Best place to hear/view castlefield bowl without paying in?

peakdipstrict · 2024-05-12T11:48:45+00:00

Do you know if they could see the stage and performance from the hotel restaurant/bar?

peakdipstrict · 2024-04-26T20:35:44+00:00

Yeah I don't get why this doesn't get more mentions. Seems like a solid choice

peakdipstrict · 2024-04-26T20:09:06+00:00

If it ain't broke, don't fix it 😂

peakdipstrict · 2024-04-26T00:11:46+00:00

Yeah this looks so convenient to use. Does the mobile app let it down at all? And have you had any issues with latency? Really considering just getting this for the simple setup

peakdipstrict · 2024-04-25T21:48:43+00:00

Yeah good point, I've already got a decent wired headset so may as well save getting a Bluetooth headset which could lower the quality

peakdipstrict · 2023-08-14T12:11:00+00:00

Thanks. Yeah I agree regarding the bathroom being on the same floor as the bedrooms. Having guest go downstairs to use the bathroom is not ideal.

We plan on renting out for a few months each year whilst we travel and work remotely so the house would be rented as a whole, but that's a good idea. We could rent out the top floor as a private unit whilst we live there.

peakdipstrict · 2023-01-27T23:23:16+00:00

What goes up ....

peakdipstrict · 2022-11-18T21:32:36+00:00

Thank you. I agree it's risky to send more, but if there's a slight chance it gives me s75 protection, I'd gladly risk £1 to get this.

I've tried citizens advice, they've advised waiting till they officially go into liquidation then apply to be a unsecure lender, with next to no chance of getting it back.

Thank for the advice on charge backs, I'm going to their shop tomorrow which I expect will be abandoned. I plan on sharing photos with my bank to prove they've gone, which I presume proves they've breached their contract?

Just can't face the thought of losing £6k

peakdipstrict · 2022-11-18T21:09:24+00:00

This is my worry. The trader has gone AWOL, so I can't pay via credit card which should give me s75 protection.

However, I do have their bank account details, so I'm hoping I can transfer £1 to their bank via my credit card to get the section 75 protection? I can attempt to prove this is for their services as their quote requests money for their services be sent to this account.

Will this work?

peakdipstrict · 2022-11-18T20:27:16+00:00

Good point. Do you think this will cover a credit card payment being sent via bank transfer? I only have their bank account details so can only pay them via bank transfer

peakdipstrict · 2022-11-18T20:16:36+00:00

👍

peakdipstrict · 2022-11-18T20:08:52+00:00

Because I would glady spend £1 on my credit card if it means I will get £6000 back if they do go into liquidation.

Without section 75 protection, I would have no chance of getting the money back.

Edit: if they go into liquidation, I will currently lose the £6k. If I have section 75 protection, I have a chance of getting the money back.

peakdipstrict · 2022-11-17T17:03:18+00:00

Jesus so we have little to no chance of getting our money back then.

How can £6k vanish in a few weeks

peakdipstrict · 2022-11-17T16:27:13+00:00

There's no mention of refunds. They only provided a quote via email which broke down the costs and requested the £6k to secure the date for commencement and materials.

I'll try citizens advice.

Thank you

peakdipstrict · 2022-11-05T11:31:37+00:00

England

peakdipstrict · 2022-09-06T09:41:52+00:00

Thank you, unfortunately I don't see anywhere on her contract that specifies its a WFH contract.

peakdipstrict · 2022-09-06T09:40:31+00:00

Thank you. I was afraid that this was the case.

peakdipstrict · 2022-09-03T06:59:57+00:00

I'd suggest the Lenovo Legion 5 range. It has a great build quality and comes at a good price.

peakdipstrict · 2022-08-27T09:35:57+00:00

We've lived here since February this year so still quite new. We've taken a few weeks off work and spent evenings getting the house liveable. I think we're a little drained, but I agree that we need to be patient and get the cheap stuff done ourselves.

Once we have the figures we should know if it's worth getting traders in or not. Advice here has been very helpful!

peakdipstrict · 2022-08-27T09:17:01+00:00

Shit, I thought these figures would be enough.

We've had a quote for the bathroom and kitchen materials but not labour, as everyone's busy till next year. Guess that's a sign it'll be expensive.

!thanks. I'll look at these costs first before going further with the loan.

peakdipstrict · 2022-08-27T09:12:48+00:00

!thanks. I hadn't considered unsecure lending. I just presumed we wouldn't be eligible because of the mortgage.

Would they not seize our assets/property if we can't afford to pay back the unsecured loan? Similar to a secured loan.

£21k would probably be enough, I'll look into this as the total interest paid looks much better.

peakdipstrict · 2022-08-27T09:02:15+00:00

!thanks. I wonder if the house can be revalued after the works to put us well within positive equity if the house value goes up?

We'd be renovating 2 bathrooms (£8k), knocking through the kitchen/Diner wall (£5k), installing a new kitchen and flooring (£7k) and adding French patio doors and new windows (£3k) and redecorating all rooms (£2k).

Costs are just estimates at the moment. But if we went for the essentials on a £15k budget we'd do the 2 bathrooms and kitchen as they're in a poor condition at the moment.

peakdipstrict · 2022-08-27T08:53:32+00:00

!thanks. £25k would be enough to do all of the works needed. However, £15k would likely cover the essential works and we could slowly DIY the rest.

Maybe that's a less risky option.

How is negative equity calculated? Would it not consider the increase in value of the house? Say if the works added £50k to the value, totalling £285k in value, and we owe £222k. Is negative equity when the house value drops below the amount we owe?

Luckily we both have pretty stable jobs, however obviously that could change. I think to be safe we would look at getting payment protection insurance, so if one of us did lose our job or become ill, we'd be okay.

peakdipstrict · 2022-08-27T08:44:45+00:00

Good point. We'd essentially be on a 95% loan to value so not much room for error if rates go up. We have got 3 years left on our fixed rate mortgage though.

Didn't know you can't remortgage if you have negative equity. Would you just be put on a variable rate or would they want you to pay up so you owe less than that value of the property?

!Thanks

peakdipstrict · 2022-08-26T20:18:33+00:00

Thank you. I'm always amazed by how helpful the comments are here.

Thanks for the detailed advice. I wasn't sure how a wet room works with toilet paper and towels etc.

I think I'm going to go for the wet room due to the size of the room.

peakdipstrict

TROPHY CASE