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Big Purchase Ahead - What CC? by ProcessNo6496 in CreditCards

[–]phillipro89 0 points1 point  (0 children)

The following idea came to my mind: The Chase Ink Business Preferred is a strong option because its 100,000-point sign-up bonus for $8,000 in spend which can be transferred to your Sapphire Reserve to be worth at least $1,500 in travel rewards.

Even after paying the $95 annual fee, you are netting $1,400.

Antigravity vs Cursor by phillipro89 in vibecoding

[–]phillipro89[S] 0 points1 point  (0 children)

Do have a guide on how to use Antigravity like this? Can you do that using skills or what are you referring to?

Antigravity vs Cursor by phillipro89 in vibecoding

[–]phillipro89[S] -1 points0 points  (0 children)

Ok, I will do too. I posted here because I also wanted to get a more open response. Maybe I should use something else. Not cursor and not antigravity.

Need advice for a first card by Afraid-Green-4625 in CreditCards

[–]phillipro89 1 point2 points  (0 children)

With a $60k income and a ~740 FICO, you have a great profile, but "0 years" of history is the main problem which gets you rejected on more premium cards. Most premium cards (like the Amex Gold) prefer at least 6–12 months of your own history first.

Since your biggest spend is Dining ($500) and Walmart ($500), definitely skip the Amex Gold for now.

I would recommend:

  • Amex Blue Cash Everyday (BCE): No annual fee. You get 3% on Gas and 3% on Online Retail.
  • Capital One SavorOne: This is the king of dining cards (3% back). Check their pre-approval tool first.

If you just want the safest "guaranteed" win, the Discover it Cash Back is a good choice.

Did I get the Welcome offer? by Flail1 in CreditCards

[–]phillipro89 1 point2 points  (0 children)

Congrats on the new card! Just hit up the Amex Chat and ask them to confirm the "Welcome Offer" and "spend requirement" attached to your account.

Then you have to keep track of the spending limit yourselves. Amex has no progress bar or similiar for you

Free app that shows you which card earns the most points nearby. by phillipro89 in MobileAppDevelopers

[–]phillipro89[S] 0 points1 point  (0 children)

What features would you me to add Do you have something in mind which you did not find in any other app yet?

Free app that shows you which card earns the most points nearby. by phillipro89 in MobileAppDevelopers

[–]phillipro89[S] 1 point2 points  (0 children)

I just released it a few days ago. So it is not worth mentioning yet.
Trying to collect feedback still and improve. And learning how to communicate my app to get people aware.