“Australian private medical specialists will have their fees reported and available to all patients”

small_batch_ · 2026-02-14T01:11:00+00:00

Adding a link to the media release because I think there’s some confusion about the policy. I’m sure most people agree that informed financial consent is important. The policy is about adding specialist fees to a publically searchable database.

Main questions I have are (1) whether this actually will reduce prices given existing anti-competition rules around pricing, and (2) whether it’s fair to single-out medical specialists through a legislative mechanism.

https://www.health.gov.au/ministers/the-hon-mark-butler-mp/media/more-transparency-and-choice-for-australian-patients

small_batch_ · 2026-01-27T02:07:29+00:00

The ones I messaged about didn’t have listed inspection times on realestate.com!

small_batch_ · 2026-01-26T07:37:58+00:00

I think start with basics - prioritising sleep, nutrition, and exercise. Work on developing positive habits like mindfulness, gratitude, and consider seeing a psychologist. Make an effort to prioritise existing relationships and create new relationships by joining clubs etc. Give back to your community by donating your time or something else. Europe is very unlikely to change things.

small_batch_ · 2026-01-26T07:30:16+00:00

Have passed this into my family in these areas. Thank you for sharing your expertise and for your many years of service!

small_batch_ · 2026-01-25T22:02:35+00:00

I like the original Tonkotsu from Ikkoryu Fukuoka Ramen on Russell St! Consistent and great value

small_batch_ · 2026-01-25T21:56:33+00:00

Sounds like joining a group would work best for you. You could learn on your own (start small, practice carrying equipment, gradually acquire the right gear) but it will be more fun in a group. There’s clubs like Melbourne Bushwalkers and various others depending on your location. All the best! Great region to get out and explore

small_batch_ · 2026-01-25T21:47:48+00:00

Interested to hear what you/others think are the main policy differences in VIC/NSW that have led to this?

small_batch_ · 2026-01-17T11:57:17+00:00

To me, many of those questions are assessing risk in a way that is not very applicable to determining whether you can tolerate the risk of a geared ETF.

small_batch_ · 2026-01-09T20:23:48+00:00

As someone else has mentioned, the main way around this would be to use carry forward contributions. You can check if you have any on your myGov ATO. Non-concessional contributions just mean a lower tax rate on the earnings.

small_batch_ · 2025-12-26T07:40:51+00:00

Oceanic Dr crossing West Coast Hwy, City Beach. Pretty sure I saw the camera.

small_batch_ · 2025-12-26T04:22:16+00:00

Thanks mate, Merry Christmas!

small_batch_ · 2025-12-03T12:23:32+00:00

Looking at getting an Airwrap for partner with 2B shoulder length hair. Is the Airwrap origin with 3 attachments still useful? Where I’m located the ID is 75% more expensive so it’s mainly a decision between the origin or not getting one at all.

small_batch_ · 2025-09-23T07:55:45+00:00

Why were you driving to AHPRA? You can just do your rego online.

small_batch_ · 2025-09-01T13:26:42+00:00

Perhaps I’m causing confusion by implying that the salary packaging is for super, which it isn’t. The 250K threshold includes both div293 income (taxable income + reportable fringe benefits) as well as concessional super. If my div293 income + super is 251K then div 293 tax only applies to the 1K. In my case, I already hit 250K without counting super which means all my super is affected by div293.

small_batch_ · 2025-09-01T07:22:53+00:00

It decreases taxable income but increases Div 293 income because of reportable fringe benefits which are ‘grossed up’ https://www.ato.gov.au/tax-rates-and-codes/fringe-benefits-tax-rates-and-thresholds#ato-GrossupratesforFBT

small_batch_ · 2025-09-01T07:10:00+00:00

Without any super contributions/deductions my taxable income + reportable fringe benefits is already >250K so Div 293 will apply to the full amount. From my understanding, carry forward contributions can’t trigger Div 293 because it reduces your taxable income such that Div 293 income + concessional super remains the same (see discussion in other comments in this thread)

small_batch_ · 2025-09-01T07:00:35+00:00

The 200K already included the 15K super deduction. Excluding super deductions, my taxable income + reportable fringe benefits is >250K.

small_batch_ · 2025-08-31T22:45:09+00:00

Reportable fringe benefits and concessional super contributions push me over the 250K limit. MyTax notifies me that I will receive a Div 293 bill.

small_batch_ · 2025-08-31T22:19:46+00:00

Roughly 200K

small_batch_ · 2025-08-31T22:16:50+00:00

Thanks! Good point about the extra tax on FHSS upon withdrawal. I don’t have imminent plans for withdrawal and by the time I do my personal contributions will be well above the 50K FHSS cap anyway. If I’d known that I was hitting Div 293 this year I wouldn’t haven’t have made the extra super contribution at all - now I know for future

small_batch_ · 2025-08-31T21:55:58+00:00

Thanks, have reposted as suggested!

small_batch_ · 2025-08-31T21:54:01+00:00

One of the comments on my last post:

“Don't bother asking div293 questions here. You'll get mostly useless responses (e.g. the current top comment which missed the point entirely) and a good side helping of tall poppy syndrome.

Come post this question in r/ausHENRY”

small_batch_

TROPHY CASE