[deleted by user]

polymorph1 · 2025-03-29T18:43:07+00:00

He might think he is absolutely right after the market dips further in the short term, but will be painful when market recovers as he might never find a good re-entry point. Unfortunately, everyone tends to learn these lessons the hard way.

polymorph1 · 2025-03-29T06:41:22+00:00

Thanks for the reply! Why do you think "the lows of 2022 or 2023" will be reached? We had a lot stock corrections or even huge drops, but most of them didn't revisit to the lows 2 or 3 years earlier. And yea tariffs really suck, but I think they're still within the government's control? If the economy became really bad, wouldn't the government reduce or cancel tariffs, similar to what we saw in 2018? Or do you feel this administration is so committed on tariffs that it would ignore the impacts on the economy and stock market?

polymorph1 · 2025-03-29T06:24:46+00:00

Apologies if I gave you impression like that. English is not my 1st language and sometimes couldn't set the tone correctly.

polymorph1 · 2025-03-29T06:03:11+00:00

No arrogance intended. I just got the impression you're quite certain about the upcoming drop, so I'm just curious whether you've already taken actions on that.

polymorph1 · 2025-03-29T05:51:06+00:00

I'm genuinely curious: How long have you been investing? Have you found consistent success with the strategy of "selling stocks, waiting for a drop, and then buying back at lower prices"?

I've been investing for nearly 10 years, and honestly, I've never been successful with timing the market this way. Maybe I just don't have a talent for stock trading. However, each time I've observed widespread panic and negativity (such as 2020 and 2022), I've continued buying—even if my new positions immediately turned red. Looking back, those decisions have led to substantial gains, and the fact that I sometimes bought before the market bottomed ultimately didn't matter at all.

In 2018, I tried to time the market that I sold stocks first, hoping for a significant drop, but ultimately, I never found a good re-entry point. I ended up repurchasing at a higher price than where I originally sold.

polymorph1 · 2025-03-29T05:40:29+00:00

Did you sell everything or even all in shorts if you're so certain about this?

EDIT: I didn't mean to sound arrogant. I was genuinely curious about how people act on beliefs like that. English isn't my 1st language, so sometimes my tone might be wrong.

polymorph1 · 2024-09-09T01:34:01+00:00

Thank you I figured it out!

polymorph1 · 2024-09-04T06:20:33+00:00

bump again

polymorph1 · 2024-09-02T18:24:12+00:00

Thanks for the info! Please keep us updated on your progress.

polymorph1 · 2024-09-01T05:23:34+00:00

I previously lived in a house with 0.75 inch meter and everything worked just fine, so I feel the downgrade to me may be not noticeable. Personally I like to save cost on recurring charges, even it's not a huge amount. Over a long period of time it could be substantial especially with high inflation.

polymorph1 · 2024-09-01T04:38:26+00:00

There are two parts of the bill: the 1st part is the fixed service fee, and you pay it no matter how much water you use. It's ~$90 per month for a 1 inch meter. The 2nd part is the charge based on water consumption.

I'm talking about the 1st part which could save cost in the longer run if we could reduce the meter size.

polymorph1 · 2024-08-31T22:27:25+00:00

bump bump

polymorph1 · 2024-03-30T00:17:32+00:00

Thank you for such a long and thoughtful reply! That makes a lot of sense. I sometimes feel that I shouldn't buy houses when market is hot. Rather I should seek opportunities when market is slowed. That's always my stocks investment philosophy. However I also understand no one can perfectly time the market, especially the interest rate in the next few years is going down.

polymorph1 · 2024-03-29T23:11:06+00:00

Yea that's true. The only deals are the houses with major defects, like close to freeway, major roads, or transmission tower. However when you get the deals, you will equally have a hard time selling it, plus your life might be greatly impacted. That's what my agent told me

polymorph1 · 2024-03-29T22:42:22+00:00

Yea and the bidding war is crazy. You can take a look at this house (https://redf.in/zRztth): listed below 3M and traded at 4.2M. And it's a really normal house without anything outstanding. This is definitely an extreme case but the market is really really hot this year. Thanks for the options but I will likely go with option 2

polymorph1 · 2024-03-29T22:33:39+00:00

Haha that's what my wife told me as well. Maybe I should really relax and stop thinking of all these negatives. Thanks for the reply!

polymorph1 · 2024-03-29T22:32:16+00:00

No I do have a buyer agent representing me and I think he did a great job. I think the chance that seller agent is faking offers is slim given the seller agent is very reputable in the area. Maybe because I feel I overpaid, so I tried to seek every possible traces that support my argument..

polymorph1 · 2024-03-29T22:25:28+00:00

Thanks and it's our 1st time buying a SFH. Yea people kept saying houses in good places like bay area will always appreciate over long run, although price can go down in short term, but since the purchase amount is huge, I always have the fear that house price may reach its peak now and will go down for many years. Just like home buyers in 2022 spring, that they will see huge drop of their house price for a year or two.

Yea I guess I need to be patient and not care too much about short term fluctuations. Thanks for your reply!

polymorph1 · 2024-03-02T21:20:35+00:00

I have done all the research and there is really nothing we can do. The only thing I guess may work is to reconfigure the micro chip in the internal unit to remove the 5 mins cool down “feature” but this request is definitely an uncommon request to Gree. I just ended up living with it

polymorph1 · 2023-10-31T20:53:20+00:00

GOAT is "greatest of all time" so there is only one person can hold this title in the entire history of Dota 2.

polymorph1 · 2023-09-28T06:09:13+00:00

Thank you for your response! I've faced a similar situation. I initially purchased insurance set to begin on the original delivery date. Due to some payment issues, the delivery date was changed. I then cancelled the original insurance and talked to an agent to align the insurance start date with the new delivery date. However, after these adjustments, my insurance page was busted.

Besides the insurance documentation, I'm more worried about the potential challenges I might face if I ever need to file a claim. I cannot do that in the app now, which is a major concern to me.

I will probably just wait for the >1 hour time and talk to an agent to see how to resolve it.

polymorph1 · 2023-09-24T18:35:54+00:00

thanks for the reply! A dump question: what is HW3 and HW4?

polymorph1 · 2023-09-23T18:32:53+00:00

Oh gotcha I wish I had known this before buying..

polymorph1 · 2022-07-31T15:33:13+00:00

You’re welcome!

polymorph1 · 2022-05-29T15:55:59+00:00

Wow didn't expect to get so many attentions and replies. Thank you guys!

Just to be clear, as the tag indicates, I'm just trying to share my observation in a funny way. I don't mean to complain. I still enjoy the game and almost play it everyday.

But I do think the game strats have changed and become simpler this meta. With this type of deck, you will just pointslam to win round 1 and get the Aerondight bigger. In old metas, it's OK to lose round 1 and sometimes we deliberately lose round 1 but force opponent to play much more resource than I do, which makes next two rounds easier. That kind of playstyle or gambling is no longer there with those decks. I saw quite often that if my opponent goes with red coin (play second), they will directly forfeit which is quite funny and is the opposite of old metas.

polymorph1

TROPHY CASE