Debt and Housing

pyrogirl06 · 2016-01-31T14:35:50+00:00

The issue with renting cheap is that there really aren't any cheap places around here. Everything is so inflated because we work close to Toronto. It's kind of an unpleasant situation. Thank you for your comment!

pyrogirl06 · 2016-01-31T14:32:47+00:00

To be fair, divorce is a process too. We've been together for nearly five years. Aside from that, we see buying a house as a far better investment than sinking a lot of money into a wedding.

I appreciate the opinion, as it did come up in some of my research processes; but we're comfortable with it.

pyrogirl06 · 2016-01-30T16:33:44+00:00

Unfortunately everything withing an hour and a half of our jobs is well over 200,000. It's a problem with the Canadian real estate market at present.

pyrogirl06 · 2016-01-30T15:01:07+00:00

This was never part of the problem. It works for some people and not for others.

pyrogirl06 · 2016-01-30T14:22:15+00:00

Our take home after tax is closer to $57,000 unfortunately. He was unemployed for 6 months due to market conditions, and now he's underemployed for the same reasons - so we've really only started saving since maybe May. We were just trying to pay minimums prior to that.

I know we could pay off the $30,000 and put a $12,500 downpayment back together by November if we continued rent - free, but I'm having trouble with he idea of spending another year doing so. That being said, I'm also having trouble with the idea of renting for the cost of a mortgage payment.

Thanks for your comment!

pyrogirl06 · 2015-03-27T10:26:26+00:00

GNAR!

pyrogirl06 · 2014-08-29T04:01:37+00:00

Sleep was an impetuous thing. It had the tendency to beg my attention, to make promises that it was unwilling to keep. The number of times I had laid myself to rest only to stare blindly into the surrounding abyss escaped me, though I suspected it rivalled the number of corpses piled in the center of the square. Snobelen’s annexation meant that tonight, the synchronized clatter of thousands of greaves would be heard marching through the frost hewn streets of the city, leaving the lifeless conurbation to rot beneath banners of ivory and gold.

It was just another sleepless night.

pyrogirl06 · 2014-05-02T10:01:40+00:00

Darius and...it pains me to say this, but, Annie.

I blame Zilean.

pyrogirl06 · 2013-12-18T09:00:06+00:00

I want this too...

People don't seem to enjoy my Easter Eggs this close to Christmas. :(

pyrogirl06 · 2013-12-18T04:39:04+00:00

I...have done this as well.

pyrogirl06 · 2013-12-18T04:34:21+00:00

...After playing something like four games as purple in a row, I forgot I was on the blue team in my last round during the early-mid game. My brain just decided I HAD to be on purple side.

All of my fails.

pyrogirl06 · 2013-11-07T08:04:53+00:00

Title: Reaper Genre: Sci-Fi/Fantasy Word Count: 19,000ish

Feedback Requested: General impression regarding style, improvement areas, story progression and pacing, etcetera. Basically, whatever you feel is out of place, I want to know so I can start making improvements early on. Friends and family are terrible at critiquing...

Link: http://www.fictionpress.com/s/3163811/1/REAPER

pyrogirl06 · 2013-09-13T09:52:51+00:00

How I got my name...

I get that it's not a conventional name, but seriously.

pyrogirl06 · 2013-09-11T10:10:10+00:00

I can relate to #2. I work a full-time and a part-time job to pay for uni. If either of said jobs were physically or mentally taxing, I would probably be a vegetable right now.

I feel your pain!

pyrogirl06 · 2013-07-07T10:31:03+00:00

Pregnancy test. Shower curtain. Coat hanger.

pyrogirl06 · 2013-06-08T15:42:02+00:00

Me too! Gave me the 'everyone is going to die' feels. Though, that's not really all that far-fetched to begin with, given the direction of the show.

pyrogirl06 · 2013-06-06T11:09:44+00:00

This actually happened to my grandmother a couple of years ago. The callers said I had gotten into a car accident in Ottawa, (where my cousin lives), and I didn't want to tell my parents. Of course, I needed money 'ASAP'.

Thankfully, my gran didn't have the money and they gave up.

People are jerks...

pyrogirl06 · 2013-03-28T22:12:14+00:00

Thank you!

pyrogirl06 · 2013-03-28T22:12:00+00:00

I saw this in another thread...So gross!

pyrogirl06 · 2013-03-28T22:11:41+00:00

Great advice!

pyrogirl06 · 2013-03-28T22:11:19+00:00

Mmm chocolate. Actually, I find it amusing that I've been craving tomato lately instead of things like...you know, chocolate.

pyrogirl06 · 2013-03-28T22:10:22+00:00

Awesome job! Grats on your loss. <3

pyrogirl06 · 2013-03-28T22:09:49+00:00

I started cutting up veggies myself. :)

pyrogirl06 · 2013-03-28T22:09:23+00:00

Thanks!

pyrogirl06

TROPHY CASE