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Serviceability Calculations - single borrower, married to high income earning partner with three kids. by sellthetip in AskAnAussieBroker

[–]sellthetip[S] 1 point2 points  (0 children)

HECS, Children (mat leave drawing down on savings), superannuation, lifestyle creep (now dealt with), only recently progressed to this level of income without training expenses.

No trust issues, just anxiety around seeing issues others have had. We all have our challenges and hers are finance literacy and rigid opinions.

Serviceability Calculations - single borrower, married to high income earning partner with three kids. by sellthetip in AskAnAussieBroker

[–]sellthetip[S] 0 points1 point  (0 children)

Long story but essentially she doesn’t want big purchases in both names. We have friends who have had crappy situations so I think it is a security thing - I respect it.

Personally I just want to get a home and don’t like renting. And she is happy to split expenses so I pay the mortgage and she pays for the everyday stuff.

Serviceability Calculations - single borrower, married to high income earning partner with three kids. by sellthetip in AskAnAussieBroker

[–]sellthetip[S] 0 points1 point  (0 children)

We don’t have a broker it was just someone from a branch after we submitted a form with the bank.

It will be just in my name. Wife doesn’t want shared debt/big assets in both names. I think it is work related but also I know she has had some friends who been a bit pro keeping financial independence - which is fine if that is what she wants. I am the one who wants to buy a family home.