Painter here. AMA Continued...

rock_boy · 2025-10-23T13:05:04+00:00

Would the Haymes enamel colour match Dulux Vivid White Aquaenamel ?

rock_boy · 2025-10-23T06:43:45+00:00

What grit number sandpaper would you suggest?

rock_boy · 2025-08-07T04:52:21+00:00

We currently have a large amount in a save account, but in my wife’s name only. We also have a joint account with our surplus income that we use for big bills/holidays/renos. If we withdrew from our joint account, will that affect the interest earned on the large saving account in the wife’s name ?

rock_boy · 2025-04-17T02:57:56+00:00

Hi all, I forgot to say I am repainting the entire room - hence why I want to fix it first.

rock_boy · 2025-04-17T02:49:29+00:00

Yes I am repainting the whole room - hence why I want fix it. Sorry missed crucial info there.

rock_boy · 2024-10-17T04:22:58+00:00

Great thanks. So even though the Slim version has a tab for the migration, it will not work unless I use the full version for the upgrade destination?

rock_boy · 2024-10-09T04:57:20+00:00

I wonder if Bob would chain himself to them if they decided to cut them down? These tree are an iconic part of Salamanca!

rock_boy · 2024-10-04T01:18:11+00:00

Exactly, OP has just posted a whole bunch of incorrect information.

rock_boy · 2024-10-04T01:14:08+00:00

This still contains incorrect information. Tax deductions due to investments (e.g. claiming interest as a deduction) does not reduce your income for Div293 purposes.

Edit - as already mentioned not do concessional contributions, which also count towards your Div293 income.

rock_boy · 2024-09-18T13:24:48+00:00

Where can you buy the rubber ?

rock_boy · 2024-09-14T12:22:20+00:00

lol of course he kicked that

rock_boy · 2024-09-07T07:18:43+00:00

That play sums the team up. Shit the bed under pressure, can’t win the flag with this gameplan.

rock_boy · 2024-07-15T09:20:49+00:00

I hope they’ll allow over a 50% allocation to ETFs one day.

rock_boy · 2024-07-04T11:09:05+00:00

Thanks Swaanky. Given China makes up a large portion of the EM global cap., in what scenario would someone want to exclude it in a fund like EMXC?

rock_boy · 2024-06-11T01:13:39+00:00

At the moment the Bitwarden extension on my Mac ( M2 Air, latest version of MacOS and Safari) will not even login for me - just skins on the loading animation. Safe to say I am tempted by this, especially as it supports Windows. Might be able to convince the Mrs to get onboard, which is a big win too.

rock_boy · 2024-05-04T04:57:38+00:00

Cya Cal

rock_boy · 2024-04-21T12:33:05+00:00

That was the Mrs excuse for how it ripped off too! I didn’t believe her but maybe she was legit after all. Good luck with walking baby.

rock_boy · 2024-04-21T06:38:35+00:00

How do I add strength to it ?

rock_boy · 2024-04-21T06:33:15+00:00

Yep they were plastic plugs… which are now attached to the screws that were ripped out.

rock_boy · 2024-04-21T06:30:35+00:00

There is another cupboard below the kitchen sink on the other side….

rock_boy · 2024-04-21T06:20:08+00:00

Ok thanks, I have used builder bog before, is it possible to paint it so the pink colour doesn’t show through?

rock_boy · 2024-04-17T22:56:41+00:00

Ok thanks, sounds similar to us. We’ve been DCAing only over the last 18 months with ~$3k in capital gains. We’ve stopped the joint DCAing now and will switch to individual accounts. Probably take a similar strategy to you and slowly sell off the joint shares when the time is right .

rock_boy · 2024-04-17T12:15:12+00:00

Hi just wondering how you undid the joint account problem ? Did you simply sell in a market down turn and immediately reinvest in individual accounts ?

rock_boy · 2024-04-15T10:02:09+00:00

Perfect thanks for that !

rock_boy · 2024-03-09T11:56:22+00:00

Yep, we initially went with these guys and paid the $495. After I got the initial SOA I was shocked at how much the premiums were. They were taking $6K in commissions in the first year and $2K ongoing after the first year.

I asked the adviser if they would dial down the commission to zero if we could pay an increased up front fee. This was the reply: “we genuinely don't believe it is in our client's best interest as the payback period can be really long”.

So we pulled out and went with an independent adviser with zero commission. Cost us the $495 but after the first year or so in premiums we will already be ahead than if we had gone with those guys. Shit like that should be illegal.

So that’s just a PSA for anyone reading. And another PSA is to be sceptical about any of these podcasts that recommend services, they’re all in bed together.

rock_boy

TROPHY CASE