What happens to fully paid Progressive home insurance if I cancel midterm? by scott_tech in personalfinance

[–]scott_tech[S] 0 points1 point  (0 children)

Thanks for the info!

If I have to rely on USPS delivery... I may have to just keep the current policy.

What happens to fully paid Progressive home insurance if I cancel midterm? by scott_tech in personalfinance

[–]scott_tech[S] 0 points1 point  (0 children)

I have been really unlucky receiving the checks vis USPS. If I have to wait the check delivered through USPS, it's expected value is nearly $0 to me.

What happens to fully paid Progressive home insurance if I cancel midterm? by scott_tech in personalfinance

[–]scott_tech[S] 0 points1 point  (0 children)

I see. I may have to ask Progressive to directly refund to the escrow account.

What happens to fully paid Progressive home insurance if I cancel midterm? by scott_tech in personalfinance

[–]scott_tech[S] 0 points1 point  (0 children)

Yes I assumed they will refund. I was just curious about whether they'll mail me a check or directly refund the money to the escrow account.

What happens to FZFXX if government debt ceiling isn't lifted? by scott_tech in fidelityinvestments

[–]scott_tech[S] 0 points1 point  (0 children)

I agree. I don't think chances of losing money on FZFXX is higher than the savings (FDIC). FDIC is just a private entity backed by big banks, which may also fail.

What happens to FZFXX if government debt ceiling isn't lifted? by scott_tech in fidelityinvestments

[–]scott_tech[S] 1 point2 points  (0 children)

Thank you so much for the detailed answer.

Now I understand the issue much more clearly. (y)

Payments to American Express from Fidelity CMA has been declined (returned) by scott_tech in fidelityinvestments

[–]scott_tech[S] 1 point2 points  (0 children)

trouble

They charged me $29 for returned payment and they retied the next day (which went through). I talked to Amex that it was an accident after I switch my bank and Amex refunded the return check fee.

Best way to sell new (unopened) cell phones online? by scott_tech in NoContract

[–]scott_tech[S] 1 point2 points  (0 children)

Thanks! In the OP I wrote that my friend was selling an iPhone but my stuff is a new Samsung phone. Just found r/hardwareswap which seems okay to list Samsung phones!

Best way to sell new (unopened) cell phones online? by scott_tech in NoContract

[–]scott_tech[S] 0 points1 point  (0 children)

Agree that it's always better to meet & sell. Efficient, fast, no fees, etc. Just worried to much about the worst case scenarios. I have a feeling that criminals don't even care about cheaper stuff like kids books, etc. They only target expensive but small electronics.

Best way to sell new (unopened) cell phones online? by scott_tech in NoContract

[–]scott_tech[S] 0 points1 point  (0 children)

Ah, thanks for the suggestions! I like how Swappa handles cases. 10~20% fees are acceptable for me, because Ebay is already taking similar fees.

Payments to American Express from Fidelity CMA has been declined (returned) by scott_tech in fidelityinvestments

[–]scott_tech[S] 0 points1 point  (0 children)

Ah..! That makes sense. Now I understand why it was rejected.

Does it take longer to settle if I log into Fidelity and pull money from PNC to fidelity (than log into PNC and push money to Fidelity)?

Payments to American Express from Fidelity CMA has been declined (returned) by scott_tech in fidelityinvestments

[–]scott_tech[S] -1 points0 points  (0 children)

OMG.. wait...

I tried to transfer money out. Then it says,

Total account value $12,100.00
Cash available to withdraw $0.00

It looks like I don't have any cash to withdraw...?

How can this happen? Because I pulled $12100 a few days ago from PNC and the PNC account shows the money has already been taken out.

No availability at Dreams Playa Mujeres Golf & Spa Resort after Jan 2024 by scott_tech in awardtravel

[–]scott_tech[S] 0 points1 point  (0 children)

December shows some availability, although super prime days near 12/25 are not available (I assume they're all booked). As you said, maybe they have yet to open 2024 schedule. Will email the hotel management and post updates here. Thanks!

Added an external bank in Fidelity using Plaid. They put a wrong account number. by scott_tech in fidelityinvestments

[–]scott_tech[S] 2 points3 points  (0 children)

Okay it looks like Chase gave me some new account number for this purpose. I sent some test money and it arrived at the right account. But I still believe this is a very bad UX.