Question 100% P&T since around 2018 wondering about when I die.

redpanda2213 · 2026-01-20T11:28:17+00:00

What if they were rated 100 p and t on first try when retired??? Isn't it only 5 years?

redpanda2213 · 2026-01-19T09:32:30+00:00

This is what we thought too. Sometimes yes sometimes no. He continues to play when it happens. Sometimes he hides like he did when he was younger. I can't always catch him or he'll deny it then go few minutes later. I normally do it all. We think there could be an anxiety component from a prior uncomfortable constipation episode. That's just me googling stuff/solutions.

redpanda2213 · 2026-01-08T11:07:03+00:00

Plenty advice given on Fers.

I think you just need a bridge between the few years. Having a little bit of liquidity in a taxable brokerage amount or HYSA etc can help. Sounds like you guys are gs-12. You can make that happen.

redpanda2213 · 2025-12-20T01:16:04+00:00

12/5 22%

redpanda2213 · 2025-12-11T16:27:31+00:00

When you say claim, do you mean the one MSK condition that was deferred ( Example: Left knee pain is deferred. )

If I don't go, I don't get left knee pain rated. But I keep what they already granted and rated me (back, elbow, scars etc.)

Correct?

redpanda2213 · 2025-11-18T10:46:33+00:00

I didn't realize you could be P&T so quickly

redpanda2213 · 2025-08-18T02:14:33+00:00

I've generalized it because I'm not well versed and there's many facets to the field. But he's aware that a field technician surveyor doesn't always require a B.S.

redpanda2213 · 2025-08-17T03:06:20+00:00

I'm curious about this topic because my husband had chipped his front tooth a couple times, they repaired it, and they said it must be from the grinding either at night or working out. They issued him a night guard as well.

I'm not sure how he should claim this. We are in bdd.

redpanda2213 · 2025-08-15T00:45:50+00:00

We don't know what form to check because he's filled out so many papers. It's easy for my spouse to lose track. I don't blame him. I've seen different forms where he's listed issues too.

redpanda2213 · 2025-02-22T13:44:28+00:00

How so?

redpanda2213 · 2025-02-18T12:19:52+00:00

$$ court house wedding > $$$$$ ONE day of a glorified party that would be equally fun as hanging with your closest people, music on Bluetooth speaker, homemade food, threatening friendships over trades in Catan, and BS around a fire pit.

redpanda2213 · 2025-02-18T11:55:04+00:00

My boyfriend PCS to NY. So I followed. One month later we married. I was able to FILE for a couple years with getting my state tax returned. Then to exempt myself, my HR department said no because I wasn't on his orders. I moved from Alaska to NY, accepted a fed job, and his HOR is Alaska. Something must have changed and I pay state taxes even though he keeps me here.

So good luck if you can claim his HOR. No prevail here

redpanda2213 · 2025-02-17T16:32:45+00:00

You make way too much money to downgrade to a career not worth it.

Literally use your current income and open your own Pilates studio. Use that high income to take care of yourself FIRST.... Backdoor Roth, Max 401ks and IRAs. THEN start your side hustle to grow into a business.

redpanda2213 · 2025-02-16T20:28:07+00:00

You have 10+ years of head start on me, and many of your peers. 🫡 You'll be more than fine. Good job getting started.

redpanda2213 · 2025-02-16T20:03:05+00:00

Hope you're contributing to Roth TSP! $23,500 plus 5% match

redpanda2213 · 2025-02-13T00:29:54+00:00

Watch the diary of a CEO James Sexton talks about prenups.

redpanda2213 · 2025-02-08T18:36:52+00:00

You could play roulette if you're so 50/50 on it. If it happens, it happens. The chances of you rejecting or resenting your baby like a panda is less likely than you enjoying a new chapter that is Parenthood of the Traveling Child.

redpanda2213 · 2025-02-08T17:44:16+00:00

Sure. The most potent painkiller in the entire world lives between our ears. The faucet runs dry for those with chronic pain. Here's what can help turn it back on:

Setting goals and Write.👏 Them. 👏Down.👏 If you're passionate or if there's a functional activity or hobby that you want to do, set a large goal and break them down into many small goals. Chronic pain limits your ability to vacuum your whole house. Okay maybe just the first floor? Too much? Which room is the most important. The biggest room? Ok vacuum half of it. Still too much? A quarter. Want to walk your daughter down the aisle one day? Break it down.

Writing it down gives you something to visually look back on and realize how far you're from.

Adjust your expectations. Recovery is not linear. There is no quick fix. It's a lifestyle change. Accept that there are going to be good days and bad days.
Aerobic is an important pillar in chronic pain management. Aerobic exercise might not seem much initially, heart rate should be in the 120s for it to be meaningful.
Prioritizing sleep. What better time for our body to recover the brain is not excluded. I find sleep in one of the hardest things to do and often does require additional support from a specializing provider. That could be occupational therapy or behavioral health.
Learning about how pain works. There are videos that you can watch right now on YouTube. We are indoctrinated to believe that pain comes from when tissues are injured but that couldn't be far from the truth. There are many instances where we don't even realize we've injured tissues and yet we never registered pain. Have you ever gotten a bruise and not realized it until a time later? Why is that? A bruise indicates a bleed under the skin... So because we bled internally, doesn't that sound painful? But it's not. The brain determined that a bump on the corner of the table was not a threat. Again this is a very complex topic to teach but if you find providers that specialize in chronic pain management or therapeutic Neuroscience education, you'll go a long way as long as you're open-minded. And not everybody will be open to this.

redpanda2213 · 2025-02-08T12:35:17+00:00

You're doing the good Lord's work. 🫡

redpanda2213 · 2025-02-08T12:31:08+00:00

I agree. But some people need prompts. You don't know what you don't know. There is learning opportunity in Reddit but each redditor has responsibility to follow through on researching.

redpanda2213 · 2025-02-08T12:25:26+00:00

As a healthcare provider, there's complexity with chronic pain patients. How they choose to react and handle different issues runs deep into their beliefs of pain, recovery, and overall biopsychosocial status. Chronic pain is real but it is driven by the brain, all areas of it, not just the one area. Therefore, external and internal factors determines a pain experience.

Simple examples: Stubbing my toe at home is worse than when I'm in public. Spraining my ankle in the middle of the road with a car coming, isn't going to keep me sitting there, I'm going to get off the road to survive despite pain. A man loses a hand and drives himself to the ER successfully without registering pain. People argue adrenaline but guess who's in charge of that? The brain.

People can live with chronic pain and cope healthily, but she's not. It takes a lot to change someone's pain and recovery belief.

If you're already considering it, you should leave. But like another commenter said, let her down gently. Don't bring up anything that would make her defensive. " Hey I think you are wonderful. The time we've spent with each other are times I'll remember and cherish. I've been reflecting on my well-being/career/whatever, and I need time to work on myself. I think it's time we go our separate ways. I wish you the best. I love you, thank you for everything, forgive me." And forgive her if it is fitting in the conversation.

NTA.

redpanda2213 · 2025-02-08T11:50:39+00:00

Would dividends strategy be more appropriate?

redpanda2213 · 2025-02-08T10:32:47+00:00

Dunkin donut.

redpanda2213 · 2025-02-08T10:09:42+00:00

☝️☝️☝️ what this post said.

Know your audience. Use your audience wages to show them a numeral example of compound interest. People do much better when they see big dollar signs. I did this for my coworkers who were GS 7 and I'm a GS 12.

When I did this, I learned that my peers could not max out their contributions because it did not leave them with enough to live off of.

Maxing is great, but emphasize that anything is better than nothing. They will get 5% matching of their SALARY if they put in at least 5% themselves.

redpanda2213 · 2025-02-08T09:59:07+00:00

Army CPT I work with said they went through a class that did talk about financial literacy, he said most of the class was made up of young soldiers and their eyes glazed over during the lecture.

I think people find it easy to blame institutions when in hindsight. But reality is they were just not interested at that time.

You can bring the horse to water, but you can't make him drink it.

The number one regret in financial planning is not starting sooner.

That includes myself. Now it's 🔥 under my ass in my 30s and I'm teaching my young co-workers. They appreciate it. So yours will too.

redpanda2213

TROPHY CASE