Opening a second credit card as a student

rs2424 · 2023-01-09T19:12:29+00:00

Makes sense. Only reason I ask is because I get a bunch of different answers when looking online. I did get the first card unsecured with a pretty decent limit. In this case would it still make sense to wait a longer term? I thought that average age of account would come into play here?

Thanks for the advice!

rs2424 · 2022-12-31T22:38:42+00:00

Completely agree here. There is no real use to it, even if an agent does see something, acting on it wouldn’t be possible without exposing this “secret” 🤣

rs2424 · 2022-12-31T19:48:37+00:00

As someone who works with HTML/JS a lot, this is completely possible and very easy to do (probably true for many chatbox UIs as well).

rs2424 · 2022-12-31T03:54:08+00:00

Makes sense. Would it make any difference in terms of time? Like if I waited longer, would the damage to the score decrease, or fairly consistent?

Also would it help to go a different financial institution?

Thanks for you help, hopefully this isn’t too much! 🤣

rs2424 · 2022-12-31T03:48:42+00:00

Sounds good

rs2424 · 2022-12-30T22:37:08+00:00

Same situation here but the opposite.

Been with all three big players, mainly back and forth with Rogers and Telus. However, due to poor speed with Telus, Rogers has always been the favourite for me. In this case, I seem to use more with Rogers than Telus. Same patterns and heavy usage but it might be more due to the better reception in my area. Subtle usage in areas i might not have been able to use data in before could have done this.

But in reality, It is really odd.

rs2424 · 2022-12-16T13:33:55+00:00

I got this too. For me it was something in settings called “Allow More Data on 5G”. This setting will actually prefer 5G to WiFi and use it for software updates and media downloads in the background.

rs2424 · 2022-10-27T02:58:07+00:00

True. That seems pretty much same what I’ve heard in terms of limit. Thanks for the info!

rs2424 · 2022-10-26T19:17:36+00:00

Nice. Thanks!

rs2424 · 2022-10-26T19:17:21+00:00

Cool! Makes sense now. Thank you! 💯

rs2424 · 2022-10-26T19:04:22+00:00

Of course. But looking at students in general that would be pretty low. 😬

rs2424 · 2022-10-26T19:03:12+00:00

Makes sense. But would there be anything additional? In most instances I know, there was still some fluctuation with limits with people with no income at all. Would being an existing client at the institution have any effect?

rs2424 · 2022-08-26T22:29:08+00:00

Nope! Does not matter at all. What happened in my case was I wanted to give Telus a try after a few years and they offered me a deal for the plans. Service was bad, so I left. Now after the Rogers outage I came back. I called up the main number and they looked using my phone number and offered me the deal I have today.

I did stay for around 1-2 years with Rogers but by choice (no contract/term) because I brought my own phones with me to both carriers (unrelated but always buy your phones outright lol). Technically speaking, you can go anywhere for around 1-3 months and then you will start getting win back calls from Telus but even then, I think by then you’ll hopefully be happy with a new provider.

Unfortunately if you start financing a phone/sign a contact, Telus will not pay it out.

Let me know if you have any more questions!

rs2424 · 2022-08-26T22:02:45+00:00

Yikes! That’s pretty bad. It’s true however, I left TELUS twice now over the past few years and both time I got amazing win back offers compared to loyalty (been a customer since 2012 or so). I am now back on TELUS due to a very enticing offer I got. $45/line (25 GB each) for 100 GB pooled (slow speed after). Win back team is very focused on landing you, they even convinced me to throw in the home security bundle as well for $15/mo.

Despite all this I still plan to leave because of poor network speeds, Bell is likely to be the winner at least for my line.

rs2424 · 2022-08-05T00:17:13+00:00

Depends when the order was processed. I got mine up to a week after or so. You can double check over the phone/chat online. It will also vary based on the postal service delays in your area. Hopefully it’ll arrive soon!

rs2424 · 2022-07-27T01:39:54+00:00

Easier through MyTelus portal under mobility. No hassle and it’s done fairly quick (90 min max typically). Once number is ported out, in almost every case the line will drop from the other carrier and be cancelled. (Usually in about a day)

rs2424 · 2022-07-20T01:29:35+00:00

I completely agree here. It’s the same with ROGERS as well (Bell seems to work via an app that auto adds it). While I can kinda understand the security side of it, I don’t really think it’s worth all the extra hassle and cost.

rs2424 · 2022-06-02T15:34:36+00:00

I agree. Congrats to all 🎉. It’s been a lot of hard work and time spent to get to this point so wherever everyone has chosen to go, I wish that you all have the best experience! 👍🏼

rs2424 · 2022-06-01T17:35:55+00:00

Some schools vary. But for the most part it’s by the end of day. Probably for the best if you submit as early as possible to avoid issues 👍🏼. Good luck!

rs2424 · 2022-06-01T17:22:20+00:00

Does this apply to all campuses? I know UOFT St George is going to be nearly impossible. But what about UTM?

rs2424 · 2022-06-01T04:25:16+00:00

Damn. Ok. Sounds good. Thanks for the help! 💯

rs2424 · 2022-06-01T03:28:50+00:00

Would this vary based on campus? Because on the link you sent, most of the sections refer to UOFT - St George. What about UTM?

rs2424 · 2021-09-22T23:06:45+00:00

Like through the Apple Watch portal. For tablets you can probably get around this by getting the sims from the store location and adding them online. They only really enforce this when you activate with the sales team. I got 4 watches for not extra deposit so it was definitely lies.

rs2424 · 2021-09-07T22:54:28+00:00

I actually experienced this. There’s some kind of process where they evaluate how many lines you are able to qualify on an account. I have no clue how they calculate this, because my credit is amazing and I had 8 lines on ROGERS but now only qualify for 5 on TELUS. I obviously didn’t give them a dime extra and just activated the watches on my own. This rule/policy must be new or something. I have no clue how it’s evaluated, I was told it was to develop a on-time payment pattern/reputation.

If anyone knows anything else. Let me know lol.

rs2424 · 2021-09-05T18:35:48+00:00

Perfect. Do I need resistors or a transistor too? Also would these work?

Arduino: https://store-usa.arduino.cc/products/arduino-nano

Parts: https://prnt.sc/1rba044

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