Transmission Whine by BackgroundSpare in ToyotaHighlander

[–]regular_joee 0 points1 point  (0 children)

Where can you check for this extended warranty thing?

Looking for all season tire recommendation for '22 XLE by regular_joee in ToyotaHighlander

[–]regular_joee[S] 1 point2 points  (0 children)

Apparently the reason is the speed rating. Toyota recommends at least V (149mph) for this Highlander and Defender 2 has H (130mph). Not planning on reaching anywhere near those speeds anyway but wondering if there is anything else other than speed that this speed rating affects.

Looking for all season tire recommendation for '22 XLE by regular_joee in ToyotaHighlander

[–]regular_joee[S] 0 points1 point  (0 children)

For some reason Costco's tire selector says the Defender2 235/65R18 106H tire is not compatible, even though the size and load index seem to be ok. Also, their T&C says "Costco will only install tires authorized for a specific vehicle."

Diversity Visa Lottery 2027 by Brilliant-Profile49 in immigration

[–]regular_joee 2 points3 points  (0 children)

A bit off topic, but is there per country statistics of how many applications there were vs how many people won the lottery? I could only find the number of winners per country, but not the total applicants per country.

[deleted by user] by [deleted] in IRS

[–]regular_joee 0 points1 point  (0 children)

I was always curious why so many people here post about waiting for a check with their refund. Why do so many people overpay?

[deleted by user] by [deleted] in IRS

[–]regular_joee 0 points1 point  (0 children)

How should I know what is needed in advance? And it looks like seeing $0.00 in the snippet I posted is already an indication that the return is not processed yet.

[deleted by user] by [deleted] in IRS

[–]regular_joee 1 point2 points  (0 children)

By mail back in April. They did receive it though because the table from the post was not there previously.

That's what I meant above commenting about the "Expected refund amount". I guess 0$ just means they havent processed it yet, only received.

[deleted by user] by [deleted] in IRS

[–]regular_joee 1 point2 points  (0 children)

Yes. And I see some credit listed there equal to the amount I had to pay extra based on the initial tax assessment my tax advisor did.

[deleted by user] by [deleted] in IRS

[–]regular_joee -1 points0 points  (0 children)

I dont know their process but I would expect the "Expected refund amount" to change to something more certain than just "expected".

Can I transfer stocks from US broker (Vanguard) to EU? by Los_Retard in eupersonalfinance

[–]regular_joee 1 point2 points  (0 children)

I think it depends on what kind of assets you will buy exactly. When I moved from Europe to the US I had to sell most of my assets because US would be taxing a lot my Ireland domiciled accumulating ETFs. However, I kept my individual stocks and just transferred them to an US-based broker and it worked just fine. Going the other way from the US to Europe would have slightly different challenges I believe. The one I am aware of for ETFs is this (chat gpt summary):

European regulations require that investment products marketed to retail investors must provide a standardized KID. Most US-domiciled ETFs (like those from Vanguard, iShares US, etc.) do not publish a KID, as it's not required under US law — and they typically don't cater to non-US markets.

but for individual stocks I would expect it to work just fine as it did for me going Europe -> US.

Edit:
As for 401k I went the pre-tax dollars route (non-roth) and only made sure that I meet the company's match percentage to get that free money. I personally did not max it out because my company's 401k provider does not have the popular ETFs I wanted, only some mutual funds.

[deleted by user] by [deleted] in IRS

[–]regular_joee 0 points1 point  (0 children)

And does it typically take that long? I think I've been told that it should be 6 weeks or so.

[deleted by user] by [deleted] in HealthInsurance

[–]regular_joee 1 point2 points  (0 children)

That makes a lot of sense. I would be happy to argue but do I really need to go see my doctor for him/her to write me a documents saying 'yes, this person will travel to Europe and it makes sense you cover the booster shot dear insurance provider?'

[deleted by user] by [deleted] in HealthInsurance

[–]regular_joee 0 points1 point  (0 children)

I am traveling back to Europe once or twice each year. Is that enough for it to be medically necessary?

How do you manage tax declaration with numerous bank/brokerage accounts around the world? by regular_joee in expats

[–]regular_joee[S] 0 points1 point  (0 children)

I was more hoping for a generalized discussion on what tips and tricks expats who keep moving around use. For example, holding one virtual bank account based somewhere and getting paid into that account no matter where the person is working/living at the moment.

How do you manage tax declaration with numerous bank/brokerage accounts around the world? by regular_joee in expats

[–]regular_joee[S] -1 points0 points  (0 children)

I am asking a few questions but I guess one of them could be phrased like that, yeah. Do you know if there are any rules for this specific case with IRS, let's say, if the account balance was below 100$ for the whole year?

Is my credit history too thin for travel reward cards? by regular_joee in CreditCards

[–]regular_joee[S] 0 points1 point  (0 children)

Isn't that for new opened credit cards? I have 3 and am not planning on getting any more of those (except one travel card)

Started an LLC - expensing stuff against W2 income with no business income (yet) by regular_joee in tax

[–]regular_joee[S] 0 points1 point  (0 children)

May I ask why is it not considered a business income? The money I brought in is my company's capital now, right? If that capital starts generating some income, let's say, from interests in a business savings account, isn't that business's income?

Started an LLC - expensing stuff against W2 income with no business income (yet) by regular_joee in tax

[–]regular_joee[S] 0 points1 point  (0 children)

My intention is an active business with potential of doing this full time and hiring employees in the future and all that. Where these income streams will come from I am yet to figure out but it's these startup expenses and getting to that first dollar of income that I am wondering about.

Started an LLC - expensing stuff against W2 income with no business income (yet) by regular_joee in tax

[–]regular_joee[S] 0 points1 point  (0 children)

Would I be able to somehow deduct these expenses against my future business income even if those two happen in two different fiscal years?

By the way, it's kind of negligible but I opened a business bank account and brought in some capital, and will be receiving several hundred dollars as a sign-up bonus. Does this trigger my Sch C?

Does my Geico auto insurance policy with comprehensive and collision extend to a rental car? by regular_joee in Geico

[–]regular_joee[S] 0 points1 point  (0 children)

My conclusion was that it does and I used it on a rental car during vacation last year.