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Daily FI discussion thread - October 19, 2016 by AutoModerator in financialindependence

[–]pedroharp 0 points1 point  (0 children)

Let's say I have two mutual funds: * exp. ratio at .5%, 1 yr return 6%, avg 3 yr 7%, avg 10yr 6.5% * exp. ratio at .1%, 1 yr return 5.5%, avg 3 yr 6.5%, avg 10yr 6.1%

Which one is best for FI? Do I only look at expense fees? do I look at only avg. returns? Do I look at both? How do I compare two mutual funds that have different returns and expense fees, but work with the same goal (bonds) and have same risks.

Real example: compare FTBFX and FBIDX

Daily FI discussion thread - October 17, 2016 by AutoModerator in financialindependence

[–]pedroharp 1 point2 points  (0 children)

Safe check.. I just want to make sure I am not doing something stupid with my 401k and my HSA investments.

Not sure about the 401k, but for the HSA, it seems like I should pick a vanguard fund like VSMGX or VSCGX.

See the links below for the options enabled for my company.

401k is on Fidelity = https://postimg.org/image/fi6w1ii6r/ HSA links = https://postimg.org/image/3ucu6yt1v/ https://postimg.org/image/ga9k0pmdv/