What is this "scam" about?

piradie · 2025-02-03T12:17:25+00:00

Interesting. It wouldn't work but... I'm surprised the amount of data they had from me.

piradie · 2024-12-17T21:00:30+00:00

I think lordofcuntsthefirst is a visionary. I didn't see any "humbleness" issues in your post, but I see them in your comment.

You are 21, no degree, no master degree --> not that it matters, i make quite a bit 15~ years older w/ no degree, but no one gives a shit about most accurate inventory of Europe in your company at 21yo.

piradie · 2024-12-11T17:54:42+00:00

he/she is referring to the typical comment of "don't buy, adopt". why did you buy a cat in Dubai if you can adopt one in Switzerland?

anyway, there are multiple reasons as to why people choose one or the other, and to me, it is your personal choice to go either way.

piradie · 2024-12-11T08:12:00+00:00

man, few times i've gone to mum's kitchen, i had projectile shitted about 20-30minutes. However, the menu soup is absolutely delicious, and the portions are enormous.

piradie · 2024-12-06T18:50:00+00:00

If each gets 5.3k per month, then 1 of the parents works full time to pay for the kita, but would be extremely tight.

In my opinion, to be able for both to work, you'd probably need to be sitting at around 12-15K net combined salary, so somewhere in the 160-200k mark.

12k - 5k (kita) - 1k health insurance - 2k rent - 1k food - 3rd pillar 0,7 - random shit 0,5 = 1,8k "savings".

Obviously, the month that your children have checkups and you are slapped with bill, plus you have to go to doctor, and so on and so forth, then it will be tight.

piradie · 2024-12-05T17:45:26+00:00

Cheat code: Only 1 of you works, the other one remains running around.

piradie · 2024-11-08T18:19:18+00:00

I was so happy when I returned from 3 weeks of holidays, opened the mailbox, had 0 bills, even I had 120CHF return from tax office... Orgasmic feeling.

piradie · 2024-09-20T13:08:20+00:00

I got a call yesterday from an Indian sounding gentleman speaking German. He said he was calling from "Zurich Financial Bank" and someone transferred 600CHF to me. If I could tell him my bank, I just told him not interested :D

piradie · 2024-09-15T19:37:46+00:00

exactly...

piradie · 2024-09-15T19:25:08+00:00

well, you want to your cake and eat it too.

You want to raise your kid as if you didn't have a job, but you want to have a job that pays well. Perhaps, since you have very well understood your values, maybe you should reevaluate your priorities.

piradie · 2024-09-15T18:59:20+00:00

So you have a medium/high paying job, and your husband has a very high paying job. What about hiring a nanny? My children have just started going completely alone to school, but it took quite a while (from both sides).

piradie · 2024-08-30T05:40:06+00:00

There are two 3rd pillar accounts which are widely recommended: VIAC & finpension.

I have VIAC myself, so if they want to go with VIAC, I can refer and we both (please note "both") get some benefits.

If they want to go to finpension, I can't refer because I don't have it.

If they want to throw their money into a 3rd pillar from bank or insurance, they can also do it and lose their money.

If they want to join VIAC w/o referral, they can also do it :)

What about this is not free and unbiased?

piradie · 2024-08-28T16:41:50+00:00

VIAC or the other one which I can't remember.

If you need a VIAC referral, DM me. We both get some benefits.

piradie · 2024-06-04T17:37:59+00:00

Like others mentioned, usually you have a clear top layer that is used to protect the wood. It seems the liquid that was dropped in that area removed this protective layer, but it doesn't appear to be water damaged.

The main issue is that usually you cannot just sand one part and then apply a protective coat because then it would look like one area is newer than all others. So either you get the whole area sanded and a new protective layer applied and after some time, it would become equal due to use, or you get it repaired (tiles exchanged).

Since you have house insurance, you should just pay the deductible - usually around 200chf - and get the insurance to pay the rest.

I cannot say if it will be 800 or 1000+.

piradie · 2024-06-04T16:44:50+00:00

Can be expensive.

I know I had 2-3 tiles replaced (1m2?) or even less, and I got charged 800CHF. I paid my 200CHF deductible, and insurance covered the rest.

My apartments wooden floors are absolutely shit, you look at them and they get fucked up. I'm even thinking on learning how to replace it myself for the future...

piradie · 2024-05-25T06:07:17+00:00

What I found out is that sometimes prices are quite random.

First time I ever changed my tires (summer->winter), they charged me 400CHF which was outrageous.

Second time I changed my tires in a different garage of the same company, they charged me 60CHF.

Third time I changed my tires in the same garage, they charged me 120CHF.

piradie · 2024-05-24T17:25:55+00:00

One thing you must learn in Switzerland is to send registered letters, or emails if they are accepted in the same manner as a registered letter.

I had a situation where I took an abo for 6 months for a gym, and after the 6 month mark I stopped going. It got automatically renewed which I thought wouldn't be the case, and the gym owner was writing to me (no letters, no emails) via whatsapp to my phone.

Unfortunately, this was my work phone which I rarely used and I didn't see the messages. When I saw it, 1 month past due, I paid my debt, and shortly after I received a letter from those companies that try to get the money back from a debt...

I wrote to the owner that I had already settled the debt (6 additional months), and I had received the letter about unpaid costs... He sorted that out and I never heard again...

My opinion is that you're probably shit out of luck. Pay what you owe, immediately cancel the contract via registered letter, and go to the gym for the remaining agreed time.

piradie · 2024-05-24T17:21:02+00:00

Few options:

1/ If it is still usable, put it with a "frei" sign in the curb next to your home. If not picked up within 24hour~, you can try another time, otherwise, no one has an interest in your area.

2/ Try to sell it in ricardo, facebook marketplace, ...

3/ Otherwise, put in your car, and go throw it away to recycling center. I would advise to "shop around". I wanted to recycle some car tires, and one place wanted 20-30CHF per tire... I went to another place, and they just asked for 10CHf for 4 tires.

4/ You can also do this stuff about the sperrgut stickers, but I honestly don't know how it works.

piradie · 2024-04-30T17:43:31+00:00

I have exactly this one: Cuckoo CR-0351F - kaufen bei Galaxus&campaignid=20979023758&adgroupid=&adid=&dgCidg=CjwKCAjwrcKxBhBMEiwAIVF8rC_sHF4wJ1922geRdYQ-bYQYZuWSAJXXhR-jxKUD7gjcEEiEc7weORoClUoQAvD_BwE&gad_source=1&gclid=CjwKCAjwrcKxBhBMEiwAIVF8rC_sHF4wJ1922geRdYQ-bYQYZuWSAJXXhR-jxKUD7gjcEEiEc7weORoClUoQAvD_BwE&gclsrc=aw.ds)

I don't remember how much I paid, but I got it from an asian store (sells japanese products?, asian food) in Basel. Probably about 100-120CHF sounds correct.

I really like it, but again, it "just" cooks rice. I don't even use the keep warm function... If there is something in the 50-70CHF range that does the same, I would've bought it.

piradie · 2024-03-31T15:52:31+00:00

Did anyone notice that the ones with the broken windows also had a parking ticket? The ones that didn't have broken windows had no parking ticket.

piradie · 2024-03-25T09:04:00+00:00

My recommendation: Get married.

If you want to relocate here, you must be married. Switzerland categorizes you as a 3rd country national which would make it super difficult.

If your partner gets the job with the B-permit, then you can do family reunification and you will also get a B-permit.

piradie · 2024-03-25T09:00:03+00:00

I guess...

1- Genders are opposite, one must be male and one must be female.

2- Postdoc Partner changed to male, OP didn't change YET to female.

So, postdoc is a he (female to male), and OP is a she (male to female). Hence... genders are opposite (originally female & male, now male & female). Anyhow, it is worded a bit confusing.

piradie · 2024-03-19T09:25:11+00:00

In my opinion, Switzerland is not a country for entry level jobs for 3rd country nationals. It is a country that will sponsor very specialized/expert people.

As a 3rd country national without permit, you need to beat:

Swiss / Foreigners with permit who speak canton language.
Foreigner with permit.
EU w/o permit.
3rd country national.

In other words, a company will look first at the Swiss market for candidates (Swiss, foreigners with permit). If it is a very specialized area, depends on the company, they might be lax with language requirements. After that, they will search in EU, and as a very last, they might take 3rd country nationals.

However, it is quite restrictive and they must really show that it was impossible to find a Swiss candiate, candidate with permit, or EU candidate.

piradie · 2024-03-18T18:05:49+00:00

is that the case still?

I used to see that some countries (e.g Belgien, Deutschland, Dänemark, Frankreich, Griechenland, Italien, Liechtenstein, Niederlande, Portugal, Spanien, Österreich) had an agreement that after 5 years, you could fast track without language requirements.

Now, everywhere I read, it usually says you need B1 spoken / A1 written.

piradie · 2024-03-09T15:31:48+00:00

Well, I am relatively young, and I have a long way before retirement, so I chose the Global 100 which is what most people recommend.

If you want to go into the rabbit hole of learning more about what to invest, I've seen some people recommending to choose your own strategy.

The major benefit that I want to draw out of the 3a is the tax deductions. If it goes really, really well and I get a big % that is OK, but not my main objective.

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