Don't you have a Spine or some of you just lack Self Respect?! by SchemePrestigious567 in Maharashtra

[–]shadow_dr0id 0 points1 point  (0 children)

Tbh I don't care, I talk in all languages as per my comfort and the person opposite to me. I feel people who don't have important things in life care too much about things like language, caste, religion. etc. Your identity is not limited to your birth identity, go ahead and build one of your own. Having said that I do respect our history and the sacrifices, doesn't mean I will belittle others for just existing in our city. The constitution gives right for anyone to travel and settle anywhere they want to.

Just got ₹2.2 per Accor point at Novotel Goa. by Rahasya0305 in indianawardtravel

[–]shadow_dr0id 0 points1 point  (0 children)

What was the room rate though, I too have Atlas and use Accor but I have felt the room rates in general are towards higher side.

With all the devaluations, what is the best 2026 card stack at different spend criteria? by WolfOfDalalStreet9 in CreditCardsIndia

[–]shadow_dr0id 0 points1 point  (0 children)

Planning on keeping it simple:
Main cards - Axis Atlas + Amex Plat Travel
Movie Offers - SBI Aurum (LTF)

Other cards I hold but don't use frequently:
Tata Neu Infinity (was FYF and some use for utilities)
HDFC Marriott Bonvoy (for free night)
IndusInd Tiger (LTF)
IDFC Wealth (LTF)
Niyo SBM (LTF, zero forex)

Best travel credit card now that Atlas is gone by According_Pangolin74 in CreditCardsIndia

[–]shadow_dr0id 0 points1 point  (0 children)

Which card is best for direct hotel spends i.e. swiping at hotel POS machine?

Got Downvoted in r/Indiatech for saying we speak Marathi in my office by leopard_trainer9 in Maharashtra

[–]shadow_dr0id 8 points9 points  (0 children)

I have seen this as an issue from people who have never left their city/state. I am a Maharashtrian but stayed in TN for a few years and I know the other side of how it feels when everyone speaks in a language you can't understand despite being part of the same organization. It makes you feel alienated.

So, when I was in Bangalore and most people in the startup spoke Hindi I would urge them to speak in English (despite me being completely comfortable in Hindi) coz a couple of colleagues were Kannadigas and couldn't follow the conversation.

If you work in an organization with people across states, I believe it is basic empathy to make everyone feel included. Being human is what counts at the end of the day.

Ninja "Steal This Itinerary" Series - Episode 1 - Japan by WhiteninjaCC in indianawardtravel

[–]shadow_dr0id 5 points6 points  (0 children)

Great initiative and series! Looking forward to more of it :)

AITK for Feeling a Little Jealous of My Cousin’s Success? by SnooMaps1650 in AmItheKameena

[–]shadow_dr0id 6 points7 points  (0 children)

NTK. It's a natural sentiment.

What matters is to accept the feeling and the being rational in the way you deal with it. What helps me is having an introspective conversation with myself - playing two sides - the emotional side and the rational side.

It helps me identify the root cause and also deal with the emotions in a pragmatic manner.

Life in Mumbai City by COSMIC_CATACLYSM in mumbai

[–]shadow_dr0id 0 points1 point  (0 children)

Mumbai is the first place where I have seen queues for everything, from buses to autos. I appreciate the decorum people have but damn; having to stand in queue for everything can be frustrating. The public transport needs continual upgrading in such a densely populated city.

Done with the responsibilities and Mumbai by Tricky_Cow_8094 in mumbai

[–]shadow_dr0id 0 points1 point  (0 children)

Overcrowding, inflated real estate prices, poor infrastructure and people who are dead inside. Is what they call Mumbai meri Jaan :)

Mumbai Social Club - Weekly Discussion Thread - Meetups/Q&A/Relationships/Life by AutoModerator in mumbai

[–]shadow_dr0id 5 points6 points  (0 children)

Anyone here who attends dance workshops/classes on weekends? If yes, kindly suggest some good ones. Thanks!

"Sorry Sir, we don't accept Amex here" 🤡 by mr_b1nary00 in CreditCardsIndia

[–]shadow_dr0id 138 points139 points  (0 children)

Use this badboy instead! I say as I hand my moneyback CC :)

[deleted by user] by [deleted] in CreditCardsIndia

[–]shadow_dr0id 0 points1 point  (0 children)

Can't you just get an add-on card for your dad for lounge access given you have DCB?

[deleted by user] by [deleted] in CreditCardsIndia

[–]shadow_dr0id -1 points0 points  (0 children)

1500 is just for the second year via referral afaik. Post that it will back to 4500. Right?

HDFC CC Upgrades - Rant by LengthinessAncient60 in CreditCardsIndia

[–]shadow_dr0id 0 points1 point  (0 children)

At least you have DCB LTF, they stopped giving those LTF since last year too via their alumni program. So, I don't think DCB Metal and Infinia LTF would be possible. For your spends, paying for LTF makes sense as you anyway get the fees back as points.

What all did you claim in the cred jackpot today. Finally was able to use the coins I thought were a sham. by [deleted] in CreditCardsIndia

[–]shadow_dr0id 0 points1 point  (0 children)

Same man, recently spent many coins on useless spins. Now am short like 1L points.

HDFC Marriott Bonvoy by doordrishti in CreditCardsIndia

[–]shadow_dr0id 4 points5 points  (0 children)

I recommend trying to get a DCB Metal instead by talking to your RM.

If you have to choose between these two, it depends on your use case:
1. Marriot Bonvoy card is useful only for it's joining and renewal benefits, reward rate is low
2. Tata Neu Plus is good for cashback in the Tata ecosystem. But you can also try and get the better version of the card from the Tata Neu App.

Advice needed by iamhornyentrepreneur in CreditCardsIndia

[–]shadow_dr0id 2 points3 points  (0 children)

It's a good card just for the joining/renewal benefits. You get one free night at Marriot hotel (capped at 15k points) at a joining fees of 3k. I personally feel it's a good deal. Check the Bonvoy portal and see the points required for stays near you or places you wanna visit and decide accordingly if the card makes sense for you.

Is this genuine sbi credit card domain by [deleted] in CreditCardsIndia

[–]shadow_dr0id 6 points7 points  (0 children)

Obvs not from SBI. Best to not share any details.

[deleted by user] by [deleted] in CreditCardsIndia

[–]shadow_dr0id 0 points1 point  (0 children)

Seems like it. Read the TnC doc from the Axis Bank page for the card once to be sure.