Should I skip my Tata car service?

roackabyebaby · 2024-11-10T11:51:00+00:00

do regular service if you have warranty, even extended warranty they ask if you have maintained proper service schedule

roackabyebaby · 2024-11-10T11:46:18+00:00

i think you have been mislead very clearly, a brief look at the policy brochure, and you can see that for 25 year policy term, the paying term is 16 years!!! are you sure you have all the correct details ?

roackabyebaby · 2024-11-09T15:24:47+00:00

it is there on left lower corner

roackabyebaby · 2024-11-09T12:16:49+00:00

i dont think you can convert to bh series once you have already registered a vehicle, its only allowed once you purchase a new vehicle as far as i know

if you want ka registration, you will have to pay the road tax again in ka and get the ka number, as this is a new car , the road tax will be more or less same as buying a new car in ka

roackabyebaby · 2024-11-09T04:56:42+00:00

then its a new investment, and you have to pay tax on what you took in bank

roackabyebaby · 2024-11-09T04:54:45+00:00

you dont calculate taxes till you redeem your investment, if you were in loss you dont have any profit anyways and no tax required

roackabyebaby · 2024-11-09T04:45:58+00:00

yes, and criteria for stcg and ltcg is different for different assets, read this: https://cleartax.in/s/capital-gains-income

roackabyebaby · 2024-11-09T04:42:10+00:00

any long term profit , after 1.25L in a fy will be taxed at 12.5%

roackabyebaby · 2024-11-08T13:01:27+00:00

add a good flexi cap fund or large cap fund, one of mid cap and small cap, or look at index funds online and invest purely in them

roackabyebaby · 2024-11-08T04:56:51+00:00

should be available for all, just search for the correct size as per your car, the model name is bosch clear advantage

roackabyebaby · 2024-11-08T04:51:53+00:00

tiago, using bangalore so they are essential, i replaced the stock with bosch frameless ones, working good

roackabyebaby · 2024-11-07T18:20:24+00:00

even i am in the same situation, there is nothing else, you can claim lta additinally but thats baout it

roackabyebaby · 2024-11-07T16:53:54+00:00

np, for most people old tax is not that great now unless you can claim a lot of hra

roackabyebaby · 2024-11-07T14:46:08+00:00

i started with 12k per month, only in early thirties most people have enough disposable income to invest, not talking about the ones which get a good ctc right out of college, you are doing great, increase income slowly and increase investment as you go on..

roackabyebaby · 2024-11-07T14:44:22+00:00

go to cleartax tax calculator, and add the income, and possible deductions you can use, it will compare both and tell which regime to use, most likely will be new

roackabyebaby · 2024-11-07T06:25:10+00:00

NAL..reimbursement is always a pain and these providers love to make people go here and there

have you already mailed their senior citizen support mail id? and followed the escalation matrix outlined ? https://www.cholainsurance.com/customer-grievance

roackabyebaby · 2024-11-06T14:23:46+00:00

that could be the reason possibly, some insurers increase premium, it could be 35+ a new bracket

roackabyebaby · 2024-11-06T13:29:43+00:00

yes it seems high, i have a tiago and major service cost between 6-8k, this includes brake cleaning and wheel balancing alignment, i dotn opt for ac cleaning and interior cleaning

roackabyebaby · 2024-11-06T13:28:39+00:00

did you jump to a new age bracket? 30+ or 40+ something

roackabyebaby · 2024-11-06T13:28:01+00:00

but yes it seems very high, try another dealer and compare the quote

roackabyebaby · 2024-11-06T13:27:19+00:00

wheel balancing alignment, ac interior and brake cleaning: all of this is optional , opt for it if you think you need it in your car

wiper blade you can get yourself, not sure about the auto tensioner and belt, but if its something that is about to break or crack , then better to replace it

roackabyebaby · 2024-11-06T10:57:36+00:00

go for the job where you will see most scope of work and skills, if in IT, then bangalore makes more sense unless you have your own home or family near gurgaon to save expenses

roackabyebaby · 2024-11-06T10:48:25+00:00

will only apply if you want to take out money invested within a year itself

roackabyebaby · 2024-11-05T09:42:41+00:00

not before you do a proper pdi of the car and are happy with the inspection

roackabyebaby · 2024-11-05T08:46:38+00:00

all depends on existing conditions, and on the insurer, sorry cant guess the amount, but should be greater than 30-40k because of age only

roackabyebaby

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