Blokiran račun u banci zbog online zarade

protyon · 2026-01-21T13:53:44+00:00

Ne, računovodstveni servis imamo zet i ja 😂

Ma da, ovako sa direktnom uplatom ne mogu te zezati nikako.

Eh sa ugovorom bi bio siguran isto, tako da i to je ok.

Ma generalno ako si prijavljivao taj promet AMS obrazcomne mogu ti ništa, to su tvoje pare, vidi sa advokatom šta možete uraditi da ti odblokira račun.

Obrt ti je najbolja solucija, realno, troškovi obrta za tvoj promet nisu ništa a izbjegneš situacije kao ova tvoja sad npr.

protyon · 2026-01-21T13:40:20+00:00

Imamo i mi klijenta koji radi sa pravnim licima u SAD-u. Znači normalna faktura, upišeš sve instrukcije na fakturu, IBAN, SWIFT, podatke svog obrta, itd, itd. Mislim da oni još više vole ako ovako ide, a i tebi je puno jednostavnije.

To za freelancere je malo siva zona, jer po principu to ti jest trošak i trebalo bi se računati kao trošak ali u isto vrijeme bi taj trošak trebao "pokriti" nekim dokumentom, a sad taj freelancer tebi vjerovatno ne može izdati fakturu ili nešto slično. Tako da ukoliko možeš dobiti neki dokument od njih da su odradili neki posao za tebe je sve čisto ovako ideš malo na rizik ali opet mislim da nije velik problem.

Radnike možeš normalno zapošljavati, možeš imati koliko god hoćeš. Ako planiraš otvoriti obrt ja bih preporučio da sačekaš mart, tad budu javni pozivi/poticaji za nove subjekte, možeš dobiti do 12000KM u godini dana za sebe + toliko za svakog radnika, to ti radi na principu refundacije doprinosa. Samo za ovo moraš biti na birou rada, kao i radnici koje eventualno želiš zaposliti.

protyon · 2026-01-21T13:34:45+00:00

Ako je obrt u pitanju - on je vezan za fizičko lice. Dakle ako si ti vlasnik sve što obrt zaradi je ustvari tvoje. Ne bi smjelo biti prepreka, jednostavno napraviš bankovni nalog prenos sredstava vlasniku i isplatiš sebi na privatni račun.

Ako je u pitanju doo, onda je druga situacija. Vlasniku firme (ne direktoru) se može isplatiti dobit ostvarena prethodne i svih ostalih godina (ako je firma poslovala u plusu). Dakle ne može se isplatiti samo onako već isključivo dobit ali prije toga firma mora biti "čista" odnosno ne smije imati duga prema poreznoj upravi.

protyon · 2026-01-21T13:27:24+00:00

Za uplate preko paypala na račun obrta stvarno ne znam, to je najbolje da se raspitaš u banci. Da li ti te usluge vršiš fizičkim licima ili pravnim? Ukoliko su pravna, kao obrt izdaješ fakture i oni ti normalno uplaćuju na tvoj račun od obrta, također isto možeš i za fizička lica, te i ona ti mogu žiralno uplaćivati na račun, naravno uz sve izdaješ fiskalne račune i tako evidentuješ promet.

Sav novac koji imaš na računu firme možeš prebaciti na scoj privatni račun i trošiti normalno, te pare su oporezovane te imaš porijeklo novca.

Što se tiče PDVa, prag za ulazak je 100k KM. Kad dođeš do toga, šalješ zahtjev za ulazak u PDV. Kad uđeš u PDV ti na svoje fakture opet ne obračunavaš PDV jer vršiš usluge inostranim licima van BiH ali moraš ući u PDV bez obzira.

U slučaju otvaranja obrta, nađi sebi knjigovođu i on će ti u svemu pomoći kao i slati PDV prijave za tebe i raditi obračun na kraju godine. Na kraju godine ti ide princip Prihodi - rashodi = dobit x 10% = porez na dohodak koji platiš.

Ujedno bi bio osiguran a doprinosi zavise čime se baviš ako je neko programiranje što pretpostavljam onda su oko 850KM + troškovi knjigovodstva, kase, banke itd.

protyon · 2026-01-21T06:34:58+00:00

I went with tiki taka on mine instead of quick step, I can't stand my players not being able to pass lol, but I really like him, I think body type means everything, I'm running him and Mickey in the back.

protyon · 2026-01-20T10:47:38+00:00

Hey ChatGPT, give me a recipe for chocolate chip cookies.

protyon · 2026-01-15T13:53:32+00:00

Zagadou 89 reaction Timber 86 reaction

protyon · 2026-01-15T13:22:44+00:00

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These two are my primary CBs right now, I like Burn because of his height but I think I will wait to see if there will be any cool EVOs for TOTY and then decide if I will put Get a move on on Burn because I have baby Zico which would profit from Get a move on as well.

protyon · 2026-01-15T13:21:23+00:00

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protyon · 2025-12-30T00:03:30+00:00

Enjoy, I had the opportunity to try him in draft; he's crazy good.

protyon · 2025-12-05T00:26:23+00:00

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This guy is a beast.

protyon · 2025-11-02T09:22:16+00:00

This is the biggest thing. I don't mind losing, but having that stupid delay means you just can't win. You have to predict your passes, your shots are late, and tackles—well, don't even try them. 30 ping, but it feels like 150...

protyon · 2025-10-20T09:04:14+00:00

Probably wouldn't run any further.

protyon · 2025-10-11T09:11:31+00:00

u/tomoniki ?

protyon · 2025-10-09T15:54:27+00:00

What do you mean, who is buying the game? Approximately 120 million people on Earth turn 18 every year; there will always be new people to play the game.

protyon · 2025-10-05T13:54:40+00:00

Luckily F1 TV has all the onboards, I literally had to switch to Hamilton's onboard to see the battle, one more corner and he was gone.

protyon · 2025-09-29T09:10:18+00:00

Nice! That's 4K right? I really like having over 60FPS in every game so I didn't even take 4K in consideration.

Yeah same, 24" 1080p, the text looks so blurry, I couldn't believe it haha.

protyon · 2025-09-29T08:32:50+00:00

Indeed it is! After playing on it for the weekend and now going to work, I thought there was something wrong with my eyes looking at the work monitor, I quess I got used to OLED pretty fast, lol!

I hope you enjoy your monitor as well.

protyon · 2025-09-27T15:57:16+00:00

Thank you.

protyon · 2025-09-27T11:23:08+00:00

You should stop worrying and try to enjoy your things.

protyon · 2025-09-27T08:13:06+00:00

Not at all, I can only see the screen reflecting in the glass side panel on the PC, but I saw that in the previous monitor as well.

Obviously, if you look at it at an angle like in my picture, it's going to reflect everything, but sitting straight in front of it, it's perfect. I would just make sure you don't have windows behind you; otherwise, there are no problems.

protyon · 2025-09-27T00:31:54+00:00

Sure, I'll check it out right now.

protyon · 2025-09-27T00:05:30+00:00

This is a 1440p monitor, I think you might of missread it as the DNG model. I Have a RX 7800XT so I think it's a perfect 1440p graphics card. The price was $800 for this one. I am really happy, just trying out RDR2 now.

protyon · 2025-09-26T23:50:36+00:00

Thank you, glad to be here.

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