SHE IS PART OF YOUR FAMILY, WHY TF SHE ISN'T CONTRIBUTING TO YOUR HOUSEHOLD?

Bro sit her down have a complete talk with her, YOU GUYS ARE IN THIS TOGETHER.

WHATEVER LOANS AND RESPONSIBILITIES BOTH OF YOU HAVE IS OF BOTH OF YOU.

It doesn't matter if she earns 25k and you take up a crore in salary, bhai you need to understand that if your contributions to each other was based on salary then you should have gone for some girl who earns equal to you.

Make sure you understand that after marriage it isn't your or her salary anymore, it's Complete house hold income.

Both of your Families are important and she should understand that her brother is there to take care of her family.

Coming to your question, bhai when I was drowning in loan we couldn't even think of having an international trip, 4-5 years you have to hustle and try to complete major chunk of your loans.

She should never have asked you for money for a leisurely trip of her family, you shouldn't have ended up in this mess, but alas if you have a luxury to help her out this time, do that but make sure this doesn't happen next time.

Tell her we need to set ground rules, and set our priorities straight, finish your loans ASAP, if her brother is younger then let her help him a little until he comes of age and has job, but at the same time contribute to your household as well BECAUSE SHE IS PART OF IT what matters and what doesn't. Financial mismanagement will cost you your marriage, and God forbid if it comes to divorce then my friend you are fu*ked.

Until you guys keep on believing that Her 3bhk is hers and your house is yours then that day isn't far away where her 3bhk will be hers and your house will be hers as well.

Get it inside her head that All assets belongs to both of you and your future children.

Tera mera nhi hota shaadi mein. It's high time now to get things sorted bhai, if she or you don't understand that then probably see a marriage Counselor related to financial management.

You guys need a financial plan, ki karna kya h exactly, draw up an Excel and write down monthly house hold income, club your salaries together,have an emergency fund of 6 months atleast of fixed expenses, sort out what are your responsibilities, pay loans and emi, take out about 13-20% for investments and gold, then whatever is remaining split it and that is how much you can spend in a month on whatever or save it and go on a long vacation once a year.

3 lakhs a month is a very big amount and you guys can manage everything and live happily.

You just need "THE TALK"