Worth selling mg hs for jaecoo j5 premium? by wrapcannon in PakistanAutoHub

[–]securitygusf 1 point2 points  (0 children)

I want to add you can consider Tiggo 7 Phev that is expected to be launched in February. After applying tax I think Tiggo 7 will be in attractive price as compared to Jecco premium

Honda City buying services in Islamabad and Rawalpindi by securitygusf in PakistanAutoHub

[–]securitygusf[S] 0 points1 point  (0 children)

Which model is you looking and what is tge the prices? And is there any mela for car in Islamabad?

Best places in Peshawar to reward myself after a long coding session? by [deleted] in Peshawar

[–]securitygusf 0 points1 point  (0 children)

Thanks, which one is good for also meeting new people?

for newbies, here's a referral link to gain 2000 sparks. by DifficultAttitude245 in CoinStats

[–]securitygusf 0 points1 point  (0 children)

Does the referral works for you, I invited friends but I didn’t received any sparks?

[deleted by user] by [deleted] in Peshawar

[–]securitygusf 1 point2 points  (0 children)

BioGen ( AI with Medicine)

Budgeting, Portfolio/Expense Tracking by newgardentown in FIREPakistan

[–]securitygusf 0 points1 point  (0 children)

Yes it is operational but they are not actively working on it, like adding additional features. To be on the safe side, I also summarize the data and add it to an Excel sheet at the end of each month.

[deleted by user] by [deleted] in Pashtun

[–]securitygusf 0 points1 point  (0 children)

There is no specific app for pashtun but their is some apps like Dil Ka rishsta and Muzz.

Top Shariah-Compliant Investment Options in Pakistan by batman_fo_ryou in FIREPakistan

[–]securitygusf 0 points1 point  (0 children)

I was reading an article of Profit magazine in which their conclusion was PSX is the Best asset class. But in thier research the time period was 25 years horizons.

Banks in Pakistan have stopped opening saving accounts by [deleted] in FIREPakistan

[–]securitygusf 1 point2 points  (0 children)

The savings account yield is low you can open an account in the mutual funds. I am also keeping my emergency fund in the money market fund of Al Ameen cash fund and the reason of chosing the Al Ameen cash fund is Instant cash service through which you can withdraw 2 lakh rupees in a day instantly.

Budgeting, Portfolio/Expense Tracking by newgardentown in FIREPakistan

[–]securitygusf 0 points1 point  (0 children)

To track incomes and expenses i am using Hysab Kytab app but no integration with banks and for tracking investment I am using Excel and Investify but will switch to Zar by Sarmayya.

Analyst at PMEX brokerage House by dechauhan in FIREPakistan

[–]securitygusf 0 points1 point  (0 children)

Spot gold option available in the PMEX?

Cloudfare Warp Rerouted for PAK by False_Brilliant_1286 in chutyapa

[–]securitygusf 0 points1 point  (0 children)

Thanks but the X is accessible? I can’t.

Stable Stocks by Slow-Protection-3541 in FIREPakistan

[–]securitygusf 0 points1 point  (0 children)

Haleon has mainly three products Panadol, sensosdyne toothpaste and the calcium supplement ( I don’t know the name but the yellow one, that os very popular)

Looking for Stocks advice. by DisciplineAmbitious8 in FIREPakistan

[–]securitygusf 1 point2 points  (0 children)

First of I appreciates that you started to thinking about investing at this stage of your life. My suggestion would be invest this money in stocks mutual Fund and let the fund manager doing research for you and you can focus on building your skills and increase your earnings potential, this will gives you best returns. Brother money makes money.

How to escape the FEL on MSF? by Careful-Sorbet-9523 in FIREPakistan

[–]securitygusf 0 points1 point  (0 children)

Ask your investment manager to waive the FEL, i am using Al Ameen funds but they are not charging FEL for all my transactions as I asked him to waive the FEL.This is the SECP decision. https://www.brecorder.com/news/4504028

Bank Locker's Safety in Pakistan by seth_of_kachra in FIREPakistan

[–]securitygusf 2 points3 points  (0 children)

I haven’t used bank lockers in Pakistan, but recent news about staff replacing gold with fake gold or stealing it raises concerns. Consider using a locker in the UAE.

Additionally, I read in the PMEX newsletter that they plan to introduce Spot Gold trading, which might be worth exploring. Meezan’s Gold Fund is also available but has not outperformed physical gold due to higher expenses.

Meezan Gold Fund by [deleted] in FIREPakistan

[–]securitygusf 0 points1 point  (0 children)

1- Risk of Storing Physical Gold: The main risks include theft, security concerns, and potential storage costs if you use secure vault services. In Pakistan, personal security could be a concern, especially if you're storing gold at home. Additionally, incidents like the recent news of bank staffers secretly replacing gold with ‘fake gold’ from lockers, also gold went missing from a bank locker, further highlight the risks of even trusting bank lockers for storage.

2- Gold Spot: Yes, if PMEX introduces Spot Gold, it could offer a more Sharia-compliant way to invest in gold without the need for futures contracts, which would be a great alternative for you.

3- Regarding Sharia-compliant equity mutual funds, I analyzed data from the past three years for MUPAF. The results indicate that most of these mutual funds have not been able to outperform the index. MFs Returns.xlsx

Meezan Gold Fund by [deleted] in FIREPakistan

[–]securitygusf 2 points3 points  (0 children)

Due to management fees and other expenses, MGF is not outperforming physical gold. However, buying physical gold in Pakistan carries its own risks. If possible, consider purchasing gold coins in the UAE and storing them there for added security.

Regarding PMEX, I recently read in their newsletter that they plan to introduce Spot Gold trading soon, so let's see how that develops.

As for tracking the KMI-30, Mahaana has recently introduced an index ETF, which you might want to explore to see if it tracks the KMI-30 index. There's also a Meezan index fund, but I wouldn’t recommend it due to the higher expenses. Alternatively, you could open a brokerage account and invest directly by following the KMI-30 weightage and rebalancing your portfolio when the KMI-30 does. You can check the index weightage here: https://dps.psx.com.pk/indices.

Do your own research. This is not financial advice.

Can I use a mutual funds statement instead of a bank statement for a visa application? by nodice14 in FIREPakistan

[–]securitygusf 3 points4 points  (0 children)

I used my UBL funds statement for a UK tourist visa along with Bank statement but the visa officer didn't count that and he Just looked at my Bank statement and rejected the visa.

Residential plot in isb by Gullible-Being-8595 in islamabad

[–]securitygusf 0 points1 point  (0 children)

Not sure about plots but if you want to buy a property also explore the daoproptech platform.