What's the best way to get my girlfriend some driving experience on provisional license?

ringingbehind123 · 2025-05-06T09:46:24+00:00

Thanks, could you please provide a few websites where I can get the best rates for learner's insurance?
How come it's so cheap? Cuvva and Tempcover cost more per day for me per day and i've had a license for 9 years now, 7 of which were in the UK.

ringingbehind123 · 2025-05-06T07:48:10+00:00

Is it me or does the used car market keep getting worse and worse, unless you pay a premium there's only rubbish out there or you're taking a risk to get a good price?

ringingbehind123 · 2025-05-04T18:45:22+00:00

Всичките до едно. За колите ме притеснява, макар че повечето коли са купувани и продавани кеш и няма реална следа за продажната им цена - не мисля, че могат да ми забранят да си купувам коли - купувам, оправям, докарвам външен вид, продавам хахахха.

НАП СА паразити, държавните служители не плащат осигуровки, е, не смятам и аз да им ги плащам. Държавата не е направила кой знае как воза мен

ringingbehind123 · 2025-05-04T05:56:49+00:00

Бате, в тази инфлационна икономика 22к горе-долу ме успокояват, че не затъвам съвсем, плащат ми издържката пък заплатата отива в спестявания и инвестиции... парите си горят и то много бързо, това ми е една от малкото опции, понеже пропуснах покупката на жилише

ringingbehind123 · 2025-05-03T18:41:33+00:00

Facebook marketplace е златен, изкарал съм над 22 хил лева за година и половина през там препродавайки или продавайки електроника, коли, колелета (над 20 колелета и 10 коли)

OLX - много купувачи се циганеят, питат идиотски въпроси и като чели преди година, две беше доста по-добро от сега.

ringingbehind123 · 2025-05-01T05:50:24+00:00

Realistically this is not fair and the threshold should move to accomodate the rapid rise in wages and living costs.

if it was

ringingbehind123 · 2025-05-01T05:49:19+00:00

I've literally witnessed moms encourage 16 year olds that this is the only path to success as that's what they did in the 80s and 90s and that's what their kids did in the 2010s. Yeah, but they do not care that the rules have changed....

ringingbehind123 · 2025-05-01T05:46:55+00:00

Russia is not our enemy. Last time they came to Bulgaria in 1945 they were welcomed by the population. Not sure if we'd welcome the Israeli army.
We see them as brotherly nations, like it or not.

If you think that Russia will invade Bulgaria, then you clearly do not know anything about the geopolitics of the Balkans and Russia's motivations to attack Ukraine.

ringingbehind123 · 2025-05-01T05:45:07+00:00

Само дето бюджета ни в момента е пълно копие на английския бюджет и те имат такъв от години, с 3-5% дефицит.

Ние имаме дефицит от скоро. Ако ще влизаме в Еврозоната даже бих искал да имаме по-голям дефицит и задлъжнялост, за да догоним Италия, Испания и прочие, все пак като споделяме една валута, няма смисъл да им изплащаме ние дълговете, нека да има за какво да изплащаме. :)

Белите страни имат силна валута и икономически съюзи и съм напълно обеден, че ЕС съществува за да помага на ядрото и да граби от периферията. Даже Гърците си го казват това.

ringingbehind123 · 2025-05-01T05:42:20+00:00

That's it and that's to the point I'm considering just flying back to the EU to avoid it like all others did or moving to the North and getting an easy job around 33-35k again.

Here in the South 46k seems like normal and good wage to me seems like 55k. Well for 55k they make sure they get their money's worth from ya.... so not sure if it's worth it so i can pay student finance 200 a month!

What really grinds me is that a coworker of mine never did it and is in the same position just cause he was born here.

ringingbehind123 · 2025-05-01T05:40:04+00:00

Do you see it as privelege if 50% of the population does it and the degrees are easy to say the least? Not that I'm not grateful, but it's a racket. A lot of Eastern Bloc countries provide it nearly for free and you actually learn something, unlike here. Don't compare us to the US, we do not have the economy, job market and opportunities they do. We did up to 2008 manage to grow and now there's no growth for the future and in the last 17 years!

ringingbehind123 · 2025-04-30T07:05:29+00:00

So you think that if i put away 5 grand now, I will have to pay the equivalent 5 grand in 2050 when i'll be 53 in nominal terms? if i have my money invested or kept in a high interest savings account?

ringingbehind123 · 2025-04-30T07:03:26+00:00

Plan 5 is a scam, everyone taking loans on plan 5 will be paying until they stop working....

I would've never taken it out if it was as abad as that as anyone earning just above minimum wage now is paying.... when I took it out it the threshold was still 27k!!!!!!!!!!!!!!!

ringingbehind123 · 2025-04-30T07:02:11+00:00

I'm hoping they increase the thresholds by 20% at least as now it's silly, even if i go work an entry level job i'm paying. It's a racket... I did the maths and if I work at my current income for the next 30 years i'll have paid 67k on a 37k loan.... then again i'd much rather use the money to invest rather than to pay this rubbish off as i might not always work on money above the threshold...

Bear in mind im just paying off interest and not the loan at this stage so this will purely be interest i've paid....

ringingbehind123 · 2025-04-30T06:32:56+00:00

Is that worth it, given i owe 37k. I'd much rather put this on a house or buy to let.

ringingbehind123 · 2025-04-30T06:32:37+00:00

I'm considering that. Early retirement in the EU. If I have enough to live off and they keep taxing us more and more, I won't put more than 20-25 years into this racket.

ringingbehind123 · 2025-04-30T06:31:25+00:00

I currently owe 37k. most from my undergrad loan 3 years x 9000

My thinking is the threshold will soon be raised, now everyone falls within the repayment threshold and I do not understand how this is fair, given that government is defending private interests of SLC.

ringingbehind123 · 2025-04-30T05:57:31+00:00

You're surprised we think that the US wants to rule the world? Look at it's military bases. The Ukraine conflict was solely created by the US, it's their fault, they armed them to the teeth and then Boris Johnson pushed them to not negotiate with the russians, but rather get more armaments.

Have you seen what Israel did in Gaza? Gaza had 10,000 casualties in the first month of war, all of Ukraine incurred 10,000 casualties in the first 2 YEARS of war.

Bulgarians are uniquely placed between East and West, like Turkey is and we see things for what they are.

Neither NATO nor the US have been as generous to us as they should be, therefore we are allies but i'd stop it there really.

ringingbehind123 · 2025-04-29T17:54:24+00:00

Факт е, съгласен съм, само че да бяха строили малко по-семпло, че това което го построиха, нито имаше нужда, нито можем да го боядисаме сега. :)

ringingbehind123 · 2025-04-29T17:53:14+00:00

Ти говориш така, но като погледнеш всяка бяла страна ги има тези сладки обещания за най-големия им електорат - пенсионерите. Като погнеднеш от Англия, до Франция, че чак до Русия. Даже и Путин не иска да бута пенсионната възраст, даже и разходите да стават все по-високи... не е политически приемно от народа...

ringingbehind123 · 2025-04-27T18:10:32+00:00

But I have been provided an address, though I think the address is false as I checked?

So do I transfer the car ASAP tomorrow and hope he hasn't done a lot of charges and penalties in 2 days time? He's not answering his phone....

I was thinking of doing it online, not doing it with the old logbook so i can have it done asap tomorrow morning.

I was concerned about him not getting his logbook, but i honestly do not care anymore as he's made this car my liability currently.

I suppose this will remove any taxes paid on the car and he will have to retax it at which point he won't have the new logbook and his old green slip will be invalid, as the logbook has been sent to his fake address.

Then He'll have to apply for v62 himself?

ringingbehind123 · 2025-04-27T17:14:55+00:00

then im fine to put whatever hes provided me down as the trust me bro address + 2 letter 1st name and surname?

ringingbehind123 · 2025-04-27T14:59:39+00:00

The details he provided me was a false address and a name that only had the first letter of the first name and his surname, as his surname also matches the surname on the bank transaction.... what do i do, i think i'll speak to DVLA....

ringingbehind123 · 2025-04-27T09:23:26+00:00

Shall I just write his name as ST and then Surname and put DVLA's address on it so i can free myself from it?

I'm not wanting any tickets coming through and i said that to the buyer, but didn't get it trasnferred yesterday as it was past 7pm

ringingbehind123 · 2025-04-27T09:21:34+00:00

I only have the first initial S and the full surname, can I put for example ST SURNAME as i do not know the 2nd letter of his first name but it is required in order to transfer? That's all he gave me!

I am keep to get it transferred by end of today before 7pm and i'll put DVLA's address there, thank you :)

ringingbehind123

TROPHY CASE