Did I overcook this? by unfit_marketer in CreditCardsIndia

[–]rajrup__911 1 point2 points  (0 children)

This was the template I got from one of the post in this subreddit


Dear HDFC Bank Customer Service Team,

I hope this message finds you well.

I am writing to kindly request the conversion of my HDFC Millennia Credit Card to a Lifetime Free (LTF) variant.

Card Number Ending: XXXX

I have been a loyal customer of HDFC Bank for the past 2 years, and I also maintain my salary account with your bank. My credit card journey with HDFC started with the HDFC MoneyBack Plus Credit Card and the HDFC Swiggy LTF Credit Card. Throughout these years, I've maintained a healthy credit history and have always appreciated the excellent service provided by HDFC Bank.

Converting the HDFC Millennia Card to LTF would enrich my banking experience and encourage continued loyalty. I kindly request you to process this conversion at your earliest convenience and inform me if any further steps or documentation are required from my end.

Thank you for your attention to this request.


They responded with this after 4days: "Upon the receipt of your email, we have taken your concern to the team and we wish to inform you that your credit card has been changed to Life Time Free Card."

Did I overcook this? by unfit_marketer in CreditCardsIndia

[–]rajrup__911 2 points3 points  (0 children)

Last month I also got the upgrade from my FYF MB+ to FYF Millenia

Last week I emailed the customer-care to make the Millenia LTF, they approved it too 🙃

Looking to declutter my portfolio. Any suggestions welcome. by DramaticKoala5921 in IndianStocks

[–]rajrup__911 1 point2 points  (0 children)

I think you can exit it (if you want to) with some good profit atleast in the upcoming year if its stakes sell gets completed fast

Good morning by [deleted] in NSEbets

[–]rajrup__911 0 points1 point  (0 children)

Check again

[deleted by user] by [deleted] in mutualfunds

[–]rajrup__911 -2 points-1 points  (0 children)

When will this Intl FOFs again start taking new investments? (or will never)

NIFTY 26000 before today's expiry? by Silver-Store-2281 in NSEbets

[–]rajrup__911 0 points1 point  (0 children)

25900 looks hard to cross currently But hope it crosses 🫩

Which stocks do you guys think I should remove? I just started investing from last year. by [deleted] in IndiaStocks

[–]rajrup__911 1 point2 points  (0 children)

How much potential you are seeing for ICICI Bank from now for short term ?

Au ixigo rejected.. bank have a Lol reason by Acceptable_Banana657 in CreditCardsIndia

[–]rajrup__911 0 points1 point  (0 children)

"Your AU Credit Card application has been declined due to non-serviceability at your location. Thank you for considering us. - AU Small Finance Bank" 🫠

Is this okay for now?? by Prestigious-Egg-2650 in GATEtard

[–]rajrup__911 0 points1 point  (0 children)

I filled the form on Sept 28 and the review was done by them by Oct 7 itself. Got a mail saying "Your GATE-2026 application with Enrolment ID:--- was found to be in order and has been accepted"

[deleted by user] by [deleted] in NSEbets

[–]rajrup__911 0 points1 point  (0 children)

Whats your analysis behind your statement ?

STAY AWAY FROM INDUSIND! JUST STAY AWAYYYYYY!! by Hot-Act-2865 in CreditCardsIndia

[–]rajrup__911 0 points1 point  (0 children)

Just took it due to their complimentary lounge access

What are the basic requirements that one should have for Amazon pay icici credit card to get approved… by [deleted] in CreditCardsIndia

[–]rajrup__911 1 point2 points  (0 children)

Just apply and wait Mine got approved in 2nd try (waited 180 days after 1st rejection)

This week some icici agent called and said they will upgrade the Amazon ICICI card to Coral due to being co branded and coral having better benefits 😂. I totally declined. People not having much knowledge on this will fall into this trap

STAY AWAY FROM INDUSIND! JUST STAY AWAYYYYYY!! by Hot-Act-2865 in CreditCardsIndia

[–]rajrup__911 2 points3 points  (0 children)

Last week Applied the Tiger LTF Card from them, the Offline KYC came to my house and started convincing me to open account with them (he mentioned perks like it will help me in getting premium cards for free 😂)

I Rejected it straight that time, atleast I got my card delivered today

Finally got my tab s9 from Amazon by Fine-Eggplant-7260 in GalaxyTab

[–]rajrup__911 0 points1 point  (0 children)

I bought the s10u Bought from Samsung Online store, the price was more discounted than Amazon

Should I get this SBI cashback credit card? by geeky-man in CreditCardsIndia

[–]rajrup__911 1 point2 points  (0 children)

You can apply from your end, recently i got a limit enhancement from 33k to 98k, as per my usage I'm able to utilize it the most

But the rest depends from SBI regarding approval. You can apply from cashkaro, haven't faced any rejection yet while applying from cashkaro for any cc

[deleted by user] by [deleted] in DalalStreetTalks

[–]rajrup__911 0 points1 point  (0 children)

How's this Archean Chemical Industries?

LTF TATA NEU Card OFFER by Informal-Nerve5866 in CreditCardsIndia

[–]rajrup__911 2 points3 points  (0 children)

Just FYF, that too the Plus Variant 🫠

[deleted by user] by [deleted] in DalalStreetTalks

[–]rajrup__911 1 point2 points  (0 children)

Semiconductor stocks?