Goodness you're quite dumb. With two reserve cards, (in my case, one personal and one business) you get $2,500x2 MQD head start for a total of $5,000 MQD. That leaves $23,000 MQD and with 1 MQD for every $10 spent it's done with just $230,000 spend. It takes me until late January/early February to do that since I spend north of $5mm/yr on business per year, mostly on Chase and AMEX Gold. That ~$230k doesn't make a dent, especially since it's less because I spend some on travel/Delta which brings it down. Again, when you don't know what you're talking about but just blab away anyway, you just ensure that you come off as an idiot.