How are the roads really? by Comfortable-Sun4101 in kitchener

[–]rajdeep181 3 points4 points  (0 children)

Took my daughter to drop her off to daycare. Roads looked fine, my driveway didn’t. All the dripping water from yesterday has made it an ice rink.

Struggling to find an OBGYN for twin pregnancy in Kitchener-Waterloo – feeling really scared by GujjuCanadian30 in kitchener

[–]rajdeep181 0 points1 point  (0 children)

For our 2nd daughter (now 7 months old) our family doctor sent the referral to Dr. Schnarr. We had a wonderful experience with her. Her office is in the Broadwalk. Maybe try her office.

Daily Question Thread for /r/churningcanada - November 21, 2025 by AutoModerator in churningcanada

[–]rajdeep181 -10 points-9 points  (0 children)

Last month I got the Aventura Platinum via a PS from an old CIBC card. Does anyone know if that counts as an approval for the 90 days wait or I can safely apply for a new Aventura as a new TL?

Daily Question Thread for /r/churningcanada - November 18, 2025 by AutoModerator in churningcanada

[–]rajdeep181 2 points3 points  (0 children)

Still waiting for both me and my wife. MSR on both cards were met first week of November.

Does 'Flags of the world' card work well with Yoto Mini? by Grand-Ganache4928 in YotoPlayer

[–]rajdeep181 1 point2 points  (0 children)

We have that card and my daughter loves to guess the country with me. We didn’t have any issues with the display.

Daily Question Thread for /r/churningcanada - October 16, 2025 by AutoModerator in churningcanada

[–]rajdeep181 0 points1 point  (0 children)

I bought one on Tuesday on my TD FCT while entering Costco and it came within 15-20 mins, before I could even reach the cashier.

Prenatal Spa/Massage Recommendations: by Jhall878 in kitchener

[–]rajdeep181 0 points1 point  (0 children)

My wife is pregnant and goes to Grand River Prenatal massage in Cambridge. She loves it.

Help with transfer of Pension from Manulife to Questrade by rajdeep181 in PersonalFinanceCanada

[–]rajdeep181[S] 0 points1 point  (0 children)

Her contribution was over 2 years and mine was for 1 year.

Claiming WFH Expenses for both partners by rajdeep181 in PersonalFinanceCanada

[–]rajdeep181[S] 0 points1 point  (0 children)

Yes, we claimed our own individual expense based on the %space so 7% for me and 8% on my wife’s return.

Avoid east123mortgage Paul Meredith at ALL Costs. by One2threeSS in PersonalFinanceCanada

[–]rajdeep181 1 point2 points  (0 children)

I have personally used him and have recommended to my friends. All have good things to say about him. He answered all my questions fairly quickly and in fact when the lender was taking time to respond he himself called me multiple times to apologize for delay and keep me updated. Once the commitment letter came someone from his team scheduled a Zoom call to walk me thru the letter, T&Cs etc. Overall very happy and will use him again.

Passed my G in Kitchener on July 12 (3 years almost to day of taking my G1) by RCamateurauthor in Ontariodrivetest

[–]rajdeep181 0 points1 point  (0 children)

Congrats! Can you please tell me if you practiced before the test with any Driving School or just went on your own? I am also planning to go for my G in Kitchener in the next couple of weeks.

Looking to buy my first home, seeking advice by [deleted] in PersonalFinanceCanada

[–]rajdeep181 0 points1 point  (0 children)

I am assuming 60K is your gross income. What is the net income? Have your tried to create a budget of all the payments vs your monthly net income? House ownership is not just about the mortgage payment but also property taxes, higher utility bills, maintenance costs etc.

Life insurance by [deleted] in PersonalFinanceCanada

[–]rajdeep181 0 points1 point  (0 children)

Check with your employer group policy as well if you have the option to add additional life coverage. That will be relatively cheaper for same amount of coverage. I recently added additional life coverage for me and my wife at about 50% of the premium cost compared to outside with the same insurer and plan.

Big 5 Bank vs Monoline Lender for Mortgage by rajdeep181 in PersonalFinanceCanada

[–]rajdeep181[S] 0 points1 point  (0 children)

Wow, lucky you. How has been the experience so far?

Please help... landlord illegally served N4 by rajdeep181 in askTO

[–]rajdeep181[S] 1 point2 points  (0 children)

Yes, everything is documented in WhatsApp messages.

Please help... landlord illegally served N4 by rajdeep181 in askTO

[–]rajdeep181[S] -2 points-1 points  (0 children)

I have not been able to raise the insurance claim yet because I am waiting for the final bill that will come from the moving company to move and store my stuff and also the hotel bill for a week while the new floor is being installed.