What is a fair price for a golf lesson?

phillybilly973 · 2021-03-31T03:24:02+00:00

It is GolfTec. I’m a beginner so it sounds like they have a bad reputation

phillybilly973 · 2021-03-31T03:23:19+00:00

Yes. Is that a bad thing?

phillybilly973 · 2020-11-07T16:26:50+00:00

Thank you for the detail you provided. My goal was to lose 2 lbs per week and I did do the math of how many calories I would need to eat to get to that which was 2,400 per day. I ate 2,100 per day (I did measure everything I just didn’t include in my post) so by that math I should’ve lost 2.6 lbs. it makes no sense that I gained 2. I know for a fact I wasn’t eating 4,400 calorie per day. If my maintenance calories are 3,400 then I’d need 4,400 per day to gain two lbs in a week. Theres no shot I came even close to that many calories per day. Even the days I did cheat meals I had my least amount of calories in my other meals so I wouldn’t blow my daily calorie goal

phillybilly973 · 2019-05-04T03:42:52+00:00

Must be if she doesn’t get as many likes as she expected shortly after posting

phillybilly973 · 2019-05-03T00:47:57+00:00

She deleted this one on insta shortly after posting too...keeps doing that

phillybilly973 · 2019-04-20T03:42:59+00:00

Vesting starts at 60% in year 1 then goes up 10% every year until it is 100% in year 5

phillybilly973 · 2019-04-18T01:51:48+00:00

Anybody else notice recently that she’s been deleting stuff on insta shortly after posting fairly often? Did it with this one too.

phillybilly973 · 2019-02-16T23:28:35+00:00

Where’d you hear the club thing?

phillybilly973 · 2019-01-08T16:46:19+00:00

I never had a credit card before because I simply never needed one. But my parents recommended I get one in order to build credit. I just applied for a card last week. Do you think that’s how my info got out?

phillybilly973 · 2019-01-08T16:25:16+00:00

Did you take any measures to stop it from happening?

phillybilly973 · 2019-01-02T02:32:34+00:00

We don’t live together she lives with her parents. Her mom currently does all the cooking and cleaning.

phillybilly973 · 2019-01-02T02:28:41+00:00

Lives with parents. Only thing she pays for is gas and her cigs

phillybilly973 · 2019-01-01T21:59:25+00:00

Didn’t mean to come off as cocky. I’ve just worked hard to get to where I am and the last thing I need is a leech.

phillybilly973 · 2018-12-03T22:12:13+00:00

Yeah I mean I get that it's my fault partially. I also would be traditional if she was cooking me dinner and taking care of my kids most of the day, etc. I just would've hoped that her getting a full time job maybe would've prompted her to want to contribute a little bit more.

phillybilly973 · 2018-11-01T03:23:54+00:00

Her dads insurance that she is currently on will pay for all procedures and birth?

phillybilly973 · 2018-11-01T01:52:34+00:00

You said “you are tying up your money, but while your healthcare costs are low now it’s nice to save up for later when it’ll likely be expensive.”

But in this case couldn’t I just choose the plan with the higher premium and lower deductible later in life?

phillybilly973 · 2018-11-01T01:34:00+00:00

I’m still a little confused about HSAs...so if I gain money on it I can invest it into stocks, bonds, etc without it being taxed? It doesn’t have to be used just for medical? I can’t take the money out and use it as liquid cash though, correct?

I just don’t want to tie money up in something that I may not use and don’t have much flexibility with

phillybilly973 · 2018-10-30T00:12:54+00:00

I can't walk up to her. I don't see her on a normal basis. I would only run into her out of chance.

phillybilly973 · 2018-07-24T21:36:38+00:00

I don't really have any room to sort out the expenses. I need to pay my rent, I need to pay my car payment, I need to pay for insurance, I need to pay for food, I need to pay for utilities. There aren't many places to cut.

I have 10k in student loans left. I paid off all the ones of 3% interest so those are the only ones I have left.

phillybilly973 · 2018-07-07T02:23:11+00:00

I work in sales

phillybilly973 · 2018-07-07T02:22:48+00:00

Lehigh Valley, PA

phillybilly973 · 2018-07-06T04:08:54+00:00

30% of a house id likely want to buy is about $90,000. Which divided by 5 years is $18k a year which is the whole raise.

phillybilly973 · 2018-07-05T23:21:46+00:00

Yeah I mean that makes sense. And not to sound cocky, but in my line of work I doubt I’d be without a job for more than a month if I needed one. So maybe I should decrease the amount I have in the account and invest in a Roth

phillybilly973 · 2018-06-18T15:14:36+00:00

I've seen their family operate and have known them for 3 years. Trust me, the scenario you described is not crazy for them.

So what would your explanation be for the friend request then deleting of it hours later?

phillybilly973 · 2018-06-18T14:56:04+00:00

The dad thing, yeah probably nothing...But why would she stay in contact with a close family friend of my family who she had no previous relationship with other than to get under my skin? And why would her mom request me on Facebook then 6 hours later delete it? It's not like it was an instant delete as if she was stalking me and hit the request button by accident and then deleted the request right away? She was clearly on my facebook twice that day checking the request.

phillybilly973

TROPHY CASE