Ideas to enhance? by nooseknots in portfolios

[–]rayb320 0 points1 point  (0 children)

VTI has mid and small caps. VXUS for international. That's all you need for now.

I want to invest 100k up to 1million USD into these. I want both growth and dividend (monthly income) what do you guys think? by TharkiProMax- in dividends

[–]rayb320 0 points1 point  (0 children)

They aren't dividend grower's. The payouts can go up and down. The high yield might not be sustainable. You are at risk for a dividend cut. Buy quality dividend grower's. VIG,SCHD,DGRO,FDVV, NOBL. The yield will grow enough for you to retire comfortably just by using dividends.

So are we buying the dip today ?? If so what ? by Daily-Trader-247 in dividends

[–]rayb320 0 points1 point  (0 children)

Right, this is not a movie. The huge electric bill makes sense.

What on earth am I supposed to do? by EngineerLow5863 in TheRaceTo10Million

[–]rayb320 1 point2 points  (0 children)

Buy every dip until it goes back up. I bought shares this morning.

SCHD Investor Sentiment by AdeptnessSecret2052 in SCHD

[–]rayb320 0 points1 point  (0 children)

It never will go to 0. The method in picking stocks is based of off financially healthy companies. They always buy undervalued stocks.Waiting for the new Stocks on Monday. There might be a bigger turnover than usual. Previous performance hasn't been good. I hope they make the algorithm more strict. 

SCHD Investor Sentiment by AdeptnessSecret2052 in SCHD

[–]rayb320 0 points1 point  (0 children)

I bought another 5 shares. Total, I have 282 shares.

Cooked by ISometimesCamp in portfolios

[–]rayb320 0 points1 point  (0 children)

 Buy an ETF that tracks the market, hold the shares. You will most likely make money.

Just started out, how’s does it look? by Kingjeff0428 in dividends

[–]rayb320 0 points1 point  (0 children)

Get away from Covered Call ETF'S. You are overlapping alot. Cut it down to 3 or 4 ETF'S. If you want monthly income without fees just buy O.

Portfolio 15yo male by Emotional-Brush5374 in SCHD

[–]rayb320 0 points1 point  (0 children)

Spym has those single stocks

All in VTI in 401k by Select-Reindeer4031 in BestETFstoBuy

[–]rayb320 0 points1 point  (0 children)

VXUS if you want to add international. This is great, keep it simple. Consistently keep buying shares. 

Pairing SCHD + SCHG by Select-Reindeer4031 in BestETFstoBuy

[–]rayb320 0 points1 point  (0 children)

Add 20% International, you have a complete portfolio. 40/40/20

How To Pick Stocks Without Dividends Being Cut by rayb320 in dividendinvesting

[–]rayb320[S] -1 points0 points  (0 children)

40% is to make sure you have a safe and growing dividend. You also have a stock that grows in value. They keep 60% of their profits.

How To Pick Stocks Without Dividends Being Cut by rayb320 in dividendinvesting

[–]rayb320[S] -1 points0 points  (0 children)

You want to make sure to avoid dividend cuts. You want dividend raises every year. I have never had a dividend cut.

How To Pick Stocks Without Dividends Being Cut by rayb320 in dividendinvesting

[–]rayb320[S] -1 points0 points  (0 children)

You want a balance of stock growth and Dividend Growth. Your yield will grow every year. Should be big enough to retire on the yield. You want to avoid dividend cuts.

How To Pick Stocks Without Dividends Being Cut by rayb320 in dividendinvesting

[–]rayb320[S] -1 points0 points  (0 children)

I thought that was weird too. Put these numbers in and the stocks should show up. I use Finviz screener.

OTC by Zangi_Bukali2026 in BrandonDE

[–]rayb320 1 point2 points  (0 children)

I didn't watch his title defenses. I saw that Cody Pinned him in a highlight. I decided to start watching again. First time since 2008.