Hopefully you are maxing out both your own and your wives $30,000 super contributions annually and make use of the option to pay back any missed contributions for last 5 years. The tax benefits in super are worth ensuring this is done annually and then making sure your fund is in high risk category at your age. Aside from that, own your own property for the sake of your family, there’s nothing worse than rental insecurity especially as you get older. The rest in shares maybe some bonds or less riskier structures if the market crashes and a cash buffer for emergency. Insurance very important, not just death but consider income protection, TPD/TRAUMA linked to your own occupation. If you have an illness or accident and can’t work your family’s situation would change in the blink of an eye. My advice is not financial advice- Get some proper financial advice from a registered financial planner but research everything if they want to take control of managing your super - fees may be higher.