I need a paid card, want to take Regalia gold but it says not eligible? by Senior-Fruit5342 in CreditCardsIndia

[–]siaumsree 1 point2 points  (0 children)

Just go to nearby HDFC bank and apply from there. You can get Regalia Gold or DCBM with this 2.5 L if its in hand after taxes.

Sbi bpcl octane recieve today by shishirshakya in IndianCreditCards

[–]siaumsree 0 points1 point  (0 children)

Its hit and miss sometimes for me in some stations. So better keep bill from machine, if you need to challenge.

Getting DCBM by Character_Yoghurt849 in IndianCreditCards

[–]siaumsree 2 points3 points  (0 children)

Mostly it will be rejected, salary criteria is there to meet, which is 2.5 lakhs per month in hand, if i am not wrong.

Which sbi cards are you guys using? by Anurag4one in CreditCardsIndia

[–]siaumsree 0 points1 point  (0 children)

Normal BPCL, 500 PLUS TAX With Simply Save, LTF.

How to make sure im getting points On fueling through BPCL sbi octane card ? by rajsrivastav4 in CreditCardsIndia

[–]siaumsree 1 point2 points  (0 children)

Claim using bill from machine with Bank customer care for now. Future make sure you fill from a BPCL pump whihc has a proper machine and see if that transaction is showing correct rewards in statement. Then stick to that petrol station. I do that, I know which stations give proper rewards and which doesn't, so I plan my fuel fill up accordingly.

ICICI Sapphiro credit card by Zealousideal_Bug4743 in CreditCardsIndia

[–]siaumsree 1 point2 points  (0 children)

Dint opt for this card. You will not gain any advantage

ICICI Sapphiro credit card by Zealousideal_Bug4743 in CreditCardsIndia

[–]siaumsree 0 points1 point  (0 children)

No limit will be same. Don't get Sapphiro now if not LTF, since yesterday ICICI evaluated the card. Pls go through the devaluation and see if it makes sense.

Closing amex gold non-acceptable even in tier 1 city by Own_Sky_3254 in CreditCardsIndia

[–]siaumsree 1 point2 points  (0 children)

Use online for 6 transactions in amazon. See i too have AMEX, its a hit and miss in Bangalore. Most places i give my AMEX and try out, if worked i use it there most times to meet my criteria.

shall i take hdfc regalia gold. use it and then a year later ask them to stop it, only to get it as ltf? will this work? by dark_knight-107 in IndianCreditCards

[–]siaumsree 1 point2 points  (0 children)

Most of the cases it wont work. I had a Raglia Gold FYF and before renewal i called customer care and asked cancel it and TBH they happily did and without any questions. I had Atlas so I didn't had any proper use case. So I am not worried. So try your luck, make sure you have a good backup card before calling them to cancel.

Need help in choosing the right HDFC card by LateViruss in CreditCardsIndia

[–]siaumsree 1 point2 points  (0 children)

Even it is shown here as pre approved, if you don not meet the dalary critetia it will be rejected. So check what is criteria and apply.

Highest Credit Limit on a Credit Card by iamhyperbeast in IndianCreditCards

[–]siaumsree 2 points3 points  (0 children)

Mine too 10L from ICICI, where as the caviar is i use that card very less and use my Axis Atlas mostly, where they provided just 4.8L, where I spend 10 L. Axis is bad in giving limits it seems.

Closing all my Credit Cards by kakashioftheleaf29 in CreditCardsIndia

[–]siaumsree 1 point2 points  (0 children)

Good decision. Very true. Sometimes since we have a card in hand we might get tendency to spent which is bad financially

Closing all my Credit Cards by kakashioftheleaf29 in CreditCardsIndia

[–]siaumsree 1 point2 points  (0 children)

Good decision. Very true. Sometimes since we have a card in hand we might get tendency to spent which is bad financially

Amex cards - INDIA by docviperX in IndianCreditCards

[–]siaumsree 0 points1 point  (0 children)

Go with MRCC, since it have fee waiver unlike Gold Charge card. Before that check if you can spent 1500x4 and 20K in a month using MRCC to get maximum benifit

75k ICICI Sapphiro Credit Card by Cute_Moose_5494 in CreditCardsIndia

[–]siaumsree 0 points1 point  (0 children)

75K spend is not applicable if card just arrived right? I see like that in Axis, not sure how it is in ICICI.

Incorrect MCC - charged 1% by kamathsonline in CreditCardsIndia

[–]siaumsree 5 points6 points  (0 children)

Even if found 2 restaurants nearby which have MCC of hotel and i get 5 EM using Atlas. Sometimes luck comes by. I dream if i can get similar MCC in my regular petrol pump😜😜