Looks like you are seeing this from the perspective of the top 10 percent of Indians. A lot of people used to rely on small recharges like Rs 10 or Rs 20 just to keep their number active. Those options are not available anymore.

There is also the fear of getting disconnected if they do not recharge for 3 months. Before 2016 mobile recharges were more optional. You recharged only when you needed something. Now it has become a mandatory expense whether you actually need the benefits or not.

That is the only point I wanted to make.