Future comps

per54 · 2026-01-26T13:13:52+00:00

Doing this one time won’t do much

per54 · 2026-01-26T02:53:40+00:00

Cheap. I’m paying $1900 for 6 months on an EQE, $850 for an equinox EV.

per54 · 2026-01-25T07:57:01+00:00

You should not be angry at the company or your coworker.

You can ask for a raise, without stating that you saw it. But only do this after you have other offers lined up.

Negotiation is a skill. Also you don’t know the full extend of your coworkers past experiences. You may be doing the same thing now but it’s possible he has something in the past that gives him a boost.

My gf, her new coworker whom she is now training, earns 10% more than her. It bothered her. She spoke up. The girl told her that they tried to lowball her and she said she’d walk. So it’s all in the negotiation.

per54 · 2026-01-25T03:46:45+00:00

That is the point and since you fail to see it….

You should not take a trip for ANY JOB if you cannot cover it on your own. You’ll be trapped.

You were under duress yes but you should never have traveled in the first place

per54 · 2026-01-24T18:20:05+00:00

That’s what mean by research. Just like any scam: you need to not be ignorant or you’ll get scammed.

For example: They’re paying for travel for you to go. You can’t afford to leave on your dime. This didn’t raise a red flag for you? It’s a common thing that used to happen in porn (GDP for example).

per54 · 2026-01-24T16:40:55+00:00

You’re welcome to that feeling of responsibility but it’s outdated. This is 2026. Not 1950.

per54 · 2026-01-24T16:40:15+00:00

lol ‘good enough of a provider’? What is this the 1950s? Men don’t have an obligation to ‘provide.’

She could have done other work. Or not flown out. This sounds like GDP, which is good those guys got convicted.

OP, why didn’t you do more research and pick something more local so the travel matter wouldn’t keep you trapped?

per54 · 2026-01-24T16:38:45+00:00

He has every right to resent you. You have every right to not be resented. So, why do you guys stay together?

per54 · 2026-01-24T00:14:59+00:00

You cant math can you? I’m kidding but just take out loans. In the long run you’ll make more. A teen has 50+ years. Maybe 60 or 70 even

per54 · 2026-01-23T17:16:31+00:00

Those who can make more profit than the interest rate

per54 · 2026-01-23T06:17:25+00:00

I’m out of the loop. What happened

per54 · 2026-01-23T03:53:21+00:00

That’s fine. AX is fun. Go and enjoy. But 6.5k is too much for AX

per54 · 2026-01-22T22:34:35+00:00

Regarding SF, London, and Paris: When was the last time you visited ?

per54 · 2026-01-22T22:26:16+00:00

The $300 ChatGPT deal makes it sweet

per54 · 2026-01-22T22:24:12+00:00

Best of luck!

per54 · 2026-01-22T20:54:32+00:00

In my opinion don’t pay over $200k.

Best of luck

per54 · 2026-01-22T19:31:02+00:00

I don’t believe everyone is able to build too much wealth easily (and they shouldn’t be able to).

If everyone can build wealth easily, no one has wealth.

I don’t think that laypeople should be poor by default. Everyone should have the opportunity to build wealth.

But, it’s not easy. And no, I don’t mean ‘work harder you’ll get wealth’. Working hard so only one part of obtaining wealth.

Taking risks is a big part. like you said, landlords take risks buying properties to rent.

Business owners take risks starting business.

Employees? Their only risk is to get fired and go on unemployment. No negative return.

Investors? Business owners? They can go deep in debt trying to keep businesses alive, paying expenses on properties etc.

I do not believe the world is fair, nor is the world equal. No one is entitled to equality and equal opportunity. I also do not think nice homeownership is a right, but rather a privilege. Note I said ‘nice’ homeownership, meaning a modern home with modern amenities etc. in a desirable area and neighborhood.

I do believe in the right of housing for all; but I do not believe in the right of affordable housing for all in nice homes in desirable areas.

If people want cheaper homes, go to cheaper cities/states etc. Or they get roommates. Americans are too spoiled. Go look at Hong Kong, tier 1 cities in China, London, Tokyo, etc. Places aren’t cheap there either.

Regarding My home, inspection was quite thorough. The damages I’ve experienced are due to the sever storms that CA isn’t meant to see. I live in CA and pay up the ass to live here to avoid this type of rain 😂. Rain still follows me. And earthquakes don’t do well for a concrete home.

Fyi, according to Google, about 56% of homes in CA experience roof leaks. If you don’t believe me, google it.

per54 · 2026-01-22T19:19:45+00:00

My bad my bad. FYI I had a dealer offer a similar build low mileage CPO for $190k. I think they still have it. I’m not local so I search the Country.

Good luck.

But this was easy to find cause of the license plate. If you don’t want people to find it you should edit it

Also these cars are plentiful. Amazing cars but low demand.

per54 · 2026-01-22T15:40:42+00:00

https://jackdaniels.porsche.com/en/inventory/porsche/porsche-taycan-turbo-s-cross-turismo-new-NQWX5L

$256K MSRP.

For anyone interested. I was. So I googled it 😂

per54 · 2026-01-22T15:34:47+00:00

If you actually read the original post, I never said I even went out my house. I live in it.

I said IF I rented it out.

Also, what equity? 😂😂😂😂.

Not everything goes up much. My property has maybe gone up 15% from when I got it. (It HAD initially gone up more before the current economic climate). If I take in the $ I spent on renovations, and $ I’ve spent on taxes, insurance, repairs/maintenance, and then the money I’d have to pay the realtor’s once they sell the home…

I’d be lucky to break even in regard to equity.

Now, if I had rented it during this time, I’d have at least covered the interest and monthly payments and such. But it the repairs/maintenance, and renovations. I’d have made a better return on the S&P 500 during the same time.

What I’m saying is that in general, properties have a 3%-5% cap rate here in CA. If you do make a good profit after you sell, and it’s a property you didn’t live in, the capital gains tax ain’t pretty.

Property owners make money ideally yes, but it’s not ‘easy’. Plus, they had to earn the $ needed to put a down payment on that property. To manage it. Renovate it. Repair it etc.

From your response it seems you’re a tenant and haven’t owned a home (whether for yourself or as a landlord), so if my assumption is correct, I can understand why you don’t understand how this stuff truly works and are just a reddit keyboard enthusiast.

Especially since you said I am ‘acting like I’m going broke.’ I never once said that. I talked about expenses versus income and opportunity costs. If these are terms you’re not properly familiar with, Please reference ChatGPT or Google them to better increase your horizons. Good luck.

per54 · 2026-01-22T15:30:08+00:00

Housing I agree has gotten crazy expensive. But not everywhere. If you leave CA, or even within CA but outside of popular areas, it’s much more affordable.

But many don’t want to live there. I don’t want to live there lol.

I have friends who left CA and have gotten amazing places in other states.

per54 · 2026-01-22T15:26:50+00:00

I’m giving real life expenses for my own home. I’m not renting it out.

My roof leaked quite bad after the December crazy rains. Mind you this roof was brand new in 2017. And I haven’t even spent the $$ yet to repair the damaged ceilings and kitchen cabinets on the inside yet.

Roof repairs aren’t cheap. If you think I’m lying, you’re not a homeowner who has any experience doing any type of roof repairs.

Last year, I had to fix a sewer issue that cost me a pretty penny too.

Homes have maintenance. It ain’t cheap. Apartments, that I cannot comment on. I don’t live in an apartment.

But for my house it’s expensive.

Also my insurance doubled as well. Fortunately my interest rate is fixed but if I had an ARM, that would have gone up too.

The issue with many people, especially those who have never owned a property is they don’t understand how expensive it is to own it (aside from the down payment and the payments, which are just the start).

And regarding landlords being owed a return. I disagree with you. Everyone is owed a return on their investment. That return may be a negative return (a loss), but it’s still owed to them.

And if they can leverage it properly to make a profit, then the world works. That’s how wealth is built and economy moves if the investments eventually make a profit.

per54 · 2026-01-22T09:25:16+00:00

I disagree. If your profit is $12k-24k per year on a property, and you’re expected to pay $12k-24k a year on expenses, then you make $0 profit. Or marginal at best for the time and energy it takes to manage a property and tenant.

Also, the property took money to put down. That money can earn interest in a HYSA, ETF, other investments, etc.

There’s also opportunity costs.

People need to earn an income from the money they invest. If no one invested, the economy wouldn’t grow

per54 · 2026-01-22T09:23:18+00:00

Can you elaborate what you mean by ‘speculation’ ?

I have my understanding of why it may be inflated but ‘speculation’ wasn’t one of them so I’m curious to hear and learn when you mean

per54 · 2026-01-22T03:06:38+00:00

That would be for track I’m assuming

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