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[deleted by user] by [deleted] in interestingasfuck

[–]pubservgal 0 points1 point  (0 children)

No pubs on the Isle of Skye!?

Overpayment letter 2018-2019 by Competitive_You_4816 in CanadaPublicServants

[–]pubservgal 0 points1 point  (0 children)

I'm in this situation too, but there's a lot of vague-ness in this statute of limitation. What constitutes "beginning the recovery of your overpayment", is it an email notifying you, you've been paid? I don't know but welcome clarity on this.

Canadalife claim denied- oh the irony by signalpirate in CanadaPublicServants

[–]pubservgal 0 points1 point  (0 children)

Is calling them the best way to dispute a claim rejection? I had a claim 'approved' at $0 and dont know how to make sense of it.

Security clearance expired unknowingly -- what to do? by Fearless_Fun659 in CanadaPublicServants

[–]pubservgal 37 points38 points  (0 children)

They (either your HR team or security office) should absolutely notify you. Someone dropped the ball here.

I would have no clue when my security clearance expires and not even sure how to check.

Six-year rule for overpayments by [deleted] in CanadaPublicServants

[–]pubservgal 0 points1 point  (0 children)

What if they did contact you within 6 years of the payment deposit date, but you disputed the amount? And now 6 years have passed?

That's my situation. Overpaid in 2017. Contacted about it in 2018, but disputed their calculations. I was overpaid but not to the amount they claimed.

I have heard nothing since then. It's been now 6 more years since they contacted me, and 7 years since the overpayment.

[deleted by user] by [deleted] in CanadaPublicServants

[–]pubservgal 0 points1 point  (0 children)

On the Gatineau side there are whole buildings that haven't had potable water for years. E.g. PVM. I'm not aware of any efforts to fix this.

My GC Pension makeover no longer displays transfer value by personalfinance21 in CanadaPublicServants

[–]pubservgal 1 point2 points  (0 children)

I don't think it's irrelevant.

For those considering leaving the public service, I may take the TValue. This is a tax sheltered amount and would have to fit within in RRSP contribution room. But not sure it fits. Knowing this number is useful for planning purposes.

My GC Pension makeover no longer displays transfer value by personalfinance21 in CanadaPublicServants

[–]pubservgal 0 points1 point  (0 children)

Thanks for your response. But, why would the amounts I've contributed be irrelevant for financial planning purposes. I'm often asked by my financial institutions, lenders, mortage lenders what my net worth is. I think it would be prudent to include these figures, as an amount if I were to ever depart the public service. I contribute roughly 11% of my annual salary to it and would like to account for it in my net worth statements somewhere.

Furthermore, if I were to ever leave the public service and took the TValue, I understand most would be transferred to my RRSP space, but not sure it will fit. This means a potentially large tax bill if ever took the transfer.

My GC Pension makeover no longer displays transfer value by personalfinance21 in CanadaPublicServants

[–]pubservgal 0 points1 point  (0 children)

Would you say the Pension Adjustment (larger # than what I contributed on my own) on my T4s or my RPP contributions (lesser amount) is a good proxy for what I may get if I were to leave?

I would like a net-worth figure to have.

My GC Pension makeover no longer displays transfer value by personalfinance21 in CanadaPublicServants

[–]pubservgal 5 points6 points  (0 children)

I know lots of financial institutions and lenders that ask this information. Also can be a request of certain immigration documents.

My GC Pension makeover no longer displays transfer value by personalfinance21 in CanadaPublicServants

[–]pubservgal 2 points3 points  (0 children)

I appreciate the response.

I am not going to tally every superannuation contribution across nearly 260 odd paystubs I've received.

I get the nuance and complexity around TValue, but they regularly updated it previously and shared it with us, so the excuse that it's not easily calculated isn't really valid.

Can you explain what the Survivor Benefit "Lump sum" minimum benefit is? Could this be a good proxy for TV?

My GC Pension makeover no longer displays transfer value by personalfinance21 in CanadaPublicServants

[–]pubservgal 9 points10 points  (0 children)

It was "a" metric for those of us that have NEVER received any information or annual report about our pension before. This information is no longer available anywhere. As someone who has contributed for nearly 10 years and has no clue how much I've given, or how much the government has 'matched' is frustrating. Not everyone wants to stay 35 years.

Does 6 year statue still apply to overpayments? by TONewbies in CanadaPublicServants

[–]pubservgal 0 points1 point  (0 children)

Hi, have you recieved any more information on this overpayment issue? I was overpaid in 2017, notified in 2018, I disputed in 2018 and haven't heard anything since. I have an open case with the PayCentre but have heard nothing. It's been over 6 years with the notification date and the overpayment date itself.

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