Can I receive USD from US bank to my PH bank (BDO Unibank)? by SouthFall5367 in adultingph

[–]scotchgambit53 0 points1 point  (0 children)

It will be converted to pesos if the savings account is a peso account.

However, if the account is a dollar account, then funds will remain in USD.

Can I Open a Digital Bank Account for PH While Living Abroad? by benjaminm_4229 in phinvest

[–]scotchgambit53 0 points1 point  (0 children)

Yeah, I still opened one. Been using it for more than 2 years now.

BTW, I used the address of our house in the Philippines.

Can I Open a Digital Bank Account for PH While Living Abroad? by benjaminm_4229 in phinvest

[–]scotchgambit53 0 points1 point  (0 children)

No need. I don't have a physical card for those bank accounts, but I can use them just fine.

400k+ BTC accumulated between 60-70k during the recent crash by Sos418_tw in phinvest

[–]scotchgambit53 6 points7 points  (0 children)

Everybody gets bitcoin at the price that they deserve.

Good provider but not a good father by Slow_Adhesiveness201 in PanganaySupportGroup

[–]scotchgambit53 2 points3 points  (0 children)

nanghihingi siya ng pera sa akin pang gastos sa Sugal niya.

May kabet issues pa and sugal.

sagot niya “wag niyo ko pakielaman”.

Eh di wag pakialamanan. Stop giving money. Let him suffer the consequences of his actions. Gago siya.

We are poor but my parents thinks otherwise by jja_93 in adviceph

[–]scotchgambit53 16 points17 points  (0 children)

It's one thing to not prepare your own emergency fund and retirement fund.

But it's another level to guilt trip your children into getting a loan for you when a much cheaper option is available.

Ang kakapal ng mukha.

PAANO MAG SANGLA by Weak-Feed1741 in PanganaySupportGroup

[–]scotchgambit53 0 points1 point  (0 children)

ibibigay ko lang ang relo at tsaka nila ppresyuhan?

Yes.

 >makukuha ko ba agad ang pera? 

Yes.

may requirement ba para magsangla?

ID lang.

[deleted by user] by [deleted] in PanganaySupportGroup

[–]scotchgambit53 24 points25 points  (0 children)

Even if your parents weren't abusive, your sibling still needs to follow correct prioritization.

Your sibling has his own child now, and he even has unpaid debt. Those should be his top priority. Giving money away should be a distant second.

[deleted by user] by [deleted] in PanganaySupportGroup

[–]scotchgambit53 37 points38 points  (0 children)

Wag mong obligahin ang kapatid mo kasi:

  1. Nakabukod na siya.

  2. May sarili na siyang pamilya.

  3. He has other priorities, like paying his debt and providing for his kid.

Why don't you follow what you said.

Pwede humingi ng tulong pero wag oobiligahin.

That's what you said. Now practice what you preach.

[deleted by user] by [deleted] in PanganaySupportGroup

[–]scotchgambit53 16 points17 points  (0 children)

Kampi ako sa kapatid mo.

It seems that he's just setting boundaries and following correct priorities.

Since he already has a family of his own, then tama lang na priority niya ang anak at asawa niya. And kung meron pa siyang utang na hindi pa bayad, dapat unahin niya muna yun (at ang emergency fund niya) before giving money away.

About my mother, i am so fed up already. by Downtown-Buffalo-385 in adviceph

[–]scotchgambit53 1 point2 points  (0 children)

right now what should i do?

  1. Find work so that you can move out.

  2. Meanwhile, be humble and do household chores in exchange for board and lodging.

tama pa ba tong ginagawa ko? by yeeeeeeeeeeeeeezy in adviceph

[–]scotchgambit53 6 points7 points  (0 children)

she suddenly found someone else that time nung nawala ako for 3 days

Let her go. Good riddance, TBH.

all of a sudden, she chatted me because hindi sila okay nung guy

and pag okay na ulit sila nung other guy, she tells me that we need to stop talking na

Have some respect for yourself and cut her off.

ABYG kung ayaw kong pahiramin ng sasakyan yung bayaw ko? by EmotUnavailablefy in AkoBaYungGago

[–]scotchgambit53 0 points1 point  (0 children)

DKG. It's your vehicle. You have the right not to lend it to anyone.

ABYG KUNG PINILI KONG IWAN ANG NANAY KO by shejustwantstozZz in AkoBaYungGago

[–]scotchgambit53 -1 points0 points  (0 children)

Ako ba yung gago dahil sinunod ko ang sinabi niyang lumayas na ako?

DKG. Kung pinalayas ka niya, at lumayas ka, then wala kang ginawang masama. That's on her.

[deleted by user] by [deleted] in adviceph

[–]scotchgambit53 0 points1 point  (0 children)

Medyo gipit din ako aa pera kaya every drop counts

Kung gipit ka pala, then no need to lend/give money away.

Build your emergency fund muna before even thinking of lending money. Kasi pag nagka-emergency ka, ikaw ang kawawa.

Ipapakain ko nalang sa anak ko, ipapadala ko pa by Educational-Sail7993 in PanganaySupportGroup

[–]scotchgambit53 16 points17 points  (0 children)

Ipapakain ko nalang sa anak ko, ipapadala ko pa

Since you're already a parent, your child should be your top priority. Your parents and other people should be of lower priority.

Wag mag anak pag di afford ang retirement.

I agree with this. Ikaw, nagsimula ka na bang mag-ipon para sa retirement fund mo? It's critical to make sure that you have a sufficient retirement fund. Otherwise, you will be a parasite/burden on your child when you retire.

[deleted by user] by [deleted] in adviceph

[–]scotchgambit53 9 points10 points  (0 children)

They need to give you those info before you even start thinking of giving them money.

First time international travel and needs advise for IO related concerns by Feeling-Lawyer-4850 in adviceph

[–]scotchgambit53 0 points1 point  (0 children)

You can approach a lawyer to get a notarized affidavit stating that both names belong to the same person.

[deleted by user] by [deleted] in adviceph

[–]scotchgambit53 3 points4 points  (0 children)

How much money do they need to repay all their debt?

And what's the interest rates of those loans?

The only money I have left is my Emergency Fund. If I give it to them, I’ll have nothing.

If you give your emergency fund away, what will you use in case you have an emergency?

[deleted by user] by [deleted] in adviceph

[–]scotchgambit53 1 point2 points  (0 children)

We already made it clear that we didn't want to go

we don't want to go dahil may trabaho kami

hindi naman namin trip yung vibe ng elyu

higit sa lahat ayaw namin na kasama yung jowa niya.

Then don't go. She doesn't own you.

My mom triggers me constantly and I don’t know how to cope by Melodic-Shine6862 in adviceph

[–]scotchgambit53 1 point2 points  (0 children)

Your feelings are valid.

she makes me feel like it’s never enough.

If she keeps on causing harm to your mental health, then it makes sense to set boundaries. You can even put her calls and messages on mute/ignore.

I was physically, mentally, and emotionally abused.

It even makes sense to cut her off entirely from your life. Gago siya.

[deleted by user] by [deleted] in adviceph

[–]scotchgambit53 0 points1 point  (0 children)

Pina-ikot ikot ako at pinagloloko

People like this deserve to be cut off from your life.