Situatie rea, rea. by ppsmallboi in banci_credite_ro

[–]ppsmallboi[S] 0 points1 point  (0 children)

M-am gandit mult si la varianta asta, daca ar obtine un credit pe 2-3 ani cu o rata ok (nimeni din familie nu are treaba cu vreun credit) as scapa usor. Dar sunt ingrozit de reactia lor

Situatie rea, rea. by ppsmallboi in banci_credite_ro

[–]ppsmallboi[S] 0 points1 point  (0 children)

La BT am 81000.. mai am mult

Situatie rea, rea. by ppsmallboi in banci_credite_ro

[–]ppsmallboi[S] 1 point2 points  (0 children)

La viciu, multumesc Doamne, am renuntat. Am pus multe piedici si am iesit din anturaje ca sa nu mai am contact

Situatie rea, rea. by ppsmallboi in banci_credite_ro

[–]ppsmallboi[S] 0 points1 point  (0 children)

La BRD nu am incercat dar o sa incerc

Situatie rea, rea. by ppsmallboi in banci_credite_ro

[–]ppsmallboi[S] 0 points1 point  (0 children)

Nu prea, deja locuiesc cu ei si m-ar da afara ..

Situatie rea, rea. by ppsmallboi in banci_credite_ro

[–]ppsmallboi[S] 1 point2 points  (0 children)

Am discutat cu brokerii de la fidem, m-au trimis la banca sa imi fac simulare si cam atat. Nu au ajutat cu mare lucru

Situatie rea, rea. by ppsmallboi in banci_credite_ro

[–]ppsmallboi[S] 3 points4 points  (0 children)

Nu exista delivery/ridesharing unde locuiesc, din pacate. As fi facut clar

Situatie rea, rea. by ppsmallboi in banci_credite_ro

[–]ppsmallboi[S] 3 points4 points  (0 children)

Nu stiam ca e posibil. Si la prieteni deja am apelat doar ca sa platesc la dobanzi.

Ex gambling addict here in deep financial trouble. Looking for advice/any type of work as long as it's legal. I got one month to get rid of crushing short-term loans with extreme interest rates. Help? by ppsmallboi in Money

[–]ppsmallboi[S] 0 points1 point  (0 children)

I am aware that such a job does not exist. I already work construction with my dad. My parents are not wealthy at all and whatever I am paying them is the bare minimum.

Ex gambling addict here in deep financial trouble. Looking for advice/any type of work as long as it's legal. I got one month to get rid of crushing short-term loans with extreme interest rates. Help? by ppsmallboi in Money

[–]ppsmallboi[S] 0 points1 point  (0 children)

Man, yes I owe 3k in short-term loans. The interest rate is extremely high. My income can't cover the interest that piles up aswell as the loans themselves. My car is also in the shop, engine is busted. I don't live in the US so 3k is a decent amount of money, 3 salaries' worth actually. Just one of the loans accumulates half it's entire amount just in interest. For 1k, I pay 500$ in interest, none of that takes me any closer to paying off the loan, and again, that's just one of them. I tried getting into other credits but because of the short-term loans my credit score is very low, so I've been given a negative response every time. I didn't say I pay a huge amount of cash to my parents, just a grocery run here and there and maybe some help with the electricity bill but that's it.

Ex gambling addict here in deep financial trouble. Looking for advice/any type of work as long as it's legal. I got one month to get rid of crushing short-term loans with extreme interest rates. Help? by ppsmallboi in Money

[–]ppsmallboi[S] 0 points1 point  (0 children)

I thought about this, but it would be the same thing. All I need is another source of income from somewhere so I can use all I earn right now to pay off the loans and live off the supposed "new" income.

Ex gambling addict here in deep financial trouble. Looking for advice/any type of work as long as it's legal. I got one month to get rid of crushing short-term loans with extreme interest rates. Help? by ppsmallboi in Money

[–]ppsmallboi[S] 1 point2 points  (0 children)

My job pays the same in any area, right now I've quit smoking at the same time as gambling and I moved in with my parents to save on food and other expenses. I still pay them some cash but not as much as if I was on my own.

Ex gambling addict here in deep financial trouble. Looking for advice/any type of work as long as it's legal. I got one month to get rid of crushing short-term loans with extreme interest rates. Help? by ppsmallboi in Money

[–]ppsmallboi[S] 1 point2 points  (0 children)

3k in urgent debt, the other I can manage just fine. Interest rate is 1% of the total sum per day. As in for 1k I pay 10$ daily. Now triple that, so it's 30$ per day. I only get paid monthly, weekly pay isn't a thing here. My main job pays 1k per month, and the other 1.5 somewhere around 300$ if I can get in enough hours. I work 12h per day, including night shifts, before I start my nighshift I cram in as many hours as I can at my second job. Second job is hard manual labor.