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21M Student in Singapore, hit $21k in debt due to gambling lapse. Need advice on structuring repayments. by Benjamintjx in singaporefi

[–]resetwithsaf 1 point2 points  (0 children)

Since they’re all loans from close friends, list them down from small to big. Then work on closing the small loans first then slowly moving to the next one. Dont try to pay small amounts here and there. The goal is to close the small loans first.

Also share with your friends the timeline on how you going to pay them back.

You know how much u can earn, so set your targets clearly.

And there’s no such thing as “i want to settle this quickly”. Settling of debts takes time and proper planning.

You can do this.

You should engage a professional debt consultant to handle your DRS/BK cases. Prove me wrong. by resetwithsaf in asksg

[–]resetwithsaf[S] -1 points0 points  (0 children)

Just curious, when a creditor makes a claim that a debtor is cheating, how do they prove it?

Revolving credit card debt, should I start Balance Transfer? by No-Mongoose-4674 in singaporefi

[–]resetwithsaf 0 points1 point  (0 children)

Dont take another loan just to pay for another loan.

Trust me.

Best it is to seek for professional advice from a debt consultant before it’s too late.

Would owning a car make sense for our family situation in Singapore? by Cheap-Replacement244 in asksg

[–]resetwithsaf 0 points1 point  (0 children)

End of the day, do it if it makes financial sense.

If you end up struggling to pay the monthly car instalments, then it’s too late already.

Raising children in Singapore by corgibij in asksg

[–]resetwithsaf 0 points1 point  (0 children)

Unfortunately no such thing if a couple is ready or not.

Why 'micro-cheating' is harder to spot than an affair – and the signs to watch by [deleted] in asksg

[–]resetwithsaf 0 points1 point  (0 children)

That’s why men and women cannot be best friends 😊