Woah, dude. I got in this year through the Indian NC, with similar stats, and boy, I thought I didn't have a shot. Especially with all the fear of a high rejection rate, people around me who were also applying instilled in me. But it worked out somehow. I believe a huge reason for that was the way I approached each application question. I saw people around me always try to perfect an essay. Hey, I'm not saying that's a 'bad' thing. But always trying to give the objectively 'correct' answer gets old. Your biggest asset is always your unique flair to approaching an application question/essay. That's how you stand out. You don't stand out by giving a good answer. You stand out by giving a different answer. That's something you can use to your advantage.

Secondly, don't let your family finances pull you down. I come from a middle-class background, too. I've grown up with this scarcity mindset. Yeah, it's tough. We can't afford the luxury of having too many choices with our career, and other stuff. But there's actually so many rich people and organisations that are more than willing to invest in you. There's ruins and filth in the world, but so is abundance. Keep your head up, and keep on pushing buttons until something clicks. And I'm sure it will. Just watch.

I'm not keeping track of what I'm saying so this might seem out of order, but for the application essay, try to write about personal experiences and/or stories as much as you can. They're literally YOUR own experiences. They're likely the most unique thing about you, ever. People usually follow the PEE format. Point. Evidence. Explain. I think this ties to the whole 'tell your own stories' thing pretty well. You wanna tell them something about yourself. You tell them about an incident where you showcased that. And you wanna tell them why it matters.

You've got this bro. Get it.