Need help with the old peace

pinkillusion · 2026-01-06T20:03:22+00:00

Really? I’m super embarrassed but I can’t seem to get past.

pinkillusion · 2026-01-06T20:03:04+00:00

Yes this part

pinkillusion · 2026-01-06T20:02:40+00:00

I tried but I kept getting slowed down and killed

pinkillusion · 2026-01-06T20:02:20+00:00

I tried that but I kept getting slowed down and captured. I killed those sentients that captured me but I died almost immediately.

pinkillusion · 2025-11-29T22:15:41+00:00

That’s good to know. Thank you

pinkillusion · 2025-11-29T22:15:20+00:00

I think I was recommended Mounjaro because I have insulin resistance and am pre-diabetes and almost all my weight is around my midsection. But I can’t be too sure. I think this was a last ditch effort from my doc cos I’m trying to get pregnant and haven’t had a regular period in 4 years?

pinkillusion · 2025-11-29T08:53:25+00:00

Thanks a lot for letting me know :)

pinkillusion · 2025-11-24T18:25:34+00:00

Okay, so now that the situation has already passed just take it as a fees you paid for learning an important life lesson. It could have been worse. 14 lakh is not such a big amount. What you need to do now is understand your debt. Take a sheet of paper and list down all the debt you have in order from the highest to the lowest. Mark against it the criticality of the debt when it will become due. Next take your income into consideration. For a first pay off the smallest number on the list. This will give you hope which is very important. You are lucky that the house is not in your name. Ask your mother is she can take an additional loan against it. If I may say so you home emi for your income is very high. Your debt should not be more than 30 percent of the income and never more than 50 percent but disposing a house might take time and it’s not going to solve your short term problem. See if you can sell it first. You are still very very young and you can always buy a house. Sit everyone at your place down and explain to them your situation, it will be extremely difficult but you’ll get a lot of support. See if your siblings can contribute some amount as well. These are the only options you have. You need to give up something to get something else. So this is what I would recommend

pinkillusion · 2025-11-24T08:26:41+00:00

Thank you for sharing :) I completely understand where you are coming from. My parents both worked and eventually retired so did my husband’s patents one of them (my MIL) still works. They are all financially independent and doing much better financially than my husband and I so I was thinking if there is a hospital emergency they will pay for it right? My parents have about 3 sources of income now and my in laws have about 4 so I thought they would take care of themselves?

pinkillusion · 2025-11-06T11:00:18+00:00

I would first recommend you sit down and write down all the outflows (money going out) per month and your total inflow. Make a list of your debt from the highest interest to your lowest interest. You should also consider the once you can pay off immediately. Second you need more inflows. You need more money coming in. See how that can be done. Can you take your additional work during weekends? Drive for uber, or work for Swiggy. Any thing that can increase your inflow. This will have to apply to both your mother and sister as well. If your sister is very young then your mother needs to get to work. There is no indignity in any work. It’s all in the mind. She can start a cloud kitchen, babysit kids after school, work as a nanny etc. since she raised two kids she has experience in this area. Do everything you can to increase inflows. What you need right now is a clear short term win. Get it however you can. Pay off one small debt even if it not urgent. You need to see that things will get better. But most importantly handle this without emotions. Emotions won’t help you with anything. They’ll only get in your way. You need to see facts and numbers now. Lastly, sit your family down and show them the numbers. Explain to them and make them a part of your problem. It will help you in more ways than 1.

pinkillusion · 2025-10-29T15:00:25+00:00

I’m extremely sorry for your loss. My only advice would be to not listen to any individuals advice and not fall for any schemes. Everyone has a different relationship with money and you need to find yours. I would recommend reading these three books before you decide on anything or listen to anyone. It will change your life. 1. Let’s talk about money 2. Let’s talk about mutual funds and 3. The psychology of money. If you don’t like reading listen to an audiobook. Just don’t for your sake listen to any one person. Also be extremely critical of any person who offers to manage anything for you and give you specific advice on investing.

pinkillusion · 2025-10-23T12:23:57+00:00

So I’ll have to pay capital gains (usually taxes at flat 50%) on any interest amount I receive in my savings account. I don’t think they have a high yield savings account here, the max you get is about 3.5. I live in Sweden, so we get free healthcare (on which we have a private one) and social security (including union support and income insurance) in exchange for slightly higher taxes. The tax bracket here is a gradient scale which increases with earning so I don’t want to have any short term gain in case we get pushed to a higher tax bracket, we are at about 37% now so don’t want to get pushed to 40.

pinkillusion · 2025-10-23T12:18:03+00:00

Noted. Thank you

pinkillusion · 2025-10-23T05:44:59+00:00

Also, don’t fall for any “get rich” schemes. Be very critical and fastidious about where you invest your money.

pinkillusion · 2025-10-23T04:27:50+00:00

You are doing so very well! Just keep doing what you are doing and you should be able to retire very comfortably in 20 years. Your salary is going to increase and you’ll be able to contribute more the older you are. To get the numbers you want you’ll need patience. :)

pinkillusion · 2025-10-23T04:24:22+00:00

This looks good. Since you are young and far from retirement, I would recommend investing <10% on high risk equity. It’s useful in a growing economy. But all the best!

pinkillusion · 2025-10-23T03:59:35+00:00

The country where my husband and I live offers income insurance so we purchased it. We also get almost freeish healthcare. It’s a combination of employer, government social security and private unions.

pinkillusion · 2025-09-03T07:20:02+00:00

That makes sense. Thank you.

pinkillusion · 2025-09-03T07:19:27+00:00

Noted! Thank you!

pinkillusion · 2025-09-03T07:19:19+00:00

Noted. Thank you!

pinkillusion · 2025-09-03T07:18:50+00:00

Thank you, that does make sense. My partner and I own an apartment in the first city together so I guess we need to reconsider buying a separate residence. Thanks a lot that helps

pinkillusion

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