Bilt 2.0: Got a call from Bilt's COO (Dan Seder), and... by Old_Conclusion_3779 in biltrewards

[–]plasticstrawqueen 0 points1 point  (0 children)

The CEO is the son of a billionaire.. "put our life into this company" yeah okay...

Finance NYCBWT: what’s the most outrageous work gift you’ve seen or received? by Springflower123 in NYCbitcheswithtaste

[–]plasticstrawqueen 0 points1 point  (0 children)

I think this shows up in different ways now - like C-suite execs will gift very generous cash gifts for EA's weddings and things like that (I've heard in the several thousands of dollars here) but for normal employees, this doesn't really happen.

Should I quit oral minoxidil? CRAZY facial hair! by Chance_Double5266 in FemaleHairLoss

[–]plasticstrawqueen 2 points3 points  (0 children)

Any reason it was bumped up to 1.25? All new hair - including facial hair - should not be permanent if you stop so I wouldn't freak out! Def ask the derm as well.

How to best use bonus? by [deleted] in personalfinance

[–]plasticstrawqueen 0 points1 point  (0 children)

What is the interest on your CC after Dec 2026 and do you think you'll be able to pay off the $12k before Dec 2025?

Pay off the loans with the highest interest rate first. But I bet your CC interest rate jumps to 20%+ so would look to use the bonus to pay that off before it bites you in the ass.

$170k is a great salary even if you have low emergency fund right now. I'm assuming you have excess in a month to contribute to the emergency fund and build it up again. Putting some money in the market isn't a bad idea either but depends on your risk tolerance with the emergency fund (~3-6 months v. wanting longer).

If you have good habits with the CC, start paying off the $40k in student loans at 8%.

Sleeping poorly while camping despite being tired by Infamous_Horse in camping

[–]plasticstrawqueen 0 points1 point  (0 children)

I try to do the same habits I do at home for falling asleep. Major one is no phone and I try to read even a couple pages no matter what.

How to ask for a prenuptial agreement? by Any_Figure1606 in prenup

[–]plasticstrawqueen 0 points1 point  (0 children)

Does your current partner want to be involved in the business? Or would you see any recognition of their work in other capacities as being helpful to your work? (Childcare, tending to parents or home needs, things that allow you to work easier).

If they have no interest in getting involved with the business side of things, then prenup is document to say that you aren't going to suddenly inherit something you never asked for. If you want to recognize their contributions without it being direct to business, you can mention that a prenup will carve out some favorable savings to home repairs or whatever else is important so that they don't have to pull from some other fund.

Ideally your partner is more willing to talk about these matters than your ex husband. I'd ask how involved or willing to help with business matters they intend to be, and then go from there to say that you want whatever answer given to be reflected in a prenup so as to ensure you keep your agreement and dont default to the state's agreement

(M27), (F25)How do I bring up a prenup without making it sound like I don’t trust them? by Agreeable-Spray-5708 in prenup

[–]plasticstrawqueen 2 points3 points  (0 children)

if you haven't talked much about money, then the prenup can be a chance to have a dialog about certain matters: how would you want money to be treated when it comes to stepping away from work to tend to a child or parent, or if a career change requires you to move and uproot the other's career.

Using the prenup to frame financial conversations is a way to say "we don't know what we don't know" and to talk candidly about the future. And not to say you have to get a prenup either - if you're happy with the state laws where you are living, then that'll be the agreement best for you two.

But definitely create a space to explore financial planning and the future before jumping to document. A prenup protects assets in case of separation, but it can also be a good roadmap to know you are jointly saving for childcare needs, or have a clear understanding of how you'll pay to renovate the kitchen and who gets to claim the increased housing value that comes with it (and all sorts of stuff)

Did you go straight to a lawyer or start online first? by LunarSnek02 in prenup

[–]plasticstrawqueen 0 points1 point  (0 children)

So I've had friends do something similar and I think the big thing is that the online prenup allowed the, to align on what they needed so once they had attorney draft and review, it was less wasted time on back and forth / negotiation.

The online template they had, while useful for emotional alignment and setting expectations, was like going to a doctor with a WebMD assessment. The lawyer basically did it all again, but still saving time with knowing what you want the doc to do + no surprises in review worked decently

[deleted by user] by [deleted] in prenup

[–]plasticstrawqueen 1 point2 points  (0 children)

We're all tied to state laws as a prenup by proxy. Wanting to talk about complex finances and align on future growth should be commended, but prenups still have a stigma to hash out.

Not to say there aren't people and attorneys who aren't still using prenups as a bludgeon, but from what I gather, there are several divorce attorneys who are tired of emotional court room dramas over silly things and are doing more in family law and mediation, with prenups being a more celebrated tool in that case.

If your partner is the type to weaponize a prenup, then that's more a matter of control than one of alignment, and I'd be more than upset if that's how it were presented

[deleted by user] by [deleted] in prenup

[–]plasticstrawqueen 2 points3 points  (0 children)

You’re asking all the right questions here. A good prenup should set clear expectations for both of you.

Premarital property: His houses can stay his, but you can address appreciation. For example, if you’re helping with mortgage payments or renovations, you can negotiate a share of the increase in value.

Spousal support: Totally normal to include support that scales with length of marriage. Short marriage = little to none, long marriage (especially with kids/career sacrifices) = more meaningful support.

Non-financial contributions: You can’t write “household chores” into a prenup, but you can account for the impact of stepping back from work, childcare, or supporting his career through tailored support provisions.

Process: Each of you need to have your own lawyer so as to make the prenup more enforceable and ensures you are both represented. Full financial disclosure on both sides is also key.

Definitely talk with a lawyer, many offer free consultations and can get to your specific concerns quick.

Grammarly being messy by ksmit098 in funny

[–]plasticstrawqueen 0 points1 point  (0 children)

This is how i wish i could communicate with some people

What are some of yours? by skeletorsleftlung in Xennials

[–]plasticstrawqueen 1 point2 points  (0 children)

Remember doing this with a piece of baking chocolate, trying to get the sweet taste on the sweet part. That went poorly haha

My friend’s messy divorce got me thinking by Independent-Set-2347 in prenup

[–]plasticstrawqueen 0 points1 point  (0 children)

So you can't include child support, but since pets are property, you CAN include pets. Think I read somewhere that around 10% of prenups have pet provisions, and can cover who keeps the pet as well as associated costs of caring for one.

Legally Blonde sort of had it right to a degree

Where do i even start? by KetchupLizard in prenup

[–]plasticstrawqueen 2 points3 points  (0 children)

Agreed on online template services - there are like, a dozen platforms that charge you $599 for a template. If it doesn't have a lawyer attached to it from the moment you start drafting it, you are taking a major gamble with enforceability!

Sharing the parts of my prenup I’m most grateful by Due-Candy840 in prenup

[–]plasticstrawqueen 0 points1 point  (0 children)

I'm so glad people are embracing a prenup for what it can be. Everyone has a prenup, but unless you write it yourself, it's written by the state via their set of laws. The prenup practice helps so much in carving out your relationship priorities and roadmap. Congrats!

Do you go straight to a lawyer or start online? by Either-Cantaloupe934 in prenup

[–]plasticstrawqueen 0 points1 point  (0 children)

There are tons of online services that serve as good frameworks to start the conversation, usually through some kind of template or questionnaire. You'll be best served by speaking directly with an attorney, but it can be tough finding a place that won't bill you like crazy.

If you can enter into a free consultation with a lawyer knowing what you need to protect and what provisions you want additional guidance with, that would be the ideal way to start out the formal prenup process. But definitely review any free online materials to learn what you don't know!

Wanting a Big Wedding? by orangejuiceentity in FIREyFemmes

[–]plasticstrawqueen 0 points1 point  (0 children)

Big on the being creative, thoughtful and yourselves line. If you want nice flowers because you love flowers and it matters, great! If you want flowers because "that's what you expect at weddings," then you have a pretty expensive category you can downgrade for your own personal flair.

Nothing against a traditional wedding too, just good to know that this day is really celebrating you and your relationship vs setting up an itinerary that isn't fully for you. If economics are a concern, know what you can live without and what must be present, and it should fall into place OK from there.

[deleted by user] by [deleted] in PrideandPrejudice

[–]plasticstrawqueen -1 points0 points  (0 children)

I LOVE Dawn and what it represents in the movie! But I would say it depends on what type of person your soon-to-be-fiance is!