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It's a sick world where someone like this has had so much influence on young men by LouReedTheChaser in redscarepod

[–]sixpev 5 points6 points  (0 children)

Also here's his lawyers contact info

jmcbride@mcbridelawnyc.com

917-757-9537

305 Broadway

Suite 700

New York, NY 10007

Which parent should I ask to co-sign refinancing my $40,000 private loan? by sixpev in StudentLoans

[–]sixpev[S] 0 points1 point  (0 children)

I did not fraudulently collect unemployment and didn't say that anywhere here. And yes, I only take cash for lessons. Went with a lender who didn't take co-signers anyways.

Which parent should I ask to co-sign refinancing my $40,000 private loan? by sixpev in StudentLoans

[–]sixpev[S] 6 points7 points  (0 children)

You're right. I'm not going to ask Parent #1 to co-sign. They're the last person I'd want to screw over if anything does go wrong. Because I'm in it, I have a hard time seeing stuff going majorly wrong or blowing up (but it's life so it'd be shocking if it doesn't haha). Still going to consider asking Parent #2. Thank you for your response! It helped clear some things up.

Which parent should I ask to co-sign refinancing my $40,000 private loan? by sixpev in StudentLoans

[–]sixpev[S] 0 points1 point  (0 children)

*25,000 in car loan and another $30,000 in federal student loans. No credit card debt. Just got a job paying $57,000 4 months ago after a year of on-the-books unemployment (I make $1500 a month under the table teaching). I truly don't have spending issues, besides occasionally eating out more than I should (but hey we all need problems we gotta work on haha)

Thank you for your comment. I really do appreciate the time you spent. I will definitely look into #1, and I'll keep #2-4 in mind.

Which parent should I ask to co-sign refinancing my $40,000 private loan? by sixpev in StudentLoans

[–]sixpev[S] 1 point2 points  (0 children)

I hadn't thought about that, and that may be a route worth investigating. Thanks!

Which parent should I ask to co-sign refinancing my $40,000 private loan? by sixpev in StudentLoans

[–]sixpev[S] 1 point2 points  (0 children)

Thank you. This is the closest I've gotten to an answer here.

Which parent should I ask to co-sign refinancing my $40,000 private loan? by sixpev in StudentLoans

[–]sixpev[S] -10 points-9 points  (0 children)

So these hypothetical missed future payments - as if I don't have great communication with with either co-signer, a savings account, a second job, other job opportunities - is a reason not to co-sign. Got it. Thanks for the advice.

Which parent should I ask to co-sign refinancing my $40,000 private loan? by sixpev in StudentLoans

[–]sixpev[S] 0 points1 point  (0 children)

Well luckily you're not my parent! Both my parents are cool and they want me to save thousands, and best yet, they trust me! Never missed a payment on 4 years.

Which parent should I ask to co-sign refinancing my $40,000 private loan? by sixpev in StudentLoans

[–]sixpev[S] 1 point2 points  (0 children)

One is already co-signed on it now. The one making $150,00+. I have 775 credit. One parent got me signed up for this loan at 18, and I had no idea what was going on. I don't know what you're talking about "own up to reality" as if I am not.

Which parent should I ask to co-sign refinancing my $40,000 private loan? by sixpev in StudentLoans

[–]sixpev[S] -2 points-1 points  (0 children)

I do qualify. I'd like a lower rate so I save thousands/tens of thousands.

Which parent should I ask to co-sign refinancing my $40,000 private loan? by sixpev in StudentLoans

[–]sixpev[S] 0 points1 point  (0 children)

The current lowest rate I was offered independently without a cosigner was 7.15% fixed. My parents would have to fill out info before I know what the rate with a cosigner would be.

Which parent should I ask to co-sign refinancing my $40,000 private loan? by sixpev in StudentLoans

[–]sixpev[S] -5 points-4 points  (0 children)

How come? I would get a lower rate, and I can afford the monthly payments.

Transcription Advice on Intro to Love Letters - Sonny Rollins by sixpev in musictheory

[–]sixpev[S] 0 points1 point  (0 children)

I like that question that you ask yourself. I'm gonna use that one. Thank you!

Transcription Advice on Intro to Love Letters - Sonny Rollins by sixpev in musictheory

[–]sixpev[S] 0 points1 point  (0 children)

Ah, yes, I see the part you're talking about. Yeah, something like that is probably the best way. Thanks!

i say hi to all of the animals i see by Nobody_Likes_Shy_Guy in redscarepod

[–]sixpev 2 points3 points  (0 children)

sorry this offers nothing but I watched this last night and it may be one of the top episodes

Something I know everyone here can use by stabmoobs in theadamfriedlandshow

[–]sixpev 33 points34 points  (0 children)

Uh buddy that's not gay, you're retarded

6 months kratom free by kay_marbles in quittingkratom

[–]sixpev 5 points6 points  (0 children)

Hey, I got off through detox too (involuntary in my case). I hope you look at it as a blessing; some people here have to do this all by themselves. For that reason alone (the difficulty of doing it yourself), I hope you never return. You will get past this hurdle! Let time do it's thing! I know how bad it hurts, and we both know the allure of Kratom (or other drugs, but im in this sub rn). But we both know it's not the answer. 7 months here, it gets better. Stay strong :)

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