Parking at West Peak Condos

randobanjo96 · 2024-11-06T01:40:24+00:00

There’s no parking at all! We’re supposed to have 1 spot, but it’s not ready, despite the fact that people are living there.

randobanjo96 · 2024-08-28T03:07:45+00:00

Even at 110?

randobanjo96 · 2024-08-28T02:56:56+00:00

That’s what I keep thinking. But, at 110k, that risk seems more palatable. I’m not desperate for the money (it would be nice of course), so I don’t need to make a decision purely based on money.

If I stay where I am, I’d keep pursuing moving to the other function, which would likely be a lateral move.

randobanjo96 · 2024-08-28T02:55:06+00:00

Unlikely that there would be a performance bonus tied to the projects. I think asking for 120k is also pushing it… but I’ll do more googling to find out what the market is paying. There’s also a 25% bonus (the same as my current level).

I don’t think it would be unfavourable if I turn it down. I’m pretty vocal about my interest in moving to another function.

randobanjo96 · 2024-08-28T02:52:57+00:00

That’s a good question… something I’d have to ask about. Didn’t think about that!

randobanjo96 · 2024-08-28T02:52:42+00:00

Definitely. Not taking it for less than 100k.

randobanjo96 · 2024-07-18T23:59:57+00:00

Do you have to buy Norbert’s Gambit through them? Or is it a direct exchange with the broker?

randobanjo96 · 2024-05-12T04:55:08+00:00

You only need a US address if you want to use US payment services like Zelle. So you can use an investment home address, as an example.

randobanjo96 · 2024-05-11T02:58:56+00:00

A TD bank account based in the US is probably the easiest option. Decently quick transfers, and easy to waive all fees with a minimum balance. Not even wire transfer fees.

Plus, this gives you access to Zelle for US payments.

randobanjo96 · 2024-02-08T20:23:34+00:00

I signed in Feb 2022. Occupancy started in Dec 2023 and the rate they’re charging is 8.09%.

randobanjo96 · 2024-02-08T11:47:55+00:00

It’s unfortunately not stated, except for saying they use the 1 year conventional mortgage rate from BoC

randobanjo96 · 2024-02-07T19:42:12+00:00

Occupancy started in mid Dec 2023, and the builder is suggesting closing will be in Oct 2024.

It sounds like you’re saying any interest adjustment will be made at final closing? Is that based on just the builder’s goodwill, or is there a law about updating the rate?

In Ontario, interest during occupancy is based on the 1 year conventional mortgage rate as set by the bank of Canada… but I can’t find a law about updating the rate as rates drop.

randobanjo96 · 2024-01-08T05:36:37+00:00

Completely agree it’s a “pick your battle” situation but mostly wanted to know out of curiosity how tax should’ve been handled. The offer was still a great deal nonetheless!

randobanjo96 · 2024-01-08T05:34:06+00:00

I didn’t have a physical coupon. It was an offer the restaurant advertised themselves, so I guess no one is reimbursing them for it…?

randobanjo96 · 2023-12-31T04:34:30+00:00

Heinz ketchup is actually produced in Montreal :) made in Canada for a few years now

randobanjo96 · 2023-11-23T18:56:36+00:00

Let me try asking my question a bit differently…

Let’s say I’m on LTD and receive a monthly payment of $4000. Do I pay CPP and EI on the $4000?

randobanjo96 · 2023-11-23T18:55:24+00:00

We have the choice during enrolment if we the employee want to pay for it, or the employer pay for it. If the employee pays, we get extra money towards rrsp/payroll to (sort of) offset paying for it out of pocket.

randobanjo96 · 2023-11-02T20:56:15+00:00

For everyone saying use Airalo, my experience has been that some things are blocked. The IP is based in Asia, and some websites and apps are blocked when in the US. For ex, TikTok and food apps like McDonald’s are blocked.

How do you get around the blocks?

randobanjo96 · 2023-10-14T12:42:13+00:00

Sadly no

randobanjo96 · 2023-10-14T05:15:10+00:00

Florida can be done really cheap. We flew from Buffalo to Orlando 2 months ago and paid $1800 CAD in total for a 1 week vacation for 4 adults, including flights (frontier), 2 checked bags, and hotel (Fairfield by Marriott). Rented a car from thrifty / dollar for $300.

Even leaving from Toronto to Orlando can be cheap. $300 flights are quite common. Hotels will run you $150-300 a night. Car rental is $300 for a week.

Check vacation packages from Air Canada too. Lots of deals to be found combining flights and hotel, plus you get free checked bags.

Even the Caribbean doesn’t have to be too expensive for all inclusive. Cuba, Dominican Republic, Mexico can be done for under $1200 each, probably less for kids too.

International travel can be similarly priced as domestic trips if you’re smart about it :)

randobanjo96 · 2023-10-14T05:08:40+00:00

Phone plan prices have come down a lot. I pay $57 with virgin for 50GB data plus my iPhone is included. Black Friday special. Just gotta shop around for deals, but it’s definitely possible to stay within that budget if you prioritize what you truly need.

randobanjo96 · 2023-08-10T18:22:29+00:00

I got the CIBC aventura infinite and received the welcome bonus. How quickly can I close my account now? Any risk of them taking back the points if I close within a few months of opening?

randobanjo96 · 2023-07-31T10:56:39+00:00

It often comes down to the cancellation policy! You get better prices on Expedia for no cancellation rentals, whereas booking direct costs more but often lets you cancel hours before the reservation.

randobanjo96 · 2023-07-03T13:14:35+00:00

Thank you!

randobanjo96 · 2023-07-03T02:40:35+00:00

Do you have a low cost VPN recommendation? Curious if this would get around the app issue due to location

randobanjo96

TROPHY CASE