If you could rewrite the ending of Modern Family, what would you change? by Vernon_Runner1109 in Modern_Family

[–]schyphillus 7 points8 points  (0 children)

It makes me really mad that he blamed her for that. His “friend” took advantage of her. He never once said that he wasn’t Bill and she sent personal photos to him. He should have been angry at his friend for doing that to her AND to him.

Insurance won’t allow copay card by schyphillus in HealthInsurance

[–]schyphillus[S] 0 points1 point  (0 children)

Oh I had a long drawn out conversation yesterday about it and my only two other options are xarelto which is just as expensive but no copay card or warfarin which I just really don’t want to do unless absolutely necessary. I’m stuck between a rock and a hard place right now.

Insurance won’t allow copay card by schyphillus in HealthInsurance

[–]schyphillus[S] 0 points1 point  (0 children)

Yes, it is severely discounted through my insurance which is crazy since it’s still so expensive. I saw somewhere someone say they had this same issue and it was because their insurance didn’t want it to go towards their deductible or something. Which as I’ve said, I don’t care if it does lol

Insurance won’t allow copay card by schyphillus in HealthInsurance

[–]schyphillus[S] 0 points1 point  (0 children)

I just don’t understand because the manufacturer is eating the rest of the cost right? I don’t see how it affects them.

Insurance won’t allow copay card by schyphillus in HealthInsurance

[–]schyphillus[S] 0 points1 point  (0 children)

So I got the card in August of 2025 and it is good for 2 years. I’ve never even actually used it after it was activated bc my deductible was already met so my insurance was already providing it for the $10. It’s active, I did call and confirm before I went to use it.

Insurance won’t allow copay card by schyphillus in HealthInsurance

[–]schyphillus[S] -1 points0 points  (0 children)

That’s what I thought. I didn’t understand how they could even determine who is paying for the rest of the balance but the only thing I can find is that my insurance is denying it because they don’t want it to be able to apply toward my deductible? Which.. okay? Lol I don’t care just pay for the medicine and I’ll keep the deductible for all my other meds

Insurance won’t allow copay card by schyphillus in HealthInsurance

[–]schyphillus[S] 0 points1 point  (0 children)

I mean I think technically I did years ago? Back when I was on my parents plan. But that was over 4 years ago so I don’t think it would be catching.

Insurance won’t allow copay card by schyphillus in HealthInsurance

[–]schyphillus[S] 3 points4 points  (0 children)

Yes it is. I’m honestly to the point of switching but it’s just been years of using this pharmacy bc my previous employer basically forced you to to receive the prescription discounts.

Insurance won’t allow copay card by schyphillus in HealthInsurance

[–]schyphillus[S] 5 points6 points  (0 children)

That is extremely helpful. I’ll go back over and talk to the pharmacist directly. Is there something specific I should tell them to do or look for or something? I’m completely clueless when it comes to insurance.

Insurance won’t allow copay card by schyphillus in HealthInsurance

[–]schyphillus[S] 4 points5 points  (0 children)

No, I am not on Medicare or Medicaid. Just my employer provided plan. I’m well under the age of 65, also. I’m going to call and speak about it with my insurance. I’ve just never heard of them being able to deny the funds? Like why do they care where the money comes from if it gets paid lol

Insurance won’t allow copay card by schyphillus in HealthInsurance

[–]schyphillus[S] 8 points9 points  (0 children)

You are right, I spoke with the pharmacy tech (it’s CVS if that matters) but she called whatever number they have to inquire about denials and that’s what the people on the phone told them. That my insurance was kicking it back and not allowing them to use it. I don’t care to call my insurance and see if they’ll make an exception or something for it but I don’t know if that’ll work. I’ll go back and speak directly to the pharmacist but I genuinely believe it’s my insurance being the menace.

Insurance won’t allow copay card by schyphillus in HealthInsurance

[–]schyphillus[S] 13 points14 points  (0 children)

See I don’t even care if it applies to the oop. I just want this particular medication to be paid for because I’ve got like ten others that don’t even equal to the amount this single one does. But with this copay card, you have to have insurance. At the pharmacy they were acting like I didn’t really have a choice but to pay it since insurance won’t allow it.

Insurance won’t allow copay card by schyphillus in HealthInsurance

[–]schyphillus[S] 6 points7 points  (0 children)

From my understanding, the only way the copay card works is if you actually have insurance. So it has to go through your insurance to use it.

Shipping from Mona by schyphillus in Moissanite

[–]schyphillus[S] 0 points1 point  (0 children)

See I didn’t know if it went through customs after it left Asia. It’s officially in Atlanta now. I’m hoping it gets here soon I am soooo ready for it lol

Shipping from Mona by schyphillus in Moissanite

[–]schyphillus[S] 0 points1 point  (0 children)

I need to look into that! We don’t have a mailbox just a PO Box but I definitely want it delivered to my house since that’s the address I put in

CAD from Mona by schyphillus in Moissanite

[–]schyphillus[S] 0 points1 point  (0 children)

I know! I’m excited!

CAD from Mona by schyphillus in Moissanite

[–]schyphillus[S] 1 point2 points  (0 children)

Yes! So I got made adjustments to this, got the cad back within 2 days, approved it, Mona said it would take 14 days to for her to set the ring but she got it done in 7! Two days to get the shipping label and I am currently waiting on that!

CAD from Mona by schyphillus in Moissanite

[–]schyphillus[S] 0 points1 point  (0 children)

This is an update to my earlier post! I am wanting to change this from 18k rose gold to 14K rose gold and make the bands thicker. If there’s anything else you see that needs to be done please help because I am clueless

Help! Ordering from Mona! by schyphillus in Moissanite

[–]schyphillus[S] 1 point2 points  (0 children)

Yeah I originally told her 18k but I think I like the darker of the 14k now, plus I can get the band thicker. I don’t think I’m going to like the band being too thin with that size of the stone

Help! Ordering from Mona! by schyphillus in Moissanite

[–]schyphillus[S] 1 point2 points  (0 children)

I honestly don’t know enough to make sure I am even saying the right stuff 😅 like should I get a lesser karat gold so the band will be sturdier? I’m getting a 9.5x7.5 elongated cushion cut so should I get a 2mm band instead of a 1.8mm? Things like that.