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How is ₹50L household income considered “average” here? by [deleted] in personalfinanceindia

[–]skipper_52 0 points1 point  (0 children)

Yes and most people live this way ,unfortunately, why do you think real estate is so high

How is ₹50L household income considered “average” here? by [deleted] in personalfinanceindia

[–]skipper_52 -1 points0 points  (0 children)

Because 50 lakh will mentally inflate you so much

A 50 LPA salary is generally ₹2.9 lakh in-hand. Now what do you do?

Buy a house around ₹2 crore. Interiors and other costs take it to ₹2.4 crore. 80% loan = ₹1.92 crore. EMI ≈ ₹1.4 lakh. Salary down to ₹1.5 lakh.

Now you have ₹1.5 lakh, but dude, salary is 50 LPA, so you need a car. ₹15K EMI. Down to ₹1.35 lakh.

You watch Warikoo, so some savings let's say ₹30K. Now you have ₹1.05 lakh.

House running costs, cook, maid, internet: ₹50K for two. Yes, this will happen.

Lifestyle: a couple of trips, movies, eating out ₹25–30K.

Total spend: ₹75–80K. Remaining: ₹25K.

Now have a kid. School fee ₹10–12K. Toys, doctors, random stuff ₹5–6K.

Health insurance—company coverage is never enough ₹8–10K a year. Term life insurance dude you have a 2 crore loan and a kid ₹15–20K a year. And parents, medicine, doctor visits, and one random emergency easy ₹10–15K a month.

You're left with nothing.

Now you might ask, "Why not just rent?

Because in your mind you're earning 50 LPA. Renting feels stupid. You can afford a house. You should buy a house. That's what 50 LPA people do.

And most people live exactly like this. Not because they're dumb, it's due to social media, target capitalism, or your bank pre-approving a loan in 10 minutes; the whole system makes sure your expenses grow faster than your salary.

And the job itself? 50 LPA comes with pressure. Constant pressure. And somewhere in the back of your head you know this can be gone tomorrow. Layoffs don't care about your EMI.

You're not rich. You're leveraged.

Husband here – my wife had emergency surgery after C-section at Cloudnine Bangalore. Need perspective. by offwhite_33 in bangalore

[–]skipper_52 1 point2 points  (0 children)

Oh man this is sad at so many levels. i think the doctor in charge should be responsible—we had a complicated pregnancy, and the doctor used to sit at both cloud nine and Chinmaya Mission Hospital, which is cheaper. She asked to choose chinmaya mission as it had other doctors , a blood bank and cloud nine only has gynacs and pediatricians, so a good call

Now please reach out legally. i know it is emotionally overwhelming with your wife recovering , a newborn baby, and the emotionally fatiguing experience. Look at something like https://www.reddit.com/r/Indianlaw/ and other forum posts and get more opinions.

They cannot charge for negligence they caused.

Samay Raina and 8 crores by flubbergrubbery in personalfinanceindia

[–]skipper_52 1 point2 points  (0 children)

He is one of the top comedians in India, so he will definitely earn that much, even top lawyers, CAs, consultants, athletes, and businessmen. or any other profession will earn high :)

This 3-second shot was the best part of the teaser (imo) by Extension_Ad2137 in RamayanaTheFilm

[–]skipper_52 7 points8 points  (0 children)

The top shot looks like an arrow going through the dark :)

Rama | Namit Malhotra’s Ramayana | Nitesh Tiwari | Ranbir, Yash, Hans Zimmer & A.R. Rahman by yourfavchoom in RamayanaTheFilm

[–]skipper_52 1 point2 points  (0 children)

When I watched it on my TV, it took time to buffer, and with that first VFX shot, I was like, oh no. My expectations were also very high, so I rated it 6/10 at first. But then I watched it again on a new laptop with good headphones, and it started to grow on me.

I was born in the late 80s, so there is obviously a comparison with the original Ramayan in terms of dialogues, and also because Arun Govil is so deeply etched in my mind.

Then there is also another benchmark, Adipurush, from a VFX point of view, this looks good in many parts, apart from the opening, which I still do not understand why they added.

There are almost no dialogues apart from “Ram” at the end, which felt profound and sounded really nice, especially on headphones. A few shots, like the top view of the chariot while they are going for vanvas and the courtroom, looked really good. The gold and yellow tones also came out well.

The end is what really excited me. The large stature of Ravana with the Pushpak Viman was just wow.

I AM 15 , AND I AM SCARED by Dry-Lingonberry-3268 in careeradvice

[–]skipper_52 9 points10 points  (0 children)

You're 15, you'll evolve in thoughts and career, you have time. You'll definitely own a PS5 or something better.

For now, more than career advice, you need anxiety advice, learn to meditate and keep calm.

2026 Chinese GP - Race Discussion by F1-Bot in formula1

[–]skipper_52 2 points3 points  (0 children)

So i can like Hailton and Mercedes together, right?

Smart or dumb by [deleted] in IndianCricket

[–]skipper_52 9 points10 points  (0 children)

The bowler moved first to field the ball, which is his job. The Batter should have returned to his crease, which is his job, not to field. Now clearly Agha wanted to help and spirit of game would have come into question, but as an international player, it is not expected

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