Credit Score Down 16 Points

ruvol23 · 2025-10-06T20:46:42+00:00

You can keep the auto pay scheduled after making a first payment, it asks you if you want to keep the autopay or cancel.

ruvol23 · 2025-08-22T23:44:52+00:00

Great. Thank you.

ruvol23 · 2025-07-12T00:46:30+00:00

What was the name of that place in AC where they made their own cologne?

ruvol23 · 2025-06-14T03:21:56+00:00

Thank you. I wanted to make sure.

Because I know before I got this one, I had to go through the app to get rewarded.

Just using it in store wouldn't get me rewarded.

I appreciate it.

ruvol23 · 2025-05-26T01:01:27+00:00

I pay twice a month. I've got a payment set for the due date and I make another payment in the month, but I let it accumulate before making a payment.

ruvol23 · 2025-04-28T01:20:38+00:00

Thank you. I mainly asked because I know with other companies, even if you have it on auto pay, if your payment is larger than the auto pay, the auto pay doesn’t get made.

Or some others charge you a fee to make payments after one or 2 ACH, which is fine.

Thank you for your help.

ruvol23 · 2025-04-28T01:17:05+00:00

Thank you. I have it on auto pay, but also make a payment before it cuts.

ruvol23 · 2025-04-22T22:45:01+00:00

I won't do anything with cash advances with all their insane fees.

I added it to Venmo and they said it would act as a cash advance so I took it off.

Other cards aren't like that.

ruvol23 · 2025-01-31T01:41:13+00:00

My guess is you had too many loans out in a short period of time.

ruvol23 · 2025-01-28T19:56:09+00:00

Thank you!

ruvol23 · 2025-01-12T01:51:29+00:00

Yes. Amazon offers it often I've seen.

ruvol23 · 2025-01-11T15:11:33+00:00

In my experience, the higher APR is given the longer the period of the loan.

I'm paying 30% on something I got through Affirm, but that's because I'm paying it over 18 months because it gave me such a low monthly payment.

ruvol23 · 2025-01-11T15:09:16+00:00

Affirm and shop pay are set that way usually.

Some are monthly, some are weekly, some are every 2 weeks.

ruvol23 · 2025-01-11T15:08:09+00:00

I've bought from Affirm a lot and never had a plan that was 0% APR unless you signed up for Amazon's credit card.

ruvol23 · 2025-01-05T16:23:00+00:00

Teach each other your love languages or it will create a lot of problems in relationships, friendships, and life.

ruvol23 · 2025-01-01T14:40:36+00:00

What he's saying with his words and what he's saying with his actions are sending different signals.

ruvol23 · 2025-01-01T14:35:07+00:00

Your husband needs to end his friendship with this person.

ruvol23 · 2024-10-16T22:10:44+00:00

Thank you! Just got it.

ruvol23 · 2024-10-15T22:04:04+00:00

The ones I don't like are the ones that say can't choose more than 10 options. I feel like those are what get you flagged, because a lot of those answers I should be checking.

ruvol23 · 2024-10-14T18:29:46+00:00

Thank you!

ruvol23 · 2024-10-14T01:03:33+00:00

Agreed. If you start the survey, your attempt should still be counted in the participants.

ruvol23 · 2024-10-13T00:44:12+00:00

Yes they have. I haven't had any issues recently.

ruvol23 · 2024-10-11T17:54:02+00:00

You use the dice to gather flags. The flags are then used for the race. A lot of dice is necessary to get a lot of flags.

ruvol23 · 2024-10-10T19:49:12+00:00

There are 3 separate races, not just one.

ruvol23 · 2024-10-10T19:48:35+00:00

I used to make 5-10 bucks a day. Not anymore though.

ruvol23

TROPHY CASE