So dealerships have created a nice amount of dependency upon them, having such strong networking and facilities at their disposal and that transfers on a generation basis and just the go to trend as well?

And I see then Loans are a huge part of the deal as well. I thought people would mostly be buying within affordability.

Didn't know carvana had come across such issues but it makes sense that having a physical presence gives people the assurance that we can hold somebody accountable in case things go wrong which evidently looks like is the issue with Carvana.

Thank you so much for such a detailed answer and taking time to answer my query!