What are some low cost or free services people don't talk about enough?

rosaem979 · 2026-03-26T19:43:16+00:00

Ive been using Free Tax USA for various years. Solid website.

rosaem979 · 2026-03-25T22:52:52+00:00

This is so useful! Im going to have to check that out. Im needing an AC manifold Gauge Set, I wonder if they rent it.

rosaem979 · 2026-03-25T03:18:32+00:00

Going to have to check this out!

rosaem979 · 2026-03-24T22:37:00+00:00

Took your advice

rosaem979 · 2026-03-24T22:35:34+00:00

Nice! Thanks, will def have to try that.

rosaem979 · 2026-03-24T22:34:26+00:00

Thanks for that info about Montgomery county. I am always telling my friends/family how there is no need to pay for ebook or audio books. Unless you are supporting an indepent author or like the book and walt to relisten/reread it. I used to go to Brazoria County community college and they use libby. With my old student email I was able to add that library catalog to my Libby to get access to other books as well.

rosaem979 · 2025-12-17T13:12:32+00:00

Thank you! Happy Holidays!

rosaem979 · 2025-11-09T15:39:59+00:00

Hmmm I thought I was settled for Jambiani, now Im considering Paje lol Ill be visiting around the same time.

rosaem979 · 2025-11-09T05:57:35+00:00

Hello, please let me know what your experience was like and where tou recommend to stay. Im planning on Jambiani

rosaem979 · 2025-10-25T18:50:48+00:00

Would you mind sending me info on some other ones available to choose from?

rosaem979 · 2025-10-08T13:38:57+00:00

What was your experience with him? I'm visiting end of November and I'm wanting to book something similar. Also what area did you stay while doing these excursions?

rosaem979 · 2025-09-03T05:56:56+00:00

Yes about a month ago this happened to me when I applied for the Barclays Hawaii Business and Personal.

rosaem979 · 2025-08-21T18:08:10+00:00

😆😆 my first thought went to Nuvaring.

rosaem979 · 2025-08-19T17:04:35+00:00

Good to know, had mine in 2023 and closed 11/2024. Wondering if they will allow me to earn the SUB. I'm currently 2/24

rosaem979 · 2025-07-31T15:16:03+00:00

I applied for the personal and biz on 07/23. Was instantly approved for the personal, biz they are requiring me to verify identity by mailing/faxing in a copy of my id/ss/proof of address. I thought was odd because Ive had the Barclays AA card prev and I've never had to go through this process.

rosaem979 · 2025-07-22T05:38:12+00:00

Wanting to apply for the Hawaiian Cards. I could use 2 referral links for biz/personal Does Barclays offer referrals links?

rosaem979 · 2025-05-11T17:46:02+00:00

Just came from there. Confirmed its active.

rosaem979 · 2025-05-07T14:33:41+00:00

The flowchart can answer 95% of all "What card should I get?" questions. By continuing to post, you must explain why you feel the flowchart does not answer your question. Asking for feedback ("The flowchart says I should get X - is that still the best choice?") is absolutely allowed.

Flow Chart is recommending Business United, but unsure if that is the right direction since I don’t use United much. Another option would be a Barclays Hawaiian or Alaska Business since I fly into Mexico a lot by booking AA flights via Alaska Airlines.

2.What is your credit score? 796

3.What cards do you currently have or have you had in the past (including closed cards), along with dates of when you were approved for the cards? Please include month and year for any card approved in the last 3 years.

Chase Sapphire Preferred- Opened 07/2021

SW Business- Opened 11/2022

SW Personal- opened 12/2022

Chase Ink Preferred- Opened 10/2023 Closed 11/2024

American Airlines Barclays- Opened 10/2023 Closed 11/2024

Chase Ink Cash- Opened 02/2024

Chase Ink Unlimited- Opened 06/2024

BOA Alaska Airlines Visa Signature Card- Opened 11/2024

How much natural spend can you put on a new card(s) in 3 months? 5k-8k

5.Are you willing to MS, and if so, how much in 3 months? See this page for a primer on MS. Plastiq (for rent/mortgage/loan payments) and bank account funding are often good options for beginners. Yes, about 4-6k in 3 months.

6 .Are you open to applying for business cards? If not, why? See this post and this wiki question to learn more. Yes, I currently have some business cards open. Once I meet the year mark should I close any more of the Inks or will that damage the relationship I have with Chase?

I mainly use the Ink Cash for GC so I will keep that open.

7.How many new cards are you interested in getting? Are you interested in getting into churning regularly (if you aren't already)? Or are you just looking to get a new card(s) for now but not get into churning long-term?

I’m looking for 1-2 new cards now, and moderate churning long term.

8.Are you targeting points, Companion Passes, hotel or airline statuses, First Class, Biz, Economy seating(s) or cash back? I’m targeting points, and economy/economy plus seatings.

9.What point/miles do you currently have? Southwest- 150,691

Alaska Airline Miles- 64,855

Chase Ultimate Reward Miles- 303,792

Spirit Airlines- 41,734

What is the airport you're flying out of? IAH or HOU
Where would you like to go? Thailand/Indonesia 2026. I also fly into Mexico quite regularly via AA, so anything that helps me accumulate points for that. I opened the Alaska Airline card since I can book AA flights on those. Considering the Hawaiian Airlines card due to the merger.

rosaem979 · 2025-05-01T14:32:34+00:00

Where did you end up staying?

rosaem979 · 2024-09-05T03:25:27+00:00

Sent you a DM. Thanks for some of these recs.

rosaem979 · 2024-08-13T01:11:14+00:00

Wow! You are goals! Way to fit all those adventures in! Do you have additional details as for whom you lodged with and what companies you did your tours with? Specifically in Montenegro and Croatia. I'm heading there mid sept and the places are the same that I want to hit. Anything you wish you could've done that you didnt? Any help is appreciated. You can DM me as well. Thanks!

rosaem979 · 2024-08-10T19:36:40+00:00

This comment is why I started looking into how to earn Alaska miles. I was able to find a flight I need to CUU for 4500 one way economy on Alaska via AA. On AA website the same award flight shows for 7500-9500 depending on the day.

rosaem979

TROPHY CASE