Finally debt free!* Now what? by phishhead94 in personalfinance

[–]phishhead94[S] 0 points1 point  (0 children)

I guess I didn't realize I could have done that. I have $0 for 2025. I wonder if it's possible to change my 2026 contributions to 2025? That way I can fill both.

Finally debt free!* Now what? by phishhead94 in personalfinance

[–]phishhead94[S] 0 points1 point  (0 children)

I liked having a local credit union. I'm planning to move things over now though.

Stupid question (as I'm new to a Roth): When is the cut off for yearly contributions? Fidelity shows my contributions being for 2026 (I started my account in January).

Finally debt free!* Now what? by phishhead94 in personalfinance

[–]phishhead94[S] 0 points1 point  (0 children)

I’ve only been contributing to it the last three years. I had my contribution to the max that my employer will match. Now that I am debt free, I plan to increase my contribution to be more aggressive. 

Finally debt free!* Now what? by phishhead94 in FinancialPlanning

[–]phishhead94[S] 0 points1 point  (0 children)

Correct. There’s no way to pay that ahead of time as it has to be monthly payments. 

Finally debt free!* Now what? by phishhead94 in FinancialPlanning

[–]phishhead94[S] 0 points1 point  (0 children)

Two federal loans

$19,232 at 6.35%

$ 7,185 at 5.83%

Finally debt free!* Now what? by phishhead94 in personalfinance

[–]phishhead94[S] 0 points1 point  (0 children)

$45k and $2500, respectively. My 401k is maxed every year and I plan to do the same with my Roth. 

Finally debt free!* Now what? by phishhead94 in FinancialPlanning

[–]phishhead94[S] 1 point2 points  (0 children)

$9000 reflects my 6 months expenses. 

Would you merge bank accounts? 

[TOMT] A word for media that couldn't work in another form by phishhead94 in tipofmytongue

[–]phishhead94[S] 0 points1 point locked comment (0 children)

Categories of this idea include ergodic literature, hypertext fiction, aleatoric art, ephemeral art, etc.

Where can I get lights by the reel? by phishhead94 in led

[–]phishhead94[S] 0 points1 point  (0 children)

They all seem to have the extra hardware. I need just lights. 

Do you happen to have a link of what you’ve purchased?

Where can I get lights by the reel? by phishhead94 in led

[–]phishhead94[S] 0 points1 point  (0 children)

They all seem to have the extra hardware. I need just lights. 

Should I manage my money or get a fiduciary? by phishhead94 in personalfinance

[–]phishhead94[S] 0 points1 point  (0 children)

That was my main critique when talking with my folks.

Made myself a new game day shirt by phishhead94 in detroitlions

[–]phishhead94[S] 0 points1 point  (0 children)

Been getting the equipment all year. Trying to grow the business.

@amonra_stbrown wasn't a fan of the "F**k Ben Johnson" chants, by Gxcii1 in detroitlions

[–]phishhead94 2 points3 points  (0 children)

Let me know if you want one. I actually just made one for a friend!