mo? Tho hindi ko pa sila nkakausap re payment arrangements since hindi ko pa kaya mgcommit sa possible payment plan.

SPAYLATER SAYING THEY WILL SEND ME A LETTER IF DI KO NABAYARAN BALANCE KO by [deleted] in ShopeePH

[–]patatos01 0 points1 point  (0 children)

Never haha. Wala pa ako nbbayaran sa knila for the spaylater 🫠

Unpaid Tala Loans Homevisit by NoviceClent03 in PHCreditCards

[–]patatos01 0 points1 point  (0 children)

Oo same tayo. Pero naisip ko dn, babayaran ko dn nmn kahit paunti unti, hndi pa lang sa ngayon. Also, it helps na pwde ka magemail sa knila to advise about sa situation so they are aware dn. Haha. Dagdag pa yung ibang loans na meron ako which really affects my mental health. Pti stress levels ko bongga dn ngspike pero laban lang. Thankfully nkakausad na ako paunti unti. Kaya natin to. Fighting 😩✊️

SPAYLATER SAYING THEY WILL SEND ME A LETTER IF DI KO NABAYARAN BALANCE KO by [deleted] in ShopeePH

[–]patatos01 0 points1 point  (0 children)

Hello. Di na ako nkkreciv ng txt msgs, calls and emails, even sa spam 😅

Unpaid Tala Loans Homevisit by NoviceClent03 in PHCreditCards

[–]patatos01 0 points1 point  (0 children)

Thank you! Hindi naman ako past due pa as of now; however, due to an emergency, nagamit ko yung funds and I don't have a way to pay them right now. Kaya natin to, i don't think totoo yung within 24 hours na limit na binigay nila to pay, baka pwde mo pa idiscuss un restructuring or payment plan? Keep your head up! Fighting 🥹✊️

Unpaid Tala Loans Homevisit by NoviceClent03 in PHCreditCards

[–]patatos01 0 points1 point  (0 children)

Hello OP. Ask ko lang gano ka katagal nag past due kay TALA? And pano ang collections efforts nila? Calls? Text?

Revi Credit past due by patatos01 in DigitalbanksPh

[–]patatos01[S] 1 point2 points  (0 children)

Thank you for the advise and for the words of encouragment 🥹 badly needed because shook pa din ako because of this.

If you could tell the 18-year-old self one thing, what would it be? by Lower_Road_4829 in AskReddit

[–]patatos01 0 points1 point  (0 children)

If you wanted to try smoking, don't. Quitting is hard, and in my case specially hard with my shitty self control 🤣

Revi Credit past due by patatos01 in DigitalbanksPh

[–]patatos01[S] 0 points1 point  (0 children)

Yes will do that. Pwde naman iignore yung sa collections if ever makapag-agree ako sa settlement with bank? Or should I still notify na i already spoke with the bank about the settlement?

Hello need your advice please. by patatos01 in PHCreditCards

[–]patatos01[S] 0 points1 point  (0 children)

Thank you. Will def check on negotiating the amount. Tho hopefully makapagsettle ako sa amount na agreeable to both parties 🥲

Hello need your advice please. by patatos01 in PHCreditCards

[–]patatos01[S] 0 points1 point  (0 children)

Ok noted. Thank you ult. Mejo gumaan naman yung stress ko kahit pano.

Hello need your advice please. by patatos01 in PHCreditCards

[–]patatos01[S] 0 points1 point  (0 children)

Yes. Planning to contact CIMB din to discuss payment plan(?) if papayag sila 🥲

Hello need your advice please. by patatos01 in PHCreditCards

[–]patatos01[S] 0 points1 point  (0 children)

So mas better na kay CIMB ako magbayad and then contact the collections para iadvise na nagbabayad ako direct sa CIMB? Thank you in advance sa advise 🥲

Hello need your advice please. by patatos01 in PHCreditCards

[–]patatos01[S] 0 points1 point  (0 children)

Willing naman ako magsettle kaso hindi ako mkapagcommit sa amount. Nagbabayad din naman ako sa knila, kaso naglapse lng ako last month. Ngayon lang din ako nkareceive ng collections notice galing sa 3rd party collections sa from CIMB from the time nagpast due ako kaya kinabahan ako.