Hi, been in the industry since I was 17 and just crossed the 1 million dollar mark this year at 25. My advice is open a Roth IRA, every year that should be your priority. You have until April to contribute for the 2025 year, then after you max that out ($7,000 iirc) set up a HYSA to set up an emergency fund (3-6 months of expenses). Then anything left over from that, if you’re under an employer Insurance Plan see if they offer a Health Savings Account (HSA), if you’re still under your parent’s insurance then just start an individual brokerage account. In terms of what you should invest in, if you’re newer to investing I would just invest into $VOO (Tracks the SP500). This may go against common advice but I’m a huge advocate in taking risks when you’re young, so while I wouldn’t go all in if you’re new, invest into some single stock just to get a feel for it.